How to send money to the US from New Zealand with the best NZD-USD rate
Get the best deals when you transfer from New Zealand to United States. Find the cheapest, fastest, and most reliable providers with the best NZD to USD exchange rates.
Read on for the best deals, expert information, and all you need to send money to United States from New Zealand.
Transferring the other way? Send USD from United States to New Zealand instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
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Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Transferring 10,000 NZD to USD will cost you $31 in fees, and you will receive 5,748.62 USD. The delivery time is next day, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your New Zealand to the United States transfer using Wise.
How to compare deals on New Zealand to United States money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to the United States.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to US Dollar and transferred to the United States.
Summary of recent searches
Get the most from sending money from New Zealand to United States
Comparing providers offering services between New Zealand and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NZD-USD market and have compared 12 providers offering services between New Zealand and the United States.
This ensures you will get the most comprehensive options for sending New Zealand Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific New Zealand to the United States transfer needs.
Cheapest way to transfer money to the United States from New Zealand: TorFx
Of the 12 providers compared, data shows that TorFx is 0.02% cheaper than the second-best option.
The is cost is made up of an average NZD-USD exchange rate that is 0.3% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to United States transfer, TorFx will result in the most US Dollar received.
Fastest money transfers to the United States from New Zealand: TorFx.
With TorFx , the transfer time to US is minutes - 24 hours, with a 0 NZD transfer fee (based on $10,000 transfer)
When testing the fastest options, we compared the 12 money transfer providers offering New Zealand to the United States transfers for overall speed. This included transfer times to after depositing New Zealand Dollar to a money transfer account.
When you want the fastest way to send, TorFx is our recommended choice for New Zealand to the United States transfers.
The best apps to send NZD to United States from New Zealand
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 12 apps & companies for NZD/USD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No |
Transfer a large amount of money
Wise is the strongest option for large transfers of the 12 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to the United States can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to the United States from New Zealand.
Understanding the cost of money transfers from New Zealand to United States
The total cost of sending money to United States from New Zealand is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for NZD-USD is 0.5767 USD per New Zealand Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your New Zealand Dollars.
Over the last 7 days, the average NZD-USD mid-market rate has seen each New Zealand Dollar worth 0.5722 USD. Within this we see a high of 0.5767, and a low of 0.5631.
Of the 12 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to USD.
Fees: When sending money you may have to pay fees. TorFx costs 0 NZD per transfer at the moment, which is the cheapest option of the 12 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to US Dollar
Timing is essential when tracking the mid-market rate between NZD and USD. The end exchange rate you secure impacts how much USD you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to USD was 0.5722.
During this period, it hit a high of 0.5767, and a low of 0.5631.
Wise, which is our recommended service to send money online from New Zealand to the United States offers an exchange rate that is only 0.02% above the mid-market rate.
Want to secure the best NZD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to the United States!
Paying for your New Zealand to United States transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to the United States.
By using a money transfer company such as TorFx for transfers from New Zealand to the United States, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, TorFx is the cheapest provider for bank transfers from the 12 we tested when sending NZD to the United States.
With a fee of 0 NZD to send money from New Zealand to the United States, TorFx offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to the United States with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to the United States.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from New Zealand
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How much money can be transferred from New Zealand to United States?
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Can I send money from New Zealand to United States with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to United States through various providers?
How long does it take to send money from New Zealand to United States?
What is the best exchange rate I can get for sending money from New Zealand to United States?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to United States?
Can I schedule regular transfers between New Zealand and United States?
Tools & resources
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