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How to send money to Thailand from Philippines with the best PHP-THB rate

Get the best deals when you transfer from the Philippines to Thailand. Find the cheapest, fastest, and most reliable providers with the best PHP to THB exchange rates.

Read on for analysis on the best ways to send money to Thailand from Philippines.

Transferring the other way? Send THB from Thailand to Philippines instead.
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June 27th, 2025
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Send money from Philippines to Thailand

Last updated: Today
Mid-market rate as of 06/27/2025: 1 PHP = 0.576207 THB
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (THB)
฿229,128.67
Full transfer details
Visit Wise
฿5,560 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (THB)
฿226,040.00
Full transfer details
Visit OFX
฿2,472 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (THB)
฿229,128.67
Full transfer details
Visit Wise
฿5,560 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (THB)
฿226,040.00
Full transfer details
Visit OFX
฿2,472 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (THB)
฿229,128.67
Full transfer details
Visit Wise
฿5,560 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (THB)
฿226,040.00
Full transfer details
Visit OFX
฿2,472 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from PHP.

Of the 2 companies that support PHP to THB, Wise offered the best combination of cost and speed.

Sending 400,000 PHP to THB will cost you ₱2205.79 in fees, and you will receive 227,819.53 THB. The delivery time usually is within minutes, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Philippine Pesos to Thailand using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Thailand (THB) - Wise Screenshot

How to get the best deal on sending money from Philippines to Thailand

Summary of recent searches

Top rated for transfers from Philippines to Thailand
Wise
Total number of PH - TH providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations for money transfers from Philippines to Thailand

1
Compare providers

Comparing providers offering services between the Philippines and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 2 companies that provide the ability to send Philippine Peso to Thailand.

This ensures you get the best options for transfers to Thailand from the Philippines, based on the amount you want to send.

2
Watch the Philippine Peso-Baht exchange rate
3
Choose the right payment method
4
Use providers regulated in Thailand and Philippines
5
Consider transfer limits
6
Receiving money in Thailand
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Philippines to Thailand: Wise

Wise is the cheapest way to send money to Thailand from the Philippines out of the 2 companies compared.

Data collected over the past week shows that Wise is 1.4% cheaper than the second-best option.

This includes the transfer fee of 2205.79 PHP an exchange rate for buying Baht with Philippine Pesos that is 0.02% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Thailand, Wise will result in the most Baht received.

Wise is the cheapest way to send money from Philippines (PHP) to Thailand (THB) - Wise Screenshot

Fastest way to transfer money to Thailand from the Philippines: Wise.

We tested 2 companies offering transfers from the Philippines to Thailand and Wise offered the quickest option.

For example, if you send 400,000 PHP with Wise to Thailand, the transfer time is within minutes

When using Wise to send money from the Philippines to Thailand you can expect to pay 2205.79 PHP in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 2 money transfer providers. To test overall speed of sending money from the Philippines to Thailand we included the timeframe for depositing Philippine Peso to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from Philippines quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Philippines (PHP) to Thailand (THB) - Wise Screenshot

Sending a large amount of money?

For big transfers from the Philippines to Thailand, competitive pricing & strong customer service are essential.

Of the
2 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Philippines to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of transferring money to Thailand from Philippines

Fees and exchange rates make up the total cost of sending money from Thailand to Thailand. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-THB mid-market rate is 0.5767 THB per Philippine Peso. You will get more Baht for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-THB mid-market rate has had a high of 0.576, a low of 0.5728 and averaged 0.5739 THB per Philippine Peso.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to THB will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Thailand.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 2205.79 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Baht eventually received in Thailand. You can assume that a lower cost of sending from the Philippines will result in more money received in Thailand.

Finding the best exchange rate between Philippine Peso and Baht

Getting a strong exchange rate between PHP and THB is essential. The exchange rate you secure impacts how much THB you get for your PHP.

Mid-market Rate
1 
=
0.576657 
THB

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to THB has averaged 0.5739.

  • In this period there was a high of 0.576, and a low of 0.5728.

  • Wise, which is our recommended service to send money online from Philippines to Thailand offers 0.5727 THB per PHP which is only 0.02% above the mid-market rate.

Want to secure the best PHP-Baht exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Thailand!

Payment methods available to fund your Philippines to
Thailand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Philippines to Thailand.

    By using a money transfer company such as Wise for transfers from Philippines to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending PHP to Thailand.

    With a fee of PHP2205.79 to send money from Philippines to Thailand, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Philippines to Thailand with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Philippines to Thailand, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from the Philippines to Thailand, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Thailand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to THB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from Philippines to Thailand?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Thailand?
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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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