MoneyTransfers
/Send money/To Nigeria/From New Zealand

How to send money to Nigeria from New Zealand with the best NZD-NGN rate

Find money transfer deals for sending money from New Zealand to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best NZD to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from New Zealand.

Transferring the other way? Send NGN from Nigeria to New Zealand instead.
Disclosure
July 5th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from New Zealand to Nigeria

Last updated: Today
Mid-market rate as of 07/05/2025: 1 NZD = 926.799632 NGN
Results below are based on a 10000 NZD search
0 of 5 providers
Sponsored
Wise
Recipient gets (NGN)
₦9,332,711.51
Full transfer details
Visit Wise
₦342,755 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦9,156,163.00
Full transfer details
Visit Xe
₦166,207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Wise
Recipient gets (NGN)
₦9,332,711.51
Full transfer details
Visit Wise
₦342,755 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (NGN)
₦9,156,163.00
Full transfer details
Visit Xe
₦166,207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Remitly
Recipient gets (NGN)
₦9,077,400.00
Full transfer details
Visit Remitly
₦87,444 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NGN)
₦9,236,496.25
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NGN)
    ₦8,957,819.65
    Not recommended
Sponsored
Wise
Recipient gets (NGN)
₦9,332,711.51
Full transfer details
Visit Wise
₦342,755 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦9,156,163.00
Full transfer details
Visit Xe
₦166,207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: Wise

Wise is our recommended company for transferring New Zealand Dollar to Nigeria.

We tested & reviewed 5 transfer providers, and Wise scored highly.

Sending 10,000 NZD to NGN will cost you $48.6 in fees, and you will receive 9,332,711.51 NGN. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your New Zealand to Nigeria transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Nigeria (NGN) - Wise Screenshot

How to compare deals on New Zealand to Nigeria money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Nigeria
Wise
Total number of NZ - NG providers
5
Average cheapest fees & rate
Wise
Average fastest transfer
Panda Remit
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Xe

What to consider ahead of money transfers from New Zealand to Nigeria

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Nigeria with confidence.

Our analysis, and search results, include 5 providers that operate between New Zealand and Nigeria. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Nigeria.

2
Understand the New Zealand Dollar-Naira exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Nigeria from New Zealand: Wise

Wise combines the lowest fees with the best exchange rate and from the 5 companies compared offers the cheapest transfers to Nigeria from New Zealand.

Data collected through our comparison over the past week shows that Wise is 1.03% cheaper than the second-best option.

The cost is made up of a fee of 48.6 NZD and an exchange rate for buying Naira with New Zealand Dollar that is -1.18% different to the mid-market rate.

If you want to secure the best rates on a New Zealand to Nigeria transfer, Wise offers value. We would still recommend searching for the amount you want to send to Nigeria.

Wise is the cheapest way to send money from New Zealand (NZD) to Nigeria (NGN) - Wise Screenshot

Fastest money transfers from New Zealand to Nigeria: Panda Remit.

Of the 5 money transfer companies tested, Panda Remit offered the quickest way to send New Zealand Dollars to Nigeria.

Based on our recent data, transfer time for a $10,000 transfer to Nigeria with Panda Remit is minutes - 24 hours. This can vary by amount and method, but it is a good point of reference.

Sending money from New Zealand to Nigeria through Panda Remit will cost you 4 NZD in fees & small markup.

Panda Remit was one of 5 money transfer providers we compared for overall speed of sending money from New Zealand to Nigeria. This speed test included depositing New Zealand Dollars to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Panda Remit is our best choice for sending from New Zealand to Nigeria.

Transfer a large amount of money

To transfer large sums of money from New Zealand to Nigeria, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
5 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Nigeria can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Nigeria from New Zealand.

Understanding the cost of sending money from New Zealand to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your New Zealand Dollar. The current NZD-NGN mid-market rate is 926.7996 NGN per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-NGN mid-market rate for the past 7 days has averaged 931.7874 NGN per New Zealand Dollar, with a low of 926.7996 and a high of 937.0383.

  • Wise is currently offering the best exchange rate from the 5 companies compared.

  • Often the NZD-NGN exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Nigeria. Wise currently has the lowest fees for transfers into NGN of just 48.6 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from New Zealand. The bigger the amount received in Nigeria, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Naira

Timing is essential when tracking the mid-market rate between NZD and NGN. The end exchange rate you secure impacts how much NGN you get for your NZD.

Mid-market Rate
1 
=
926.799632 
NGN

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to NGN was 931.7874.

  • During this period, it hit a high of 937.0383, and a low of 926.7996.

  • Wise, which is our recommended service to send money online from New Zealand to Nigeria offers an exchange rate that is only -1.18% above the mid-market rate.

Want to secure the best NZD-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Nigeria!

Paying for your New Zealand to
Nigeria transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Nigeria.

    By using a money transfer company such as Wise for transfers from New Zealand to Nigeria, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers from the 5 we tested when sending NZD to Nigeria.

    With a fee of 48.6 NZD to send money from New Zealand to Nigeria, Wise offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Nigeria with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Nigeria.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Nigeria?
Are there any tax implications to sending money from New Zealand to Nigeria?
Can I send money from New Zealand to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Nigeria through various providers?
How long does it take to send money from New Zealand to Nigeria?
What is the best exchange rate I can get for sending money from New Zealand to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Nigeria?
Can I schedule regular transfers between New Zealand and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free