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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 93.2% of New Zealand to the United States searches in the last 6 months, and was the top rated company out of 17 that support NZD to USD.
So for a great blend of cost, speed & features, make your New Zealand to the United States transfer using Wise.
How to compare deals on New Zealand to United States money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to the United States.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to US Dollar and transferred to the United States.
Summary of recent searches
Get the most from sending money from New Zealand to United States
Comparing providers offering services between New Zealand and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NZD-USD market and have compared 17 providers offering services between New Zealand and the United States.
This ensures you will get the most comprehensive options for sending New Zealand Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific New Zealand to the United States transfer needs.
Cheapest way to transfer money to the United States from New Zealand: Revolut
Of the 17 providers compared, data shows that Revolut is 0.3% cheaper than the second-best option.
The is cost is made up of an average NZD-USD exchange rate that is 0.13% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to United States transfer, Revolut will result in the most US Dollar received.
*The most common fee applied to NZD-USD by Revolut, based on data from the past six months.
Fastest money transfers to the United States from New Zealand: Wise.
Through our comparison, we found Wise to be the fastest option for sending New Zealand Dollar to US Dollar 44.1% of the time. For fast transfers between NZD and USD, Wise is a great option.
When sending money from New Zealand to the United States, Wise has an average fee of 48.99 NZD. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 17 money transfer providers offering New Zealand to the United States transfers for overall speed. This included transfer times to after depositing New Zealand Dollar to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for New Zealand to the United States transfers.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 17 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to the United States can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to the United States from New Zealand.
Understanding the cost of money transfers from New Zealand to United States
The total cost of sending money to United States from New Zealand is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for NZD-USD is 0.5658 USD per New Zealand Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your New Zealand Dollars.
Over the last three months, the average NZD-USD mid-market rate has seen each New Zealand Dollar worth 0.6126 USD. Within this we see a high of 0.6341, and a low of 0.587.
Of the 17 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to USD.
Fees: When sending money you may have to pay fees. Revolut has had an average fee of 0 NZD per transfer over the last 6 months, the lowest of the 17 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to US Dollar
Timing is essential when tracking the mid-market rate between NZD and USD. The end exchange rate you secure impacts how much USD you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to USD was 0.6126.
During this period, it hit a high of 0.6341, and a low of 0.587.
Wise, which is our recommended service to send money online from New Zealand to the United States offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best NZD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to the United States!
Paying for your New Zealand to United States transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to the United States.
By using a money transfer company such as Revolut for transfers from New Zealand to the United States, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Revolut is the cheapest provider for bank transfers from the 17 we tested when sending NZD to the United States.
With an average fee of 0 NZD to send money from New Zealand to the United States, Revolut offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to the United States with a debit or a prepaid card is easy with Wise.
Wise is a one of the better options in the market for international debit card transfers from New Zealand to the United States.
Credit cards
For credit card transfers from New Zealand to the United States, Wise is our top choice of the 17 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
