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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
Best option: Wise
We tested & reviewed 10 money transfer providers, and Wise scored highly in each category.
Over the last six months, Wise appeared in 97.1% of New Zealand to Philippines searches, and was the top rated company supporting money transfers between NZD and PHP.
For a great mix of cost, speed & features, transfer from New Zealand to Philippine Peso using Wise.
How to compare deals on New Zealand to Philippines money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to the Philippines.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
What to consider ahead of money transfers from New Zealand to Philippines
Comparing based on your specific needs is the best way to send money from New Zealand to the Philippines with confidence.
Our analysis, and search results, include 10 providers that operate between New Zealand and the Philippines. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to the Philippines.
Cheapest way to transfer money to the Philippines from New Zealand: Revolut
Of the 10 providers compared, data shows that Revolut is 0.5% cheaper than the second-best option.
The is cost is made up of an average NZD-PHP exchange rate that is 0.02% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Philippines transfer, Revolut will result in the most Philippine Peso received.
*The most common fee applied to NZD-PHP by Revolut, based on data from the past six months.
Fastest way to transfer money to Philippines from New Zealand: WorldRemit.
Through our data, we found WorldRemit to be the fastest option for sending money from New Zealand into Philippine Peso in 42.1% of occasions. For fast NZD to PHP money transfers, WorldRemit comes highly recommended.
New Zealand to the Philippines transfers with WorldRemit have an average fee of 2.99 NZD.
To test that WorldRemit was the 'fastest' option we compared 10 providers. With this, we compared overall speed of sending money from New Zealand to the Philippines made up of depositing New Zealand Dollars, to a money transfer account and transfer times to the Philippines.
When sending at speed is a priority, WorldRemit is our recommended choice for sending into Philippines from New Zealand.
Transfer a large sum of money
From 10 money transfer companies compared, Wise is the best option for large transfers from New Zealand to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from New Zealand to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from New Zealand because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from New Zealand to Philippines
The total cost of sending money to the Philippines from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-PHP is 34.9652 PHP per New Zealand Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your New Zealand Dollar.
The average NZD-PHP mid-market rate for the last three months has been 34.9653 PHP per New Zealand Dollar. This includes a high of 36.3253, and low of 33.6585.
Out of the 10 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting NZD to PHP should be the biggest determining cost factor when transferring New Zealand Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 NZD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from New Zealand will result in more money received in the Philippines.
Getting best exchange rate for sending New Zealand Dollar to Philippine Peso
Timing is essential when tracking the mid-market rate between NZD and PHP. The end exchange rate you secure impacts how much PHP you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to PHP was 34.9653.
During this period, it hit a high of 36.3253, and a low of 33.6585.
Wise, which is our recommended service to send money online from New Zealand to the Philippines offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best NZD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to the Philippines!
Payment options for transfers from New Zealand to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from New Zealand to the Philippines.
Using a money transfer company such as Revolut for payments from New Zealand to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Revolut is the best money transfer provider for bank transfers of the 10 we compared when sending NZD to the Philippines.
With an average fee of 0 NZD to transfer money from New Zealand to the Philippines, Revolut offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from New Zealand to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from New Zealand to the Philippines. They are the best option of the 10 transfer companies compared.
Credit cards
When it comes to credit card transfers from New Zealand to the Philippines, Xe is the top choice of the 10 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
