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How to send money to Pakistan from US with the best USD-PKR rate

Compare ways to send money from United States to Pakistan. Find the cheapest, fastest, and most reliable providers with the best USD to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from United States.

Transferring the other way? Send PKR from Pakistan to United States instead.
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July 3rd, 2025
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Best money transfer companies

Send money from United States to Pakistan

Last updated: Today
Mid-market rate as of 07/03/2025: 1 USD = 283.834741 PKR
Results below are based on a 7000 USD search
0 of 9 providers
Sponsored
Wise
Recipient gets (PKR)
Rs 1,974,126.36
Full transfer details
Visit Wise
Rs 46,888 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 1,987,097.70
Full transfer details
Visit Xe
Rs 59,860 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Remitly
Recipient gets (PKR)
Rs 1,997,100.00
Full transfer details
Visit Remitly
Rs 69,862 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (PKR)
Rs 1,987,097.70
Full transfer details
Visit Xe
Rs 59,860 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (PKR)
Rs 1,981,478.71
Full transfer details
Visit Regency FX
Rs 54,241 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (PKR)
Rs 1,974,126.36
Full transfer details
Visit Wise
Rs 46,888 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
OFX
Recipient gets (PKR)
Rs 1,949,928.40
Full transfer details
Visit OFX
Rs 22,691 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PKR)
Rs 1,979,750.72
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (PKR)
    Rs 1,921,508.69
    Not recommended
  • HSBC
    HSBC
    Recipient gets (PKR)
    Rs 1,919,524.68
    Not recommended
  • Capital One
    Capital One
    Recipient gets (PKR)
    Rs 1,907,369.46
    Not recommended
  • PayPal
    PayPal
    Recipient gets (PKR)
    Rs 1,829,167.31
    Not recommended
Sponsored
Wise
Recipient gets (PKR)
Rs 1,974,126.36
Full transfer details
Visit Wise
Rs 46,888 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 1,987,097.70
Full transfer details
Visit Xe
Rs 59,860 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Pakistan.

We tested & reviewed 9 transfer providers, and Wise scored highly.

Sending 7,000 USD to PKR will cost you $45.79 in fees, and you will get 1,974,126.36 PKR. The delivery time is día siguiente, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Pakistan transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Pakistan (PKR) - Wise Screenshot

How to compare deals on your United States to Pakistan transfer

Summary of recent searches

Top rated for transfers from United States to Pakistan
Wise
Total number of US - PK providers
9
Average cheapest fees & rate
Remitly
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Remitly
Best for debit card
Xe

Considerations for sending money from United States to Pakistan

1
Compare providers

Always compare ways to send money from the United States to Pakistan to get the best options for fees, speed, and reliability.

Our analysis included 9 providers that operate between United States and Pakistan.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Pakistan.

2
Track the US Dollar-Pakistan Rupee exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Pakistan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Pakistan from the United States: Remitly

Remitly offers the cheapest combination of low fees and competitive exchange rates of the 9 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-PKR that is -0.51% different to the mid-market rate.

In comparison, Remitly is 0.5% cheaper than the second-best option.

To secure affordable and great rates on a USD to Pakistan transfer, Remitly is our recommended choice.

Remitly is the cheapest way to send money from United States (USD) to Pakistan (PKR) - Remitly Screenshot

Fastest way to send money to Pakistan from the United States: Xe

We compared 9 companies and found Xe offers the fastest money transfers between the United States and Pakistan.

The transfer time is minutos - 24 horas with Xe for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Pakistan Rupee transfer through Xe comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Xe was the 'fastest' option we compared 9 providers. This comparison was for overall speed of sending money from the United States to Pakistan and is a combination of depositing US Dollar, transfer times to Pakistan and withdrawal timeframes where applicable.

When speed is a priority, Xe is the top choice for sending into Pakistan from the United States.

Xe is the fastest way to send money from United States (USD) to Pakistan (PKR) - Xe Screenshot 1
Xe is the fastest way to send money from United States (USD) to Pakistan (PKR) - Xe Screenshot 2
Xe is the fastest way to send money from United States (USD) to Pakistan (PKR) - Xe Screenshot 3

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Pakistan from the United States needs a strong exchange rate and effective transfer management.

From the
9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Pakistan from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Pakistan Rupees to Pakistan Rupee.

As such, we recommend Currencies Direct for large Pakistan transfers.

Understanding the costs involved when moving money from United States to Pakistan

The total cost of sending money to Pakistan from the United States is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for USD-PKR is 284.4764 PKR per US Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your US Dollars.

The USD-PKR mid-market rate over the last 7 days has seen the US Dollar worth an average 283.7203 PKR. Within this there has been a high of 284.1695, and a low of 283.4163.

From 9 companies compared, Remitly offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to PKR.

Fees: When sending money there may be additional fees. Remitly offers the lowest fee of the 9 providers tested, costing justs 0 USD per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from the United States.

How to find the best exchange rate for US Dollar to Pakistan Rupee

Timing is essential for sending money between USD and PKR. The exchange rate you secure impacts how much PKR you get for your USD.

Mid-market Rate
1 
=
284.476376 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from USD to PKR has seen some fluctuation. On average, it stood at 283.7203.

  • During this period, the highest value recorded was 284.1695, while the lowest was 283.4163.

  • Wise, which is our recommended service to send money online from United States to Pakistan offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best USD-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Pakistan!

Payment methods for United States to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United States to Pakistan.

    By opting for a money transfer company such as Remitly for transfers from the United States to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Remitly is the cheapest provider for bank transfers from the 9 we tested when sending USD to Pakistan.

    With a fee of USD0 to send money from the United States to Pakistan, Remitly offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the United States to Pakistan is easy with Xe.


    Xe is a market leader in debit card payments for transfers from the United States to Pakistan, this is among a total of 9 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from the United States to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from United States to Pakistan?
What is the best exchange rate I can get for sending money from United States to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from United States to Pakistan?
Can I schedule regular transfers between United States and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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