MoneyTransfers

How to send money to Pakistan from Japan with the best JPY-PKR rate

Compare ways to send money from Japan to Pakistan. Find the cheapest, fastest, and most reliable providers with the best JPY to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from Japan.

Transferring the other way? Send PKR from Pakistan to Japan instead.
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July 4th, 2025
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Best money transfer companies

Send money from Japan to Pakistan

Last updated: Today
Mid-market rate as of 07/04/2025: 1 JPY = 1.968331 PKR
Results below are based on a 1000000 JPY search
0 of 5 providers
Sponsored
Wise
Recipient gets (PKR)
Rs 1,947,312.93
Full transfer details
Visit Wise
Rs 38,032 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

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Dedicated support for large transfers
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Xe
Recipient gets (PKR)
Rs 1,906,700.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

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Dedicated support for larger transactions
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1
Regency FX
Recipient gets (PKR)
Rs 1,963,016.51
Full transfer details
Visit Regency FX
Rs 53,735 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

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Professional, personal service
2
Wise
Recipient gets (PKR)
Rs 1,947,312.93
Full transfer details
Visit Wise
Rs 38,032 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
OFX
Recipient gets (PKR)
Rs 1,924,300.00
Full transfer details
Visit OFX
Rs 15,019 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (PKR)
Rs 1,906,700.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PKR)
Rs 1,962,418.16
Sponsored
Wise
Recipient gets (PKR)
Rs 1,947,312.93
Full transfer details
Visit Wise
Rs 38,032 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 1,906,700.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
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Best way to send: Wise

Wise is our top pick for sending JPY to PKR.

We tested & reviewed 5 money transfer companies offering services between Japan and Pakistan, and Wise scored highly.

Sending 1,000,000 JPY to Pakistan Rupees will cost you ¥9762 in fees, and you will receive 1,947,312.93 PKR. The delivery time is within minutes.

So for a great mix of cost, speed & features, make your Japan to Pakistan transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Pakistan (PKR) - Wise Screenshot

How to send money from Japan to Pakistan

Summary of recent searches

Top rated for transfers from Japan to Pakistan
Wise
Total number of JP - PK providers
5
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations when sending from Japan to Pakistan

1
Compare providers

Comparing money transfer companies with services between Japan and Pakistan, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 5 providers providing services between Japan and Pakistan. This ensures you will get the best options when sending Pakistan Rupee to Pakistan.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Pakistan will provide a specific provider that’s best for transferring money from Japan.

2
Understanding the Yen-Pakistan Rupee exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Yen in Pakistan
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money to Pakistan from Japan: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to Pakistan.

Of the 5 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.

The is cost is made up of an average JPY-PKR exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to Pakistan transfer, Regency FX will result in the most Pakistan Rupee received.

Fastest way to send money to Pakistan from Japan: Wise.

Of the 5 companies offering Japan to Pakistan, Wise is the quickest.

If you send ¥1,000,000 with Wise to Pakistan, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much JPY you send to Pakistan.

Sending money from Japan to Pakistan through Wise has a fee of 9762 JPY.

To find the fastest company, we compared 5 money transfer providers for the overall speed of sending money from Japan to Pakistan. This was made up of depositing Yen to a money transfer account and transfer times to Pakistan.

When looking for the fastest money transfer, Wise is our best choice for sending into Pakistan from Japan.

Wise is the fastest way to send money from Japan (JPY) to Pakistan (PKR) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Pakistan from Japan needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Pakistan from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Pakistan Rupees to Pakistan Rupee.

As such, we recommend Currencies Direct for large Pakistan transfers.

Understanding the costs involved when moving money from Japan to Pakistan

The total cost of sending money to Pakistan from Japan is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for JPY-PKR is 1.9632 PKR per Yen.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your Yens.

The JPY-PKR mid-market rate over the last 7 days has seen the Yen worth an average 1.9696 PKR. Within this there has been a high of 1.9786, and a low of 1.9594.

From 5 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting JPY to PKR.

Fees: When sending money there may be additional fees. Regency FX offers the lowest fee of the 5 providers tested, costing justs 0 JPY per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from Japan.

How to find the best exchange rate for Yen to Pakistan Rupee

Timing is essential for sending money between JPY and PKR. The exchange rate you secure impacts how much PKR you get for your JPY.

Mid-market Rate
1 
=
1.963166 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from JPY to PKR has seen some fluctuation. On average, it stood at 1.9696.

  • During this period, the highest value recorded was 1.9786, while the lowest was 1.9594.

  • Wise, which is our recommended service to send money online from Japan to Pakistan offers an exchange rate that is only 0.09% above the mid-market rate.

Want to secure the best JPY-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Pakistan!

Payment methods for Japan to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Japan to Pakistan.

    By opting for a money transfer company such as Regency FX for transfers from Japan to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 5 we tested when sending JPY to Pakistan.

    With a fee of JPY0 to send money from Japan to Pakistan, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Japan to Pakistan is easy with .


    is a market leader in debit card payments for transfers from Japan to Pakistan, this is among a total of 5 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Japan to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Japan to Pakistan?
What is the best exchange rate I can get for sending money from Japan to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from Japan to Pakistan?
Can I schedule regular transfers between Japan and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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