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The best way to send money from United States to Pakistan

Compare ways to send money from United States to Pakistan. Find the cheapest, fastest, and most reliable providers with the best USD to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from United States.

Transferring the other way? Send PKR from Pakistan to United States instead.
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Wise was the top rated provider from United States to Pakistan

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Instarem was the cheapest from United States to Pakistan

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Fees
$0 - $2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 1.9%
Wise was the fastest from United States to Pakistan

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Regency FX was the best for large transfers from United States to Pakistan

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Pakistan.

We tested & reviewed 16 transfer providers, and Wise scored highly.

In the last six months, Wise appeared in 93.4% of United States to Pakistan searches, and was the top rated company supporting payments the United States into Pakistan Rupee.

So for a great mix of cost, speed & features, make your United States to Pakistan transfer using Wise.

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How to compare deals on your United States to Pakistan transfer

Summary of recent searches

Top rated for transfers from United States to Pakistan
Wise
Total number of US - PK providers
16
Average cheapest fees & rate
Instarem
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Remitly
Best for debit card
Wise
Best for credit card
Wise

Considerations for sending money from United States to Pakistan

1
Compare providers

Always compare ways to send money from the United States to Pakistan to get the best options for fees, speed, and reliability.

Our analysis included 16 providers that operate between United States and Pakistan.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Pakistan.

2
Track the US Dollar-Pakistan Rupee exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Pakistan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Pakistan from the United States: Remitly

Remitly offers the cheapest combination of low fees and competitive exchange rates of the 16 providers we compared.

They offer an average fee of 1.79* USD and exchange rate between USD-PKR that is 0.67% different to the mid-market rate.

In comparison, Remitly is % cheaper than the second-best option.

To secure affordable and great rates on a USD to Pakistan transfer, Remitly is our recommended choice.

*The most common fee applied to USD-PKR by Remitly, based on data from the past six months.

Fastest way to send money to Pakistan from the United States: Paysend

We compared 16 companies and found Paysend offers the fastest money transfers between the United States and Pakistan.

Our comparison shows Paysend is the fastest option for sending US Dollar into Pakistan Rupee 43.1% of the time. For urgent USD to PKR money transfers, they’re our recommended choice.

A USD-Pakistan Rupee transfer through Paysend comes with an average 0 USD fee.

To ensure Paysend was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to Pakistan and is a combination of depositing US Dollar, transfer times to Pakistan and withdrawal timeframes where applicable.

When speed is a priority, Paysend is the top choice for sending into Pakistan from the United States.

Send large sums of money

Transferring bigger amounts of money to Pakistan from the United States needs a strong exchange rate and effective management of the transfer.

From the
16 options we compared, Wise offers the strongest all round option for large transfers to Pakistan from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Pakistan Rupees to Pakistan Rupee.

As such, we recommend Wise for large transfers between Pakistan and the United States.

Understanding the costs involved when moving money from United States to Pakistan

The total cost of sending money to Pakistan from the United States is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for USD-PKR is 278.3034 PKR per US Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your US Dollars.

The USD-PKR mid-market rate over the last three months has seen the US Dollar worth an average 278.1834 PKR. Within this there has been a high of 280.9511, and a low of 275.9914.

From 16 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to PKR.

Fees: When sending money there may be additional fees. Instarem offers the lowest fee of the 16 providers tested, averaging 1.79 USD per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from the United States.

How to find the best exchange rate for US Dollar to Pakistan Rupee

Timing is essential for sending money between USD and PKR. The exchange rate you secure impacts how much PKR you get for your USD.

Mid-market Rate
1
= 278.303359 PKR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to PKR has seen some fluctuation. On average, it stood at 278.1834.

  • During this period, the highest value recorded was 280.9511, while the lowest was 275.9914.

  • Wise, which is our recommended service to send money online from United States to Pakistan offers an exchange rate that is only -0.08% above the mid-market rate.

Want to secure the best USD-Pakistan Rupee exchange rates?

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Payment methods for United States to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United States to Pakistan.

    By opting for a money transfer company such as Remitly for transfers from the United States to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Remitly is the cheapest provider for bank transfers from the 16 we tested when sending USD to Pakistan.

    With an average fee of USD0 to send money from the United States to Pakistan, Remitly offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the United States to Pakistan is easy with Wise.


    Wise is a market leader in debit card payments for transfers from the United States to Pakistan, this is among a total of 16 money transfer companies compared.

  • Credit card transfers

    When it comes to sending money with a credit card from the United States to Pakistan, Instarem emerges as our top choice of the 16 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.