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Send money from New Zealand to Nigeria
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
HSBCRecipient gets (NGN)₦8,924,679.61Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best way: Wise
We tested & reviewed 5 transfer providers, and Wise scored highly.
Sending 10,000 NZD to NGN will cost you $48.6 in fees, and you will receive 9,220,479.62 NGN. The delivery time is next day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your New Zealand to Nigeria transfer using Wise.
How to compare deals on New Zealand to Nigeria money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Nigeria.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Naira and transferred to Nigeria.
Summary of recent searches
What to consider ahead of money transfers from New Zealand to Nigeria
Comparing based on your specific needs is the best way to send money from New Zealand to Nigeria with confidence.
Our analysis, and search results, include 5 providers that operate between New Zealand and Nigeria. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Nigeria.
Cheapest way to send money to Nigeria from New Zealand: Wise
Data collected through our comparison over the past week shows that Wise is 0.2% cheaper than the second-best option.
The cost is made up of a fee of 48.6 NZD and an exchange rate for buying Naira with New Zealand Dollar that is -0.34% different to the mid-market rate.
If you want to secure the best rates on a New Zealand to Nigeria transfer, Wise offers value. We would still recommend searching for the amount you want to send to Nigeria.
Fastest money transfers from New Zealand to Nigeria: Panda Remit.
Based on our recent data, transfer time for a $10,000 transfer to Nigeria with Panda Remit is minutes - 24 hours. This can vary by amount and method, but it is a good point of reference.
Sending money from New Zealand to Nigeria through Panda Remit will cost you 4 NZD in fees & small markup.
Panda Remit was one of 5 money transfer providers we compared for overall speed of sending money from New Zealand to Nigeria. This speed test included depositing New Zealand Dollars to an account and the average timeframe for sending money to Nigeria.
When fast transfers are a priority, Panda Remit is our best choice for sending from New Zealand to Nigeria.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 5 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Nigeria can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Nigeria from New Zealand.
Understanding the cost of sending money from New Zealand to Nigeria
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Nigeria.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your New Zealand Dollar. The current NZD-NGN mid-market rate is 923.3709 NGN per New Zealand Dollar.
This rate changes regularly so it can pay to track it. For comparison, the NZD-NGN mid-market rate for the past 7 days has averaged 917.5411 NGN per New Zealand Dollar, with a low of 910.0781 and a high of 923.3709.
Wise is currently offering the best exchange rate from the 5 companies compared.
Often the NZD-NGN exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Nigeria.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Nigeria. Wise currently has the lowest fees for transfers into NGN of just 48.6 NZD. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from New Zealand. The bigger the amount received in Nigeria, the lower the overall cost of sending from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Naira
Timing is essential when tracking the mid-market rate between NZD and NGN. The end exchange rate you secure impacts how much NGN you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to NGN was 917.5411.
During this period, it hit a high of 923.3709, and a low of 910.0781.
Wise, which is our recommended service to send money online from New Zealand to Nigeria offers an exchange rate that is only -0.34% above the mid-market rate.
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Paying for your New Zealand to Nigeria transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Nigeria.
By using a money transfer company such as Wise for transfers from New Zealand to Nigeria, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the cheapest provider for bank transfers from the 5 we tested when sending NZD to Nigeria.
With a fee of 48.6 NZD to send money from New Zealand to Nigeria, Wise offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Nigeria with a debit or a prepaid card is easy with Wise.
Wise is a one of the better options in the market for international debit card transfers from New Zealand to Nigeria.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
