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Send money to Belgium
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."
"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."
How to get the best rate when sending money to Belgium
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates on EUR transfers.
- Choose a provider
Select the provider that offers you the most EUR and fits your transfer needs.
- Click, sign up & send
Follow the steps & make your transfer. Your transfer to Belgium will soon be on its way.
About money transfers to Belgium
Overall best choice: Wise
We tested & reviewed 15 companies offering transfers to Belgium, and Wise scored the highest.
Wise offers the best combination of transfer fees, rates, speed, and has the best overall experience for transfers to Belgium.
At the moment, if you were to send $7,000 to EUR, it would cost you $27.22 in fees, and your recipient will get 5,945.67 EUR.
Cheapest way to send money to Belgium: Key Currency
If you want to make the most of your EUR transfer, the cheapest way is to use Key Currency and pay for your transfer with a bank transfer.
With just $0 in fees and 0.25% markup, Key Currency is 0.01% cheaper than the next best option.
With Wise, if you were to send 7,000 USD to EUR, your recipient would get 5,954.82 Euros, this is more than with other providers on our list.
*Based on 7,000 USD transfer.
Currencyflow: The fastest way to send money to Belgium
With Currencyflow, the transfer time to Belgium is minutes - 24 hours.
They charge $0 in fees and apply a 0.26% markup on the EUR exchange rate, which is 0% better than the second-best option.
For the best combination of cost and speed, we suggest using bank transfer to fund your EUR transfer.
Easiest way to send money to Belgium: Wise
We recommend Wise if you are after convenience. Their app is made for EUR transfers on the go, their fees are low, and transfer times are fast.
They may not always be the cheapest or the fastest for transfers to Belgium, but the difference would be minimal, especially on smaller EUR transfers.
By “easiest”, we mean the service that is easy to get started with, is fully transparent, and offers a good balance of cheap and fast transfers.
Consider this before sending money to Belgium
Don't settle for the first option. Always compare ways to send money to Belgium to find out about fees, speed, and reliability.
Our analysis included 15 providers that operate in Belgium.
Through this, you get a comprehensive view of all the options you have when sending money to Belgium.
Making large money transfers to Belgium
When sending large amounts of Euro to Belgium, it's important to consider factors like the limits, EUR rates, customer support, as well as legal and government-imposed restrictions in Belgium.
Wise is our top recommendation for moving large amounts of EUR.
Whether you're purchasing property in Belgium, need to pay tuition fees, have a wedding there, or transfer money for business in Belgium, Wise will ensure a smooth and secure transaction.
Of all the companies we’ve tested and reviewed that specialize in large EUR transfers, Wise consistently ranked as the top-rated choice.
They charge $27.22 per transfer and apply 0.01% markup on top of the EUR exchange rate, making them perfect for moving big amounts.
The costs of sending money to Belgium
The cost of EUR transfers depends on where your location, amount, funding and withdrawal methods, transfer fees, and the markup added on top of the EUR exchange rate.
Exchange rate markup
The exchange rate markup is the percentage added to the mid-market rate (the "real" EUR rate) by the service provider.
For example, Wise offers one of the best exchange rates by applying a 0.01% markup on the USD-EUR exchange rate.
This means you receive 0.8562 EUR - 0.01% for every US Dollar sent.
Transfer fees
Transfer fees to Belgium can be either fixed, percentage-based, or a combination of both.
Suppose you want to send $7,000 to Belgium (EUR).
After analyzing 15 services supporting EUR, Key Currency appears to have the lowest fee of $0 per transfer to Belgium.
Deposit method
The way you fund your EUR transfers can significantly affect the cost.
bank transfer is the overall cheapest deposit method for sending money to Belgium.
How to get the best EUR exchange rate for transfers to Belgium
An exchange rate represents the value of the Euro (EUR) relative to another currency. Since it fluctuates continuously, the rate you get directly affects the amount of EUR you receive.
Recent trends in EUR exchange rates:
The average rate was 0.8562 Euro per US Dollar, with a high of 0.8617 EUR/USD and a low of 0.8528 EUR/USD.
During the past week, the EUR/USD exchange rate experienced some fluctuations. Ensuring you exchange or convert money at a higher rate would result in more EUR received.
Wise is our top recommendation for sending EUR as it offers an exchange rate that is 0.01% above the mid-market rate, which is 0% cheaper than the next best option.
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Payment methods available for money transfers to Belgium
The way you fund your transfer to Belgium will impact the speed, cost, and amount of EUR your recipient receives.
Bank transfers
Bank transfer deposits are a common and reliable funding method for sending EUR, offered by most services covering Belgium.
While bank transfers are typically more affordable, it may take up to 3 business days for the EUR to arrive in Belgium.
In our testing of 15 providers, Key Currency appeared as the cheapest option for bank transfers to Belgium, charging $0 per transfer with a 0.25% markup (0.01% cheaper than the next cheapest money transfer company).
Avoid using wire transfers to Belgium over the SWIFT network, as they are slower and more expensive due to the bank intermediaries on the way to Belgium. Instead, choose ACH or your local network option.
Credit cards
A credit card deposit is another option for EUR transfers.
Based on our comparison of 15 companies serving Belgium, there are a few available options.
To get the best deal, we recommend running a live comparison as CC transfer fees and rates can vary a lot depending on where you are.
CC deposits are usually more expensive when sending Euro, so if you can, opt for a bank transfer deposit or a debit card deposit.
Money transfer to Belgium is an international transaction.
Your credit card company may apply a cash advance fee and higher interest rates for international payments to Belgium. We recommend avoiding credit cards when sending money to Belgium.
Debit and prepaid cards
Debit cards are typically faster but more expensive than bank deposits, with most EUR transfers completed within a few hours.
We recommend using Xe for debit or prepaid card deposits.
With Xe, you’ll pay a 1.42% markup on the EUR rate and $0 in fees when depositing money via the card. This is 0% cheaper than using the next cheapest option for transferring money to Belgium.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available in Belgium.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money to Belgium.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Belgium
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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FAQs
Find answers to the most common questions on our dedicated FAQ page.
