"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Our recommendation: Wise
We tested & reviewed 13 money transfer providers offering money transfers from New Zealand to Germany, and Wise scored highly.
In total, Wise appeared in 100% of New Zealand to Germany searches, and was the top rated company supporting transfers between NZD and EUR.
For a great mix of cost, speed & features, we recommend making your New Zealand to Germany transfer using Wise.
How to compare deals on New Zealand to Germany money transfers
Get the most from sending money from New Zealand to Germany
Comparing providers offering services between New Zealand and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NZD-EUR market and have compared 13 providers offering services between New Zealand and Germany.
This ensures you will get the most comprehensive options for sending New Zealand Dollar to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific New Zealand to Germany transfer needs.
Cheapest way to transfer money to Germany from New Zealand: Revolut
Of the 13 providers compared, data shows that Revolut is 0% cheaper than the second-best option.
The is cost is made up of an average NZD-EUR exchange rate that is 0.12% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Germany transfer, Revolut will result in the most Euro received.
*The most common fee applied to NZD-EUR by Revolut, based on data from the past six months.
Fastest company to send money to Germany from New Zealand: Ria Money Transfer.
Through our data, Ria Money Transfer was the quickest way to send money from New Zealand to Euro 50% of the time.
Sending money through Ria Money Transfer to Germany from New Zealand has an average fee of 4 NZD.
To understand who was the fastest, we tested Ria Money Transfer as part of 13 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to Germany. This was made up of transfer times to Germany after New Zealand Dollars were added to a money transfer account.
When fast money transfers between New Zealand and Germany are a priority, Ria Money Transfer is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 13 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Germany can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Germany from New Zealand.
Understanding the costs involved when transferring money from New Zealand to Germany
When calculating the costs of money transfers between New Zealand and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the NZD-EUR mid-market rate equals 0.5437 EUR per New Zealand Dollar.
For reference, the NZD-EUR average mid-market rate for the past three months has been 0.5547 EUR per New Zealand Dollar, with a high of 0.568 and a low of 0.5118.
The company offering the best exchange rate is Wise.
Often the NZD-EUR exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, averaging 0 NZD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from New Zealand to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Euro
Timing is essential when tracking the mid-market rate between NZD and EUR. The end exchange rate you secure impacts how much EUR you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to EUR was 0.5547.
During this period, it hit a high of 0.568, and a low of 0.5118.
Wise, which is our recommended service to send money online from New Zealand to Germany offers an exchange rate that is only -0.07% above the mid-market rate.
Want to secure the best NZD-Euro exchange rates?
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Paying for your New Zealand to Germany transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.