/Send money/To Philippines/From Thailand

How to send money to Philippines from Thailand with the best THB-PHP rate

Compare the best ways to send money from Thailand to the Philippines. Find the cheapest, fastest, and most reliable providers with the best THB to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Thailand.

Transferring the other way? Send PHP from Philippines to Thailand instead.
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November 18th, 2025

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Best money transfer companies

Send money from Thailand to Philippines

Last updated: Today
Mid-market rate as of 11/18/2025: 1 THB = 1.820861 PHP
Results below are based on a 8100 THB search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (PHP)
₱14,006.34
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (PHP)
₱14,006.34
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (PHP)
₱13,857.19
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Thailand to Philippines

While you can’t send THB to PHP with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send THB to Philippines is through a cash transfer with Western Union.

Western Union offers broad coverage across Thailand and Philippines, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 THB per 8,100 THB transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in THB, while the recipient collects PHP in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to get the best deal on sending money from Thailand to Philippines

Summary of recent searches

Top rated for transfers from Thailand to Philippines
Western Union Agent
Total number of TH - PH providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from Thailand to Philippines considerations

1

Compare providers

A comparison of providers offering services between Thailand and the Philippines is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Baht to the Philippines.

This ensures you will get the best options for your transfer to the Philippines from Thailand.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Thailand to the Philippines.

2

Get the most from the Baht-Philippine Peso exchange rate

3

Choose the right payment method

4

Financial regulations in Thailand and Philippines

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The fastest way to to send THB to Philippines is using PayPal (P2P Transfer)

If you and your recipient both have the PayPal app, the transfer is instant.

However, the withdrawal time from the PayPal account to the bank account or mobile wallet could take some time (from minutes to couple of days depending on the amount and account status).

With the limited THB/PHP transfer options, this is one of the fastest options you have.

Alternatively, you may want to consider sending cash via Western Union or MoneyGram.

Screenshot

Fastest money transfers from Thailand to Philippines: cash transfer via MoneyGram Agent

The quickest way to send money from Thailand to Philippines is through a cash transfer with a MoneyGram Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect PHP within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting THB to PHP transfers, MoneyGram remains the fastest and most reliable option for cash pickups in Philippines.

Transfer a large sum of money

When sending large amounts of Baht to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
3 money transfer companies compared, Western Union Agent is the best option for large transfers from Thailand to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Thailand to the Philippines can become expensive if you use a bank, or the wrong provider.

Western Union Agent is the top choice for sending large sums of money to the Philippines from Thailand because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Thailand to Philippines

The total cost of sending money to the Philippines from Thailand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for THB-PHP is 1.8189 PHP per Baht.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Baht.

  • The average THB-PHP mid-market rate for the last 7 days has been 1.8241 PHP per Baht. This includes a high of 1.8278, and low of 1.8209.

  • Out of the 3 companies compared, Western Union Agent offers the best exchange rates.

  • The exchange rate you receive on converting THB to PHP should be the biggest determining cost factor when transferring Baht to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union Agent has a fee of 3 THB per transfer (which is the cheapest option right now for a ฿8,100 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Thailand will result in more money received in the Philippines.

Track the exchange rate for Baht to Philippine Peso

Sending money at the right time between THB and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your THB.

Mid-market Rate
1 
THB
=
1.818882 
PHP

Over the last 7 days, the average numbers are:

  • The exchange rate from THB to PHP averaged 1.8241 PHP.

  • The highest value recorded was 1.8278 PHP, while the lowest was 1.8209 PHP.

  • 3 providers currently offer transfers between Thailand and the Philippines close to this rate

Want to secure the best THB-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Thailand to Philippines!

Payment options for transfers from Thailand to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Thailand to the Philippines.

    Using a money transfer company such as Western Union Agent for payments from Thailand to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Western Union Agent is the best money transfer provider for bank transfers of the 3 we compared when sending THB to the Philippines.

    With a fee of 3 THB to transfer money from Thailand to the Philippines, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Thailand to the Philippines is easy with Western Union Agent.


    Western Union Agent is a leader in debit card money transfers from Thailand to the Philippines. They are the best option of the 3 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Thailand to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Thailand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Thailand to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send THB to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Thailand to Philippines?
Are there any tax implications to sending money from Thailand to Philippines?
Can I send money from Thailand to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Bahts to Philippines through various providers?
How long does it take to send money from Thailand to Philippines?
What is the best exchange rate I can get for sending money from Thailand to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Thailand to Philippines?
Can I schedule regular transfers between Thailand and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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