MoneyTransfers
/Send money/To Germany/From New Zealand

Compare money transfers from New Zealand to Germany

Get the best deals on transfers from New Zealand to Germany. Find the cheapest, fastest, and best rated providers with the most competitive NZD to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from New Zealand.

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Wise was the top rated provider from New Zealand to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from New Zealand to Germany

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Wise was the fastest from New Zealand to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
TorFx was the best for large transfers from New Zealand to Germany

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Our recommendation: Wise

Wise is our top choice for NZD to EUR transfers.

We tested & reviewed 13 money transfer providers offering money transfers from New Zealand to Germany, and Wise scored highly.

In total, Wise appeared in 100% of New Zealand to Germany searches, and was the top rated company supporting transfers between NZD and EUR.

For a great mix of cost, speed & features, we recommend making your New Zealand to Germany transfer using Wise.

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How to compare deals on New Zealand to Germany money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Germany
Wise
Total number of NZ - DE providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Get the most from sending money from New Zealand to Germany

1
Compare providers

Comparing providers offering services between New Zealand and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire NZD-EUR market and have compared 13 providers offering services between New Zealand and Germany.

This ensures you will get the most comprehensive options for sending New Zealand Dollar to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific New Zealand to Germany transfer needs.

2
Beat the New Zealand Dollar-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across New Zealand and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to Germany from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Germany.

Of the 13 providers compared, data shows that Revolut is 0% cheaper than the second-best option.

The is cost is made up of an average NZD-EUR exchange rate that is 0.12% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Germany transfer, Revolut will result in the most Euro received.

*The most common fee applied to NZD-EUR by Revolut, based on data from the past six months.

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Fastest company to send money to Germany from New Zealand: Ria Money Transfer.

We compared 13 companies for fast transfers from New Zealand Dollars to Germany and Ria Money Transfer came out on top.

Through our data, Ria Money Transfer was the quickest way to send money from New Zealand to Euro 50% of the time.

Sending money through Ria Money Transfer to Germany from New Zealand has an average fee of 4 NZD.

To understand who was the fastest, we tested Ria Money Transfer as part of 13 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to Germany. This was made up of transfer times to Germany after New Zealand Dollars were added to a money transfer account.

When fast money transfers between New Zealand and Germany are a priority, Ria Money Transfer is our recommended choice.

Transfer a large amount of money

To transfer large sums of money from New Zealand to Germany, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
13 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Germany can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Germany from New Zealand.

Understanding the costs involved when transferring money from New Zealand to Germany

When calculating the costs of money transfers between New Zealand and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the NZD-EUR mid-market rate equals 0.5437 EUR per New Zealand Dollar.

  • For reference, the NZD-EUR average mid-market rate for the past three months has been 0.5547 EUR per New Zealand Dollar, with a high of 0.568 and a low of 0.5118.

  • The company offering the best exchange rate is Wise.

  • Often the NZD-EUR exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, averaging 0 NZD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from New Zealand to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Euro

Timing is essential when tracking the mid-market rate between NZD and EUR. The end exchange rate you secure impacts how much EUR you get for your NZD.

Mid-market Rate
1 
=
0.543721 
EUR

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to EUR was 0.5547.

  • During this period, it hit a high of 0.568, and a low of 0.5118.

  • Wise, which is our recommended service to send money online from New Zealand to Germany offers an exchange rate that is only -0.07% above the mid-market rate.

Want to secure the best NZD-Euro exchange rates?

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Paying for your New Zealand to
Germany transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Germany.

    By using a money transfer company such as Revolut for transfers from New Zealand to Germany, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 13 we tested when sending NZD to Germany.

    With an average fee of 0 NZD to send money from New Zealand to Germany, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Germany with a debit or a prepaid card is easy with Xe.


    Xe is a one of the better options in the market for international debit card transfers from New Zealand to Germany.

  • Credit cards

    For credit card transfers from New Zealand to Germany, Wise is our top choice of the 13 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from New Zealand to Germany?
Can I schedule regular transfers between New Zealand and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.