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How to send money to Pakistan from Philippines with the best PHP-PKR rate

Compare ways to send money from Philippines to Pakistan. Find the cheapest, fastest, and most reliable providers with the best PHP to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from Philippines.

Transferring the other way? Send PKR from Pakistan to Philippines instead.
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November 29th, 2025

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Best money transfer companies

Send money from Philippines to Pakistan

Last updated: Today
Mid-market rate as of 11/29/2025: 1 PHP = 4.804666 PKR
Results below are based on a 14700 PHP search
Promoted
Wise
Recipient gets (PKR)
Rs 69,749.65
Full transfer details
Visit Wise
Rs 1,240 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 3 providers
1
Wise
Recipient gets (PKR)
Rs 69,749.65
Full transfer details
Visit Wise
Rs 1,240 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (PKR)
Rs 67,083.47
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (PKR)
Rs 67,083.47
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (PKR)
Rs 69,749.65
Full transfer details
Visit Wise
Rs 1,240 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Pakistan.

Of the 3 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 14,700 Philippine Pesos to PKR will cost you ₱121.26 in fees, and you will receive 69,749.65 PKR. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Pakistan transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Pakistan (PKR) - Wise Screenshot

How to get the best deal on sending money from Philippines to Pakistan

Summary of recent searches

Top rated for transfers from Philippines to Pakistan
Wise
Total number of PH - PK providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

What to consider ahead of money transfers from Philippines to Pakistan

1

Compare providers

Comparing based on your specific needs is the best way to send money from the Philippines to Pakistan with confidence.

Our analysis, and search results, include 3 providers that operate between the Philippines and Pakistan. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Pakistan.

2

Understand the Philippine Peso-Pakistan Rupee exchange rate

3

Choose the right payment method

4

Use providers regulated in Philippines and Pakistan

5

Consider transfer limits

6

Receiving money in Pakistan

7

Have your ID ready

8

Don't forget about taxes

The cheapest way to send money to Pakistan from Philippines is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PHP to PKR transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PHP per 14,700 PHP) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Philippines to Pakistan: cash transfer via MoneyGram Agent

The quickest way to send money from Philippines to Pakistan is through a cash transfer with a MoneyGram Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect PKR within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PHP to PKR transfers, MoneyGram remains the fastest and most reliable option for cash pickups in Pakistan.

Sending large amounts of money

Transferring Philippine Peso to Pakistan Rupee in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
3 companies compared, Wise has the strongest option for large transfers from the Philippines to Pakistan.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Pakistan Rupee.

The Wise rate makes them great for large transfers between Pakistan and the Philippines.

Understanding the costs involved when moving money from Philippines to Pakistan

The total cost of sending money to Pakistan from the Philippines is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for PHP-PKR is 4.8047 PKR per Philippine Peso.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your Philippine Pesos.

The PHP-PKR mid-market rate over the last 7 days has seen the Philippine Peso worth an average 4.8054 PKR. Within this there has been a high of 4.8627, and a low of 4.7697.

From 3 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to PKR.

Fees: When sending money there may be additional fees. Wise offers the lowest fee of the 3 providers tested, costing justs 121.26 PHP per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from the Philippines.

How to find the best exchange rate for Philippine Peso to Pakistan Rupee

Timing is essential for sending money between PHP and PKR. The exchange rate you secure impacts how much PKR you get for your PHP.

Mid-market Rate
1 
PHP
=
4.804666 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from PHP to PKR has seen some fluctuation. On average, it stood at 4.8054.

  • During this period, the highest value recorded was 4.8627, while the lowest was 4.7697.

  • Wise, which is our recommended service to send money online from Philippines to Pakistan offers an exchange rate that is only 0.42% above the mid-market rate.

Want to secure the best PHP-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Pakistan!

Payment methods for Philippines to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the Philippines to Pakistan.

    By opting for a money transfer company such as Wise for transfers from the Philippines to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 3 we tested when sending PHP to Pakistan.

    With a fee of PHP121.26 to send money from the Philippines to Pakistan, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the Philippines to Pakistan is easy with Western Union Agent.


    Western Union Agent is a market leader in debit card payments for transfers from the Philippines to Pakistan, this is among a total of 3 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from the Philippines to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Philippines to Pakistan?
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How long does it take to send money from Philippines to Pakistan?
What is the best exchange rate I can get for sending money from Philippines to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Pakistan?
Can I schedule regular transfers between Philippines and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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