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How to send money to Pakistan from Nigeria with the best NGN-PKR rate

Compare ways to send money from Nigeria to Pakistan. Find the cheapest, fastest, and most reliable providers with the best NGN to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from Nigeria.

Transferring the other way? Send PKR from Pakistan to Nigeria instead.
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November 18th, 2025

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Best money transfer companies

Send money from Nigeria to Pakistan

Last updated: Today
Mid-market rate as of 11/18/2025: 1 NGN = 0.195909 PKR
Results below are based on a 360000 NGN search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (PKR)
Rs 67,000.32
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (PKR)
Rs 67,000.32
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
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The best way to send NGN to Pakistan is to use cash transfer via MoneyGram

We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/PKR transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using MoneyGram.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.

Depending on where you are, we suggest checking MoneyGram to see what deposit methods you have available.

In many cases you can deposit NGN online and the recipient in Pakistan will need to visit a branch to pick up PKR.

How to get the best deal on your Nigeria to Pakistan money transfer

Summary of recent searches

Top rated for transfers from Nigeria to Pakistan
Western Union Agent
Total number of NG - PK providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Understanding Nigeria to Pakistan money transfers

1

Comparing providers

Comparing providers when sending money from Nigeria to Pakistan is the easiest way to make a transfer at the best price.

We’ve compared 2 providers for sending Naira to Pakistan. This ensures you will get the best options for your transfer to Pakistan from Nigeria.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Pakistan.

2

Get ahead of the Naira-Pakistan Rupee exchange rate

3

Choosing the right payment method

4

Financial regulators in Nigeria and Pakistan

5

Consider transfer limits

6

Receiving money in Pakistan

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Pakistan from Nigeria is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing NGN/PKR.

The main cost is made up of the fee (around 3 NGN) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much NGN you are sending.

Fastest money transfers from Nigeria to Pakistan: cash transfer via Western Union Agent

The quickest way to send money from Nigeria to Pakistan is through a cash transfer with a Western Union Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect PKR within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting NGN to PKR transfers, Western Union remains the fastest and most reliable option for cash pickups in Pakistan.

Transferring large sums of money

For transfers of larger amounts of Pakistan Rupees to Pakistan picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
2 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Pakistan.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Pakistan can become expensive through your bank or with the wrong provider.

Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when moving money from Nigeria to Pakistan

The total cost of sending money to Pakistan from Nigeria is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for NGN-PKR is 0.195 PKR per Naira.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your Nairas.

The NGN-PKR mid-market rate over the last 7 days has seen the Naira worth an average 0.1957 PKR. Within this there has been a high of 0.1968, and a low of 0.1948.

From 2 companies compared, Western Union Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NGN to PKR.

Fees: When sending money there may be additional fees. Western Union Agent offers the lowest fee of the 2 providers tested, costing justs 3 NGN per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from Nigeria.

How to find the best exchange rate for Naira to Pakistan Rupee

Timing is essential for sending money between NGN and PKR. The exchange rate you secure impacts how much PKR you get for your NGN.

Mid-market Rate
1 
NGN
=
0.195002 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from NGN to PKR has seen some fluctuation. On average, it stood at 0.1957.

  • During this period, the highest value recorded was 0.1968, while the lowest was 0.1948.

  • Western Union Agent, which is our recommended service to send money online from Nigeria to Pakistan offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best NGN-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Pakistan!

Payment methods for Nigeria to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Nigeria to Pakistan.

    By opting for a money transfer company such as Western Union Agent for transfers from Nigeria to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Western Union Agent is the cheapest provider for bank transfers from the 2 we tested when sending NGN to Pakistan.

    With a fee of NGN3 to send money from Nigeria to Pakistan, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Nigeria to Pakistan is easy with Western Union Agent.


    Western Union Agent is a market leader in debit card payments for transfers from Nigeria to Pakistan, this is among a total of 2 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Nigeria to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Nigeria to Pakistan?
What is the best exchange rate I can get for sending money from Nigeria to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Pakistan?
Can I schedule regular transfers between Nigeria and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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