Best companies for USD/PKR transfers
8 of 8 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/PKR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $45.57 1 USD = 276.8630 PKR +0.13% vs mid-market	Recipient gets Rs 1,925,424.35 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $45.571 USD = 276.8630 PKR Rs 1,925,424.35You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 275.0589 PKR +0.79% vs mid-market	Recipient gets Rs 1,925,412.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 275.0589 PKR Rs 1,925,412.30You pay$7,000.00
Run a live search Showing top United States to Pakistan deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to PKR rates.
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much USD you're planning to spend in Pakistan.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Only available via Mobile App WorldRemit Pay via Debit card	Fee $1.99 1 USD = 278.6350 PKR -0.50% vs mid-market	Recipient gets Rs 1,949,890.59 Minutes - 2 days
13 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Pakistan with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days $1.991 USD = 278.6350 PKR Rs 1,949,890.59You pay$7,000.00 Cash pickupMinutes - 2 days $0.991 USD = 273.3394 PKR Rs 1,913,104.91You pay$7,000.00 Mobile moneyMinutes - 2 days $1.991 USD = 273.3394 PKR Rs 1,912,831.57You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $0.00 1 USD = 276.8022 PKR +0.16% vs mid-market	Recipient gets Rs 1,937,615.40 Minutes - 24 hours
2 reviews
Ways to receive money in Pakistan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 USD = 276.8022 PKR Rs 1,937,615.40You pay$7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks, Free Send Free1 USD = 276.8022 PKR Rs 1,937,615.40You pay$7,000.00 Cash pickupMinutes - 24 hours $1.491 USD = 273.3516 PKR Rs 1,913,461.20You pay$7,001.49

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.00 1 USD = 276.8022 PKR +0.16% vs mid-market	Recipient gets Rs 1,937,615.40 Minutes - 24 hours
2 reviews
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 USD = 276.8022 PKR Rs 1,937,615.40You pay$7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 USD = 275.8828 PKR Rs 1,931,179.60You pay$7,000.00 Cash pickupMinutes - 24 hours $14.991 USD = 270.3074 PKR Rs 1,892,151.80You pay$7,014.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 276.8022 PKR +0.16% vs mid-market	Recipient gets Rs 1,937,615.40 Minutes - 24 hours
2 reviews
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 276.8022 PKR Rs 1,937,615.40You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 275.8828 PKR Rs 1,931,179.60You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 270.3074 PKR Rs 1,892,151.80You pay$7,179.99
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 276.4858 PKR +0.27% vs mid-market	Recipient gets Rs 1,935,400.41 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 276.4858 PKR Rs 1,935,400.41You pay$7,000.00
OFX Pay via Bank transfer	Fee $0.00 1 USD = 275.8481 PKR +0.50% vs mid-market	Recipient gets Rs 1,930,936.94 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 275.8481 PKR Rs 1,930,936.94You pay$7,000.00
Wise Pay via Bank transfer	Fee $45.57 1 USD = 276.8630 PKR +0.13% vs mid-market	Recipient gets Rs 1,925,424.35 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $45.571 USD = 276.8630 PKR Rs 1,925,424.35You pay$7,000.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 275.0589 PKR +0.79% vs mid-market	Recipient gets Rs 1,925,412.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 275.0589 PKR Rs 1,925,412.30You pay$7,000.00

Xe Pay via Credit card	Fee $0.00 1 USD = 275.0589 PKR +0.79% vs mid-market	Recipient gets Rs 1,925,412.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 275.0589 PKR Rs 1,925,412.30You pay$7,000.00
Xe Pay via Debit card	Fee $0.00 1 USD = 275.0589 PKR +0.79% vs mid-market	Recipient gets Rs 1,925,412.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Pakistan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 275.0589 PKR Rs 1,925,412.30You pay$7,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 275.0000 PKR +0.81% vs mid-market	Recipient gets Rs 1,925,000.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 275.0000 PKR Rs 1,925,000.00You pay$7,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 USD = 275.0000 PKR Rs 1,925,000.00You pay$7,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 USD = 275.0000 PKR Rs 1,925,000.00You pay$7,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 USD = 275.0000 PKR Rs 1,925,000.00You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 273.8958 PKR +1.21% vs mid-market	Recipient gets Rs 1,917,270.60 Minutes - 24 hours
2 reviews
Ways to receive money in Pakistan with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 273.8958 PKR Rs 1,917,270.60You pay$7,060.79
Chase Pay via Bank transfer	Fee $0.00 1 USD = 267.1500 PKR +3.70% vs mid-market	Recipient gets Rs 1,870,050.00
0 reviews
Ways to receive money in Pakistan with Chase when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit Free1 USD = 267.1500 PKR Rs 1,870,050.00You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 277.2343 PKR Updates every 60 minutes.

Why compare

USD/PKR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Pakistan

Pick a company

If you're sending a one-off transfer, then WorldRemit is the best option.

WorldRemit was the cheapest on 10 of the 22 days it quoted $7,000 transfers to Pakistan.

For recurring transfers, I'd suggest using an app or a multi-currency account with WorldRemit.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Pakistan, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Pakistan?

How much USD you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 35% of the transfers from $5,000 it quoted, and in 34% of all the transfers it quoted.


$500	-0.20%	$0.00	Rs 138,895.00with debit card to bank deposit	+Rs 3,085.96
$2,000	-0.05%	$0.00	Rs 554,760.00with remitly wallet to bank deposit	+Rs 6,927.28
$5,000	-0.50%	$1.99	Rs 1,392,620.57with debit card to bank deposit	+Rs 17,265.32
$7,000This page	-0.50%	$1.99	Rs 1,949,890.59with debit card to bank deposit	+Rs 23,501.67
$10,000	-0.31%	$1.99	Rs 2,780,483.07with debit card to bank deposit	+Rs 28,822.83
$50,000	0.16%	$0.00	Rs 13,840,110.00with bank transfer to mobile wallet	+Rs 92,347.38
$100,000	0.16%	$0.00	Rs 27,680,220.00with bank transfer to mobile wallet	+Rs 182,797.61
$250,000	0.16%	$0.00	Rs 69,200,550.00with bank transfer to mobile wallet	+Rs 469,707.46

Mid-market rate: 1 USD = 277.2343 PKR

USD/PKR Exchange Rate History

Is today a good time to send money from US to Pakistan?

The cheapest way to send USD to PKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 7,000 USD transfers to Pakistan.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

Understanding USD/PKR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PKR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 24 of the last 30 days.

Right now, WorldRemit pays 1,949,890.59 PKR on 7,000 USD, which is 9,250.45 PKR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 1,950,298.64 PKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

MoneyGram (today's second cheapest) was the cheapest in 54% of its comparisons, so if you send money to Pakistan regularly, it's worth comparing it with WorldRemit before each transfer.

Ways to send money from the US to Pakistan

There are 8 companies available for sending money from the US to Pakistan, across app, online, broker, in person, multi-currency account, global account, and bank, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

WorldRemit charges $1.99 on a $7,000 transfer with -0.5% markup, saves your recipient's details for next time, and PKR arrives in minutes - 2 days.

Over the past month, WorldRemit was the cheapest app on 45% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 1,937,615.4 PKR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Pakistan.

Of all online companies listed here, MoneyGram gets you the most PKR per USD.

On a $7,000 transfer, you will get 1,937,615.4 PKR after a $0 fee and 0.16% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Pakistan (e.g. a property purchase, tuition, or moving to Pakistan), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/PKR that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Only if you have to

Banks

Wiring money abroad from your bank is the most expensive option.

On a $7,000 transfer, a bank like Chase gets your recipient 1,870,050 PKR, against 1,949,890.59 PKR with WorldRemit (the overall cheapest option).

We found Chase was the cheapest bank on 30 of the 30 days it appeared for this amount.

The wire "feels" official, but regulated money transfer companies are just as safe with their own protection and rules.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving PKR.

This is useful for traveling to Pakistan, building up PKR balance, or receiving payments in PKR.

Wise converts $7,000 at 0.13% markup plus small fee and holds the PKR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive PKR in Pakistan

With WorldRemit, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 1,949,890.59 PKR.

Our data shows that WorldRemit gets your recipient 79,840.59 PKR more than Chase, today's cheapest bank, on the same $7,000.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Pakistan.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 1,937,615.4 PKR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Pakistan.

Your recipient in Pakistan can collect PKR through bank deposit, cash pickup, mobile wallet, and mobile money.

They can collect cash in Pakistan

Your recipient can collect PKR from a participating MoneyGram location in Pakistan.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Debit card Bank deposit

You pay $7,000.00

Rs1,949,891

Cheapest
2

Debit card Mobile wallet

You pay $7,000.00

Rs1,937,615

-Rs12,275
3

Bank transfer Mobile wallet

You pay $7,000.00

Rs1,937,615

-Rs12,275
4

Bank transfer Bank deposit

You pay $7,000.00

Rs1,937,615

-Rs12,275
5

Credit card Mobile wallet

You pay $7,210.00

Rs1,937,615

-Rs12,275

Show moreShow less

6

Credit card Bank deposit

You pay $7,177.99

Rs1,931,180

-Rs18,711
7

Debit card Cash pickup

You pay $7,000.00

Rs1,925,000

-Rs24,891
8

Debit card Mobile money

You pay $7,000.00

Rs1,925,000

-Rs24,891
9

Cash deposit Cash pickup

You pay $7,060.79

Rs1,917,271

-Rs32,620
10

Bank transfer Cash pickup

You pay $7,001.49

Rs1,913,461

-Rs36,429
11

Credit card Cash pickup

You pay $7,179.99

Rs1,892,152

-Rs57,739

Things to consider before sending USD to Pakistan

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/PKR company

Cheapest way to send money to Pakistan

The cheapest option is WorldRemit, funded by debit card with bank deposit for the payout. Your recipient gets 1,949,890.59 PKR, which is 0.63% more than the next best option.

Fastest way to send money to Pakistan

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 1,925,000 PKR, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Pakistan?

For transfers over $10,000, WorldRemit is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Pakistan.

While WorldRemit may not always be the cheapest or fastest way to send PKR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Pakistan and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/PKR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Pakistan

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.0498	–	Rs 1,939,348.95
MoneyGram Cheapest	277.1537	$0.00	Rs 1,940,075.90	+Rs 726.95
WorldRemit	277.1678	$1.99	Rs 1,939,623.39	+Rs 274.44
Regency FX	276.3018	$0.00	Rs 1,934,112.71	−Rs 5,236.24
Chase	267.2470	$0.00	Rs 1,870,729.00	−Rs 68,619.95

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.5959	–	Rs 1,936,171.11
MoneyGram Cheapest	277.1214	$0.00	Rs 1,939,849.80	+Rs 3,678.69
WorldRemit	277.1717	$1.99	Rs 1,939,650.19	+Rs 3,479.08
Regency FX	275.8491	$0.00	Rs 1,930,943.45	−Rs 5,227.66
Chase	267.2104	$0.00	Rs 1,870,472.47	−Rs 65,698.64

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.0501	–	Rs 1,939,350.65
MoneyGram Cheapest	277.1144	$0.00	Rs 1,939,800.80	+Rs 450.15
WorldRemit	277.0384	$1.99	Rs 1,938,717.35	−Rs 633.30
Regency FX	276.3021	$0.00	Rs 1,934,114.40	−Rs 5,236.25
Chase	267.2104	$0.00	Rs 1,870,472.47	−Rs 68,878.18

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.0503	–	Rs 1,939,351.93
MoneyGram Cheapest	277.1022	$0.00	Rs 1,939,715.40	+Rs 363.47
WorldRemit	276.9360	$1.99	Rs 1,938,000.69	−Rs 1,351.24
Regency FX	276.3022	$0.00	Rs 1,934,115.67	−Rs 5,236.26
Chase	267.2104	$0.00	Rs 1,870,472.47	−Rs 68,879.46

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.6504	–	Rs 1,936,552.62
MoneyGram Cheapest	277.0714	$0.00	Rs 1,939,499.80	+Rs 2,947.18
Regency FX	275.9034	$0.00	Rs 1,931,323.93	−Rs 5,228.69
Chase	267.2104	$0.00	Rs 1,870,472.47	−Rs 66,080.15
WorldRemit No quote collected this day	–	–	–	–

Compare the best ways to send money from United States to Pakistan

Best companies for USD/PKR transfers

How to send money from US to Pakistan

Pick a company

Pay for it

Check and send

How much USD are you sending to Pakistan?

Is today a good time to send money from US to Pakistan?

Understanding USD/PKR exchange rate

Picking the cheapest money transfer company

Is the cheapest money transfer company always the best?

Ways to send money from the US to Pakistan

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Banks

Global accounts

Multi-currency accounts

Ways to fund USD and receive PKR in Pakistan

Things to consider before sending USD to Pakistan

Find the right USD/PKR company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Pakistan?

How we analyze the market

Related transfer routes

Send money to Pakistan

Recommendations

Tools & resources

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.3662	–	Rs 1,934,563.26
MoneyGram Cheapest	277.0714	$0.00	Rs 1,939,499.80	+Rs 4,936.54
WorldRemit	276.9873	$1.99	Rs 1,938,359.90	+Rs 3,796.64
Regency FX	275.6200	$0.00	Rs 1,929,339.94	−Rs 5,223.32
Chase	267.2470	$0.00	Rs 1,870,729.00	−Rs 63,834.26

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.7705	–	Rs 1,937,393.77
WorldRemit Cheapest	277.6583	$1.99	Rs 1,943,055.56	+Rs 5,661.79
MoneyGram	277.0714	$0.00	Rs 1,939,499.80	+Rs 2,106.03
Regency FX	276.0233	$0.00	Rs 1,932,162.80	−Rs 5,230.97
Chase	267.2470	$0.00	Rs 1,870,729.00	−Rs 66,664.77

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.4006	–	Rs 1,934,803.95
WorldRemit Cheapest	278.6933	$1.99	Rs 1,950,298.64	+Rs 15,494.69
MoneyGram	277.0631	$0.00	Rs 1,939,441.70	+Rs 4,637.75
Regency FX	275.6543	$0.00	Rs 1,929,579.98	−Rs 5,223.97
Chase	267.1872	$0.00	Rs 1,870,310.39	−Rs 64,493.56

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.8298	–	Rs 1,937,808.27
MoneyGram Cheapest	277.0545	$0.00	Rs 1,939,381.50	+Rs 1,573.23
Regency FX	276.0823	$0.00	Rs 1,932,576.19	−Rs 5,232.08
Chase	267.1872	$0.00	Rs 1,870,310.39	−Rs 67,497.88
WorldRemit No quote collected this day	–	–	–	–

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.7278	–	Rs 1,937,094.75
WorldRemit Cheapest	277.9007	$1.99	Rs 1,944,751.60	+Rs 7,656.85
MoneyGram	277.1664	$0.00	Rs 1,940,164.80	+Rs 3,070.05
Regency FX	275.9807	$0.00	Rs 1,931,864.60	−Rs 5,230.15
Chase	267.1872	$0.00	Rs 1,870,310.39	−Rs 66,784.36

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.0672	–	Rs 1,932,470.46
MoneyGram Cheapest	277.0133	$0.00	Rs 1,939,093.10	+Rs 6,622.64
Regency FX	275.3218	$0.00	Rs 1,927,252.79	−Rs 5,217.67
Chase	267.1872	$0.00	Rs 1,870,310.39	−Rs 62,160.07
WorldRemit No quote collected this day	–	–	–	–

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.9312	–	Rs 1,938,518.13
MoneyGram Cheapest	277.1530	$0.00	Rs 1,940,071.00	+Rs 1,552.87
Regency FX	276.1834	$0.00	Rs 1,933,284.14	−Rs 5,233.99
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 68,468.13
WorldRemit No quote collected this day	–	–	–	–

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.7435	–	Rs 1,937,204.49
WorldRemit Cheapest	277.8864	$1.99	Rs 1,944,652.09	+Rs 7,447.60
MoneyGram	277.1530	$0.00	Rs 1,940,071.00	+Rs 2,866.51
Regency FX	275.9963	$0.00	Rs 1,931,974.03	−Rs 5,230.46
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 67,154.49

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.3917	–	Rs 1,941,741.56
MoneyGram Cheapest	276.9736	$0.00	Rs 1,938,815.20	−Rs 2,926.36
WorldRemit	277.0233	$1.99	Rs 1,938,612.03	−Rs 3,129.53
Regency FX	276.6427	$0.00	Rs 1,936,498.85	−Rs 5,242.71
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 71,691.56

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.3524	–	Rs 1,934,467.09
WorldRemit Cheapest	277.1103	$1.99	Rs 1,939,220.37	+Rs 4,753.28
MoneyGram	276.9618	$0.00	Rs 1,938,732.60	+Rs 4,265.51
Regency FX	275.6063	$0.00	Rs 1,929,244.03	−Rs 5,223.06
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 64,417.09

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.0501	–	Rs 1,939,350.79
MoneyGram Cheapest	276.9545	$0.00	Rs 1,938,681.50	−Rs 669.29
Regency FX	276.3021	$0.00	Rs 1,934,114.54	−Rs 5,236.25
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 69,300.79
WorldRemit No quote collected this day	–	–	–	–

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.8528	–	Rs 1,937,969.59
MoneyGram Cheapest	277.1247	$0.00	Rs 1,939,872.90	+Rs 1,903.31
WorldRemit	277.1221	$1.99	Rs 1,939,302.88	+Rs 1,333.29
Regency FX	276.1053	$0.00	Rs 1,932,737.07	−Rs 5,232.52
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 67,919.59

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.2375	–	Rs 1,940,662.28
MoneyGram Cheapest	277.1285	$0.00	Rs 1,939,899.50	−Rs 762.78
Regency FX	276.4889	$0.00	Rs 1,935,422.49	−Rs 5,239.79
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 70,612.28
WorldRemit No quote collected this day	–	–	–	–

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.7452	–	Rs 1,944,216.40
MoneyGram Cheapest	277.1285	$0.00	Rs 1,939,899.50	−Rs 4,316.90
WorldRemit	277.0777	$1.99	Rs 1,938,992.38	−Rs 5,224.02
Regency FX	276.9953	$0.00	Rs 1,938,967.02	−Rs 5,249.38
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 74,166.40

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.8250	–	Rs 1,937,775.17
MoneyGram Cheapest	277.1301	$0.00	Rs 1,939,910.70	+Rs 2,135.53
WorldRemit	276.9145	$1.99	Rs 1,937,850.23	+Rs 75.06
Regency FX	276.0776	$0.00	Rs 1,932,543.18	−Rs 5,231.99
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 67,725.17

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.2660	–	Rs 1,933,861.94
WorldRemit Cheapest	277.0713	$1.99	Rs 1,938,947.52	+Rs 5,085.58
MoneyGram	276.8714	$0.00	Rs 1,938,099.80	+Rs 4,237.86
Regency FX	275.5201	$0.00	Rs 1,928,640.52	−Rs 5,221.42
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 63,811.94

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.7947	–	Rs 1,937,562.89
MoneyGram Cheapest	276.8611	$0.00	Rs 1,938,027.70	+Rs 464.81
Regency FX	276.0474	$0.00	Rs 1,932,331.47	−Rs 5,231.42
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 67,512.89
WorldRemit No quote collected this day	–	–	–	–

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.6387	–	Rs 1,936,470.75
WorldRemit Cheapest	278.2116	$1.99	Rs 1,946,927.84	+Rs 10,457.09
MoneyGram	277.2860	$0.00	Rs 1,941,002.00	+Rs 4,531.25
Regency FX	275.8918	$0.00	Rs 1,931,242.28	−Rs 5,228.47
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 66,420.75

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.5274	–	Rs 1,935,691.97
MoneyGram Cheapest	276.8236	$0.00	Rs 1,937,765.20	+Rs 2,073.23
Regency FX	275.7808	$0.00	Rs 1,930,465.60	−Rs 5,226.37
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 65,641.97
WorldRemit No quote collected this day	–	–	–	–

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	276.1232	–	Rs 1,932,862.59
WorldRemit Cheapest	277.1033	$1.99	Rs 1,939,171.52	+Rs 6,308.93
MoneyGram	276.8236	$0.00	Rs 1,937,765.20	+Rs 4,902.61
Regency FX	275.3777	$0.00	Rs 1,927,643.86	−Rs 5,218.73
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 62,812.59

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.3289	–	Rs 1,941,302.00
MoneyGram Cheapest	277.2956	$0.00	Rs 1,941,069.20	−Rs 232.80
WorldRemit	277.0945	$1.99	Rs 1,939,109.80	−Rs 2,192.20
Regency FX	276.5801	$0.00	Rs 1,936,060.48	−Rs 5,241.52
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 71,252.00

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	277.2343	–	Rs 1,940,640.14
WorldRemit Cheapest	278.6350	$1.99	Rs 1,949,890.59	+Rs 9,250.45
MoneyGram	276.8022	$0.00	Rs 1,937,615.40	−Rs 3,024.74
Regency FX	276.4858	$0.00	Rs 1,935,400.41	−Rs 5,239.73
Chase	267.1500	$0.00	Rs 1,870,050.00	−Rs 70,590.14