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Compare ways to send money from New Zealand to Nigeria

Find money transfer deals for sending money from New Zealand to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best NZD to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from New Zealand.

Transferring the other way? Send NGN from Nigeria to New Zealand instead.
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Companies for transfers from New Zealand to Nigeria

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%
Fees
$0 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2%

Overall best way: WorldRemit

WorldRemit is our recommended company for transferring New Zealand Dollar to Nigeria.

We tested & reviewed 7 transfer providers, and WorldRemit scored highly.

In the last six months, WorldRemit appeared in 62% of New Zealand to Nigeria searches, and was the top rated company supporting payments New Zealand into Naira.

So for a great mix of cost, speed & features, make your New Zealand to Nigeria transfer using WorldRemit.

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How to compare deals on New Zealand to Nigeria money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Nigeria
WorldRemit
Total number of NZ - NG providers
7
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

What to consider ahead of money transfers from New Zealand to Nigeria

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Nigeria with confidence.

Our analysis, and search results, include 7 providers that operate between New Zealand and Nigeria. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Nigeria.

2
Understand the New Zealand Dollar-Naira exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Nigeria from New Zealand: Revolut

Revolut combines the lowest fees with the best exchange rate and from the 7 companies compared offers the cheapest transfers to Nigeria from New Zealand.

Data collected through our comparison over the past six months shows that Revolut is 1.5% cheaper than the second-best option.

The cost is made up of an average fee of 0* NZD and an exchange rate for buying Naira with New Zealand Dollar that is 0.11% different to the mid-market rate.

If you want to secure the best rates on a New Zealand to Nigeria transfer, Revolut offers value. We would still recommend searching for the amount you want to send to Nigeria.

*The most common fee applied to NZD-NGN by Revolut, based on data from the past six months.

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Fastest money transfers from New Zealand to Nigeria: Ria Money Transfer.

Of the 7 money transfer companies tested, Ria Money Transfer offered the quickest way to send New Zealand Dollars to Nigeria.

Through our comparison, we found Ria Money Transfer to be the fastest option to transfer money from New Zealand to Naira in 38% of instances.

Over the last six months, sending money from New Zealand to Nigeria through Ria Money Transfer have an average fee of 4 NZD.

Ria Money Transfer was one of 7 money transfer providers we compared for overall speed of sending money from New Zealand to Nigeria. This speed test included depositing New Zealand Dollars to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Ria Money Transfer is our best choice for sending from New Zealand to Nigeria.

Transfer a large amount of money

To transfer large sums of money from New Zealand to Nigeria, opt for a provider with a competitive exchange rate and hands on management.

WorldRemit is the strongest option for large transfers of the
7 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Nigeria can become expensive through your bank or with the wrong provider.

Our data shows WorldRemit as the best choice for sending large sums of money to Nigeria from New Zealand.

Understanding the cost of sending money from New Zealand to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your New Zealand Dollar. The current NZD-NGN mid-market rate is 878.2097 NGN per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-NGN mid-market rate for the past three months has averaged 980.993 NGN per New Zealand Dollar, with a low of 913.1387 and a high of 1,022.1988.

  • Revolut is currently offering the best exchange rate from the 7 companies compared.

  • Often the NZD-NGN exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Nigeria. Revolut currently has the lowest fees for transfers into NGN at an average of 0 NZD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from New Zealand. The bigger the amount received in Nigeria, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Naira

Timing is essential when tracking the mid-market rate between NZD and NGN. The end exchange rate you secure impacts how much NGN you get for your NZD.

Mid-market Rate
1
= 878.162325 NGN

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to NGN was 980.993.

  • During this period, it hit a high of 1,022.1988, and a low of 913.1387.

  • WorldRemit, which is our recommended service to send money online from New Zealand to Nigeria offers an exchange rate that is only 3.86% above the mid-market rate.

Want to secure the best NZD-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Nigeria!

Paying for your New Zealand to
Nigeria transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Nigeria.

    By using a money transfer company such as Revolut for transfers from New Zealand to Nigeria, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 7 we tested when sending NZD to Nigeria.

    With an average fee of 0 NZD to send money from New Zealand to Nigeria, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Nigeria with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Nigeria.

  • Credit cards

    For credit card transfers from New Zealand to Nigeria, is our top choice of the 7 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Nigeria?
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Can I send money from New Zealand to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Nigeria through various providers?
How long does it take to send money from New Zealand to Nigeria?
What is the best exchange rate I can get for sending money from New Zealand to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Nigeria?
Can I schedule regular transfers between New Zealand and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.