Send money to Croatia
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."
"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."
"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."
How to send money to Croatia with the best rate
We found Currencies Direct to be the best way to send money to Croatia.
After testing and reviewing 9 money transfer providers servicing Croatia, Currencies Direct came out on top.
Currencies Direct offers quick transfers, adds a -9.16% markup on HRK transfers, and costs $0 in fees.
This makes it the best option for a mix of cost, speed & features for HRK transfers.


The cheapest way to send money to Croatia: Currencies Direct
From the 9 companies tested, Currencies Direct consistently offers the cheapest money transfer HRK to Croatia.
Currencies Direct charges $0 per transfer to Croatia and applies a -9.16% markup on the HRK exchange rate.
For the best value, use a bank transfer deposit to maximize the amount of HRK received.


Fastest way to send money to Croatia: Currencies Direct
Our data shows that Currencies Direct is the fastest way to transfer HRK right now.
With Currencies Direct, the transfer time to Croatia is minutes - 24 hours (for a $7,000 transfer).
Currencies Direct charges $0 in fees on $7,000 transfer and adds a -9.16% markup.
The ‘fastest’ way to transfer money to Croatia includes the transfer amount, deposit method, and transfer and withdrawal times.


Currencies Direct is the easiest way to send money to Croatia
Currencies Direct is very transparent with its fees, charging $0 and -9.16% markup on HRK transfers.
They offer multiple deposit options, have good customer service, and take less than 5 minutes to get started with.


Consider this before sending money to Croatia
Always compare your options before sending Croatian Kuna, as the amount of HRK received can vary based on the deposit method, the amount of HRK sent, and your home country.
Most services include fees and markups on the HRK mid-market rate.
Our comparison of 9 providers supporting Croatia will help you find the best fit for your needs.
Sending large amounts of HRK to Croatia
Currencies Direct consistently ranked as the top choice for large HRK transfers. They charge $0 per transfer to Croatia and apply only a -9.16% markup on the HRK exchange rate.
Whether you’re purchasing property, paying tuition fees in HRK, planning a wedding in Croatia, or making business payments, Currencies Direct ensures a smooth and secure process.
When sending large amounts of Croatian Kuna to Croatia, consider factors like transfer limits, markup on the HRK rate, customer service, and any legal, tax, or government-imposed restrictions in Croatia.

The costs of sending money to Croatia
The cost of HRK transfers depends on where your location, amount, funding and withdrawal methods, transfer fees, and the markup added on top of the HRK exchange rate.
Exchange rate markup
The exchange rate markup is the percentage added to the mid-market rate (the "real" HRK rate) by the service provider.
For example, Currencies Direct offers one of the best exchange rates by applying a -9.16% markup on the USD-HRK exchange rate.
This means you receive 6.424 HRK - -9.16% for every US Dollar sent.
Transfer fees
Transfer fees to Croatia can be either fixed, percentage-based, or a combination of both.
Suppose you want to send $7,000 to Croatia (HRK).
After analyzing 9 services supporting HRK, Currencies Direct appears to have the lowest fee of $0 per transfer to Croatia.
Deposit method
The way you fund your HRK transfers can significantly affect the cost.
bank transfer is the overall cheapest deposit method for sending money to Croatia.
Get the best HRK exchange rate
The exchange rate is the value of the HRK (Croatian Kuna) against other currencies, and since it fluctuates, it will affect how much HRK the recipient will get. Sending money when HRK reaches the highest value will result in more HRK for your recipient.
Over the past 7 days, the HRK exchange rate has:
Averaged at 6.424 Croatian Kuna per USD
Reached a high of 6.4503 HRK/USD
Dropped to a low of 6.3919 HRK per US Dollar
You should aim to make a transfer when the rate is closer to 6.4503 HRK/USD . This will give your recipient in Croatia more Croatian Kuna.
Pair your transfer with Currencies Direct (who offers the best exchange rate), and you will maximize the amount of HRK received.
Get notified when it’s the best time to send HRK
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Top payment methods to use for transfers to Croatia
Money transfer companies will offer different ways to fund your transfer to Croatia. Depending on the service used, deposit options can affect the speed, the cost of your transfer, and the amount of HRK received.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available in Croatia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money to Croatia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Croatia
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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FAQs
Find answers to the most common questions on our dedicated FAQ page.