How to send money to Germany from New Zealand with the best NZD-EUR rate
Get the best deals on transfers from New Zealand to Germany. Find the cheapest, fastest, and best rated providers with the most competitive NZD to EUR exchange rates.
Read on for analysis and insights on the best ways to send money to Germany from New Zealand.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Our recommendation: Wise
We tested & reviewed 10 money transfer providers offering money transfers from New Zealand to Germany, and Wise scored highly.
Sending 10,000 NZD to EUR will cost you $27.07 in fees, and you will receive 4,937.91 EUR. The delivery time usually is within a week, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your New Zealand to Germany transfer using Wise.
How to compare deals on New Zealand to Germany money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Germany.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Euro and transferred to Germany.
Summary of recent searches
Get the most from sending money from New Zealand to Germany
Comparing providers offering services between New Zealand and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NZD-EUR market and have compared 10 providers offering services between New Zealand and Germany.
This ensures you will get the most comprehensive options for sending New Zealand Dollar to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific New Zealand to Germany transfer needs.
Cheapest way to transfer money to Germany from New Zealand: Wise
Of the 10 providers compared, data shows that Wise is 0.06% cheaper than the second-best option.
The is cost is made up of an average NZD-EUR exchange rate that is -0.02% different to the mid-market rate and an average fee of 27.07* NZD.
If you want to secure the best rates on a NZD to Germany transfer, Wise will result in the most Euro received.
Fastest company to send money to Germany from New Zealand: TorFx.
For example, if you send 10,000 NZD with TorFx to Germany now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.
Sending money through TorFx to Germany from New Zealand has a fee of 0 NZD.
To understand who was the fastest, we tested TorFx as part of 10 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to Germany. This was made up of transfer times to Germany after New Zealand Dollars were added to a money transfer account.
When fast money transfers between New Zealand and Germany are a priority, TorFx is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 10 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Germany can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Germany from New Zealand.
Understanding the costs involved when transferring money from New Zealand to Germany
When calculating the costs of money transfers between New Zealand and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the NZD-EUR mid-market rate equals 0.4958 EUR per New Zealand Dollar.
For reference, the NZD-EUR average mid-market rate for the past 7 days has been 0.493 EUR per New Zealand Dollar, with a high of 0.495 and a low of 0.4856.
The company offering the best exchange rate is Wise.
Often the NZD-EUR exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 27.07 NZD per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from New Zealand to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Euro
Timing is essential when tracking the mid-market rate between NZD and EUR. The end exchange rate you secure impacts how much EUR you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to EUR was 0.493.
During this period, it hit a high of 0.495, and a low of 0.4856.
Wise, which is our recommended service to send money online from New Zealand to Germany offers an exchange rate that is only -0.02% above the mid-market rate.
Want to secure the best NZD-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Germany!
Paying for your New Zealand to Germany transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Germany.
By using a money transfer company such as Wise for transfers from New Zealand to Germany, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the cheapest provider for bank transfers from the 10 we tested when sending NZD to Germany.
With a fee of 27.07 NZD to send money from New Zealand to Germany, Wise offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Germany with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to Germany.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from New Zealand
Send money to Germany
How much money can be transferred from New Zealand to Germany?
Are there any tax implications to sending money from New Zealand to Germany?
Can I send money from New Zealand to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Germany through various providers?
How long does it take to send money from New Zealand to Germany?
What is the best exchange rate I can get for sending money from New Zealand to Germany?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Germany?
Can I schedule regular transfers between New Zealand and Germany?
Tools & resources
Contributors
