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How to send money to Samoa from New Zealand with the best NZD-WST rate

Compare the best deals on sending money from New Zealand to Samoa. Get insights on the cheapest, fastest, and most reliable providers with the best NZD to WST exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Samoa from New Zealand.

Transferring the other way? Send WST from Samoa to New Zealand instead.
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July 10th, 2025
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Best money transfer companies

Send money from New Zealand to Samoa

Last updated: Today
Mid-market rate as of 07/10/2025: 1 NZD = 1.654839 WST
Results below are based on a 10000 NZD search
0 of 5 providers
Sponsored
Wise
Recipient gets (WST)
WST 16,350.63
Full transfer details
Visit Wise
WST 299 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (WST)
WST 16,100.00
Full transfer details
Visit Xe
WST 48 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Wise
Recipient gets (WST)
WST 16,350.63
Full transfer details
Visit Wise
WST 299 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (WST)
WST 16,100.00
Full transfer details
Visit Xe
WST 48 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Remitly
Recipient gets (WST)
WST 15,398.00
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (WST)
WST 16,465.75
Sponsored
Wise
Recipient gets (WST)
WST 16,350.63
Full transfer details
Visit Wise
WST 299 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (WST)
WST 16,100.00
Full transfer details
Visit Xe
WST 48 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer New Zealand Dollar into Tala.

Of the 5 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 10,000 NZD to WST will cost you $72.9 in fees, and you will receive 16,350.63 WST.

When sending money from New Zealand to Samoa, using Wise in a great option.

Wise is the top rated company for sending money from New Zealand (NZD) to Samoa (WST) - Wise Screenshot

How to compare deals on New Zealand to Samoa money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Samoa
Wise
Total number of NZ - WS providers
5
Average cheapest fees & rate
Revolut
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe

What to consider ahead of money transfers from New Zealand to Samoa

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Samoa with confidence.

Our analysis, and search results, include 5 providers that operate between New Zealand and Samoa. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Samoa.

2
Understand the New Zealand Dollar-Tala exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Samoa
5
Consider transfer limits
6
Receiving money in Samoa
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to Samoa from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Samoa.

Of the 5 providers compared, data shows that Revolut is 0.25% cheaper than the second-best option.

The is cost is made up of an average NZD-WST exchange rate that is 0.2% different to the mid-market rate and an average fee of 30* NZD.

If you want to secure the best rates on a NZD to Samoa transfer, Revolut will result in the most Tala received.

Revolut is the cheapest way to send money from New Zealand (NZD) to Samoa (WST) - Revolut Screenshot 1
Revolut is the cheapest way to send money from New Zealand (NZD) to Samoa (WST) - Revolut Screenshot 2
Revolut is the cheapest way to send money from New Zealand (NZD) to Samoa (WST) - Revolut Screenshot 3

Fastest way to transfer money to Samoa from New Zealand: Xe.

Of 5 companies compared, Xe offers the quickest way to send New Zealand Dollars to Samoa: minutes - 24 hours.

New Zealand to Samoa transfers with Xe will cost you 0 NZD.

To test that Xe was the 'fastest' option we compared 5 providers. With this, we compared overall speed of sending money from New Zealand to Samoa made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Samoa.

When sending at speed is a priority, Xe is our recommended choice for sending into Samoa from New Zealand.

Xe is the fastest way to send money from New Zealand (NZD) to Samoa (WST) - Xe Screenshot 1
Xe is the fastest way to send money from New Zealand (NZD) to Samoa (WST) - Xe Screenshot 2
Xe is the fastest way to send money from New Zealand (NZD) to Samoa (WST) - Xe Screenshot 3

Transfer a large sum of money

When sending large amounts of New Zealand Dollar to Samoa it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
5 money transfer companies compared, Wise is the best option for large transfers from New Zealand to Samoa.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from New Zealand to Samoa can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to Samoa from New Zealand because they offer a strong service and competitive exchange rates.

Understanding the cost of sending money from New Zealand to Samoa

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Samoa.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Tala for your New Zealand Dollar. The current NZD-WST mid-market rate is 1.6597 WST per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-WST mid-market rate for the past 7 days has averaged 1.6049 WST per New Zealand Dollar, with a low of 1.5563 and a high of 1.6548.

  • Revolut is currently offering the best exchange rate from the 5 companies compared.

  • Often the NZD-WST exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Samoa.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Samoa. Revolut currently has the lowest fees for transfers into WST of just 30 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Tala is the biggest indicator of the total cost of sending money to Samoa from New Zealand. The bigger the amount received in Samoa, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Tala

Timing is essential when tracking the mid-market rate between NZD and WST. The end exchange rate you secure impacts how much WST you get for your NZD.

Mid-market Rate
1 
NZD
=
1.659664 
WST

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to WST was 1.6049.

  • During this period, it hit a high of 1.6548, and a low of 1.5563.

  • Wise, which is our recommended service to send money online from New Zealand to Samoa offers an exchange rate that is only 0.47% above the mid-market rate.

Want to secure the best NZD-Tala exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Samoa!

Funding your New Zealand to
Samoa transfer

  • Bank transfers

    The default option for sending money from New Zealand to Samoa is often a bank transfer.

    Using a money transfer company, such as Revolut for transfers from New Zealand to Samoa, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 5 we tested, the cheapest provider for bank transfers from NZD to Samoa is Revolut.

    With a fee of NZD30 to send money from New Zealand to Samoa, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from New Zealand to Samoa with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between New Zealand and Samoa.

  • Credit cards

    When it comes to international credit card transfers from New Zealand to Samoa, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Samoa and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Samoa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to WST.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Samoa?
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Can I send money from New Zealand to Samoa with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Samoa through various providers?
How long does it take to send money from New Zealand to Samoa?
What is the best exchange rate I can get for sending money from New Zealand to Samoa?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Samoa?
Can I schedule regular transfers between New Zealand and Samoa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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