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How to send money to Philippines from Thailand with the best THB-PHP rate

Compare the best ways to send money from Thailand to the Philippines. Find the cheapest, fastest, and most reliable providers with the best THB to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Thailand.

Transferring the other way? Send PHP from Philippines to Thailand instead.
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July 7th, 2025
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Send money from Thailand to Philippines

Last updated: Today
Mid-market rate as of 07/07/2025: 1 THB = 1.737696 PHP
Results below are based on a 242861 THB search
0 of 2 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (PHP)
₱420,879.14
Full transfer details
Visit Regency FX
₱11,521 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
OFX
Recipient gets (PHP)
₱415,389.45
Full transfer details
Visit OFX
₱6,031 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱420,879.14
Full transfer details
Visit Regency FX
₱11,521 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
OFX
Recipient gets (PHP)
₱415,389.45
Full transfer details
Visit OFX
₱6,031 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (PHP)
₱420,879.14
Full transfer details
Visit Regency FX
₱11,521 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
OFX
Recipient gets (PHP)
₱415,389.45
Full transfer details
Visit OFX
₱6,031 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: OFX

OFX is our top choice for THB to PHP transfers.

We tested & reviewed 2 money transfer providers, and OFX scored highly in each category.

Transferring 242,861 THB to PHP will cost you ฿0 in fees, and your recipient will get 415,389.45 PHP.

For a great mix of cost, speed & features, transfer from Thailand to Philippine Peso using OFX.

OFX is the top rated company for sending money from Thailand (THB) to Philippines (PHP) - OFX Screenshot

How to get the best deal on sending money from Thailand to Philippines

Summary of recent searches

Top rated for transfers from Thailand to Philippines
OFX
Total number of TH - PH providers
2
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Sending money from Thailand to Philippines considerations

1
Compare providers

A comparison of providers offering services between Thailand and the Philippines is the easiest way to ensure the best deal.

We've compared 2 providers that offer services for sending Baht to the Philippines.

This ensures you will get the best options for your transfer to the Philippines from Thailand.

Whilst we rate OFX as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Thailand to the Philippines.

2
Get the most from the Baht-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulations in Thailand and Philippines
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Thailand to the Philippines: Regency FX

Regency FX offers the lowest cost transfers of the 2 compared.

Data collected for transfers between Thailand and the Philippines over the past week shows that Regency FX is 1.3% cheaper than the second-best option.

This cost combines the exchange rate between the Baht and Philippine Peso that is 0.27% different to the mid-market rate and the fee of 0 THB.

Fastest money transfers to Philippines from Thailand: Regency FX.

We tested 2 companies offering transfers from Baht to the Philippines and Regency FX offered the quickest options.

For example, the transfer time for sending ฿242,861 to Philippines with Regency FX is minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Money transfers from Thailand to the Philippines through Regency FX have a fee of 0 THB.

To confirm that Regency FX was the 'fastest' option we compared 2 money transfer providers for the overall speed of sending money from Thailand to the Philippines. This was made up of depositing Baht to a money transfer account and transfer times to the Philippines.

When sending quickly is a priority, Regency FX is our recommended choice for sending into Philippines from Thailand.

Transfer a large sum of money

When sending large amounts of Baht to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
2 money transfer companies compared, OFX is the best option for large transfers from Thailand to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Thailand to the Philippines can become expensive if you use a bank, or the wrong provider.

OFX is the top choice for sending large sums of money to the Philippines from Thailand because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Thailand to Philippines

The total cost of sending money to the Philippines from Thailand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for THB-PHP is 1.7383 PHP per Baht.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Baht.

  • The average THB-PHP mid-market rate for the last 7 days has been 1.741 PHP per Baht. This includes a high of 1.7465, and low of 1.7324.

  • Out of the 2 companies compared, Regency FX offers the best exchange rates.

  • The exchange rate you receive on converting THB to PHP should be the biggest determining cost factor when transferring Baht to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 THB per transfer (which is the cheapest option right now for a ฿242,861 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Thailand will result in more money received in the Philippines.

Track the exchange rate for Baht to Philippine Peso

Sending money at the right time between THB and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your THB.

Mid-market Rate
1 
=
1.737521 
PHP

Over the last 7 days, the average numbers are:

  • The exchange rate from THB to PHP averaged 1.741 PHP.

  • The highest value recorded was 1.7465 PHP, while the lowest was 1.7324 PHP.

  • 2 providers currently offer transfers between Thailand and the Philippines close to this rate

Want to secure the best THB-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Thailand to Philippines!

Payment options for transfers from Thailand to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Thailand to the Philippines.

    Using a money transfer company such as Regency FX for payments from Thailand to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 2 we compared when sending THB to the Philippines.

    With a fee of 0 THB to transfer money from Thailand to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Thailand to the Philippines is easy with .


    is a leader in debit card money transfers from Thailand to the Philippines. They are the best option of the 2 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Thailand to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Thailand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Thailand to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send THB to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from Thailand to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Thailand to Philippines?
Can I schedule regular transfers between Thailand and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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