/Send money/To Pakistan/From South Africa

How to send money to Pakistan from South Africa with the best ZAR-PKR rate

Compare ways to send money from South Africa to Pakistan. Find the cheapest, fastest, and most reliable providers with the best ZAR to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from South Africa.

Transferring the other way? Send PKR from Pakistan to South Africa instead.
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November 25th, 2025

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South Africa
ZAR
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R
Best money transfer companies

Send money from South Africa to Pakistan

Last updated: Today
Mid-market rate as of 11/25/2025: 1 ZAR = 16.39225 PKR
Results below are based on a 4300 ZAR search
Promoted
Only available via Mobile App
WorldRemit
Recipient gets (PKR)
Rs 66,783.03
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (PKR)
Rs 66,915.62
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (PKR)
Rs 66,915.62
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Only available via Mobile App
3
WorldRemit
Recipient gets (PKR)
Rs 66,783.03
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (PKR)
    Rs 68,037.26
    Not recommended
Promoted
Only available via Mobile App
WorldRemit
Recipient gets (PKR)
Rs 66,783.03
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
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Overall best way: WorldRemit

WorldRemit is our recommended company for ZAR to PKR transfers.

WorldRemit scored the highest of the 3 money transfer companies supporting ZAR to PKR transfers.

For example, sending 4,300 ZAR to PKR will cost you R62.99 in fees, and you will receive 66,783.03 PKR. The delivery time usually is minutes - 2 days, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we suggest using WorldRemit for your South Africa to Pakistan transfer.

WorldRemit is the top rated company for sending money from South Africa (ZAR) to Pakistan (PKR) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from South Africa (ZAR) to Pakistan (PKR) - WorldRemit Screenshot 2

Getting the best deal on your South Africa to Pakistan transfer

Summary of recent searches

Top rated for transfers from South Africa to Pakistan
WorldRemit
Total number of ZA - PK providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
WorldRemit
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Sending money from South Africa to Pakistan considerations

1

Compare providers

A comparison of providers offering services between South Africa and Pakistan is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Pakistan.

This ensures you will get the best options for your transfer to Pakistan from South Africa.

Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Pakistan.

2

Get the most from the Rand-Pakistan Rupee exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Pakistan

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Pakistan is a cash transfer via Western Union.

The cheapest way to send money to Pakistan from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/PKR transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

Fastest way to send money to Pakistan from South Africa : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from South Africa to Pakistan is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect PKR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for ZAR to PKR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Pakistan from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Pakistan from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Pakistan Rupees to Pakistan Rupee.

As such, we recommend Currencies Direct for large Pakistan transfers.

Understanding the costs involved when moving money from South Africa to Pakistan

The total cost of sending money to Pakistan from South Africa is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for ZAR-PKR is 16.3047 PKR per Rand.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your Rands.

The ZAR-PKR mid-market rate over the last 7 days has seen the Rand worth an average 16.3606 PKR. Within this there has been a high of 16.5226, and a low of 16.2452.

From 3 companies compared, WorldRemit offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZAR to PKR.

Fees: When sending money there may be additional fees. Western Union Agent offers the lowest fee of the 3 providers tested, costing justs 3 ZAR per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from South Africa.

How to find the best exchange rate for Rand to Pakistan Rupee

Timing is essential for sending money between ZAR and PKR. The exchange rate you secure impacts how much PKR you get for your ZAR.

Mid-market Rate
1 
ZAR
=
16.304692 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from ZAR to PKR has seen some fluctuation. On average, it stood at 16.3606.

  • During this period, the highest value recorded was 16.5226, while the lowest was 16.2452.

  • WorldRemit, which is our recommended service to send money online from South Africa to Pakistan offers an exchange rate that is only 3.92% above the mid-market rate.

Want to secure the best ZAR-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Pakistan!

Payment methods for South Africa to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from South Africa to Pakistan.

    By opting for a money transfer company such as Western Union Agent for transfers from South Africa to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Western Union Agent is the cheapest provider for bank transfers from the 3 we tested when sending ZAR to Pakistan.

    With a fee of ZAR3 to send money from South Africa to Pakistan, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from South Africa to Pakistan is easy with Western Union Agent.


    Western Union Agent is a market leader in debit card payments for transfers from South Africa to Pakistan, this is among a total of 3 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from South Africa to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from South Africa to Pakistan?
What is the best exchange rate I can get for sending money from South Africa to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Pakistan?
Can I schedule regular transfers between South Africa and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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