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How to send money to Indonesia from Pakistan with the best PKR-IDR rate

Get the best deals when you send money from Pakistan to Indonesia. Find the best, cheapest, and fastest, providers for PKR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Pakistan.

Transferring the other way? Send IDR from Indonesia to Pakistan instead.
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November 26th, 2025

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Best money transfer companies

Send money from Pakistan to Indonesia

Last updated: Today
Mid-market rate as of 11/26/2025: 1 PKR = 59.401125 IDR
Results below are based on a 71000 PKR search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (IDR)
Rp 4,006,436.59
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 4,006,436.59
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Pakistan to Indonesia

While you can’t send PKR to IDR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

Best way to send money to Indonesia from Pakistan : Western Union cash transfer

Based on our comparisons and analysis, we found that very few providers currently support PKR to IDR transfers online.

Because of this limited coverage, the most reliable option is to send cash through a Western Union Agent.

Transfer fees vary depending on your location and the amount you send, but in most cases you can expect to pay around 3 PKR per 71,000 PKR transferred.

Before sending, check with your local branch or the Western Union website to confirm which deposit methods are available for you (it can be online deposit or cash in-store).

How to compare deals on Pakistan to Indonesia money transfers

Summary of recent searches

Top rated for transfers from Pakistan to Indonesia
Western Union Agent
Total number of PK - ID providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations when sending from Pakistan to Indonesia

1

Compare providers

Comparing money transfer companies with services between Pakistan and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 2 providers providing services between Pakistan and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Pakistan.

2

Understanding the Pakistan Rupee-Rupiah exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Pakistan Rupee in Indonesia

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Indonesia from Pakistan is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PKR to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PKR per 71,000 PKR) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Pakistan to Indonesia: cash transfer via Western Union Agent

The quickest way to send money from Pakistan to Indonesia is through a cash transfer with a Western Union Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect IDR within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PKR to IDR transfers, Western Union remains the fastest and most reliable option for cash pickups in Indonesia.

Send large sums of money

Transferring bigger amounts of money from Pakistan to Indonesia should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
2 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Western Union Agent for sending large sums of money to Indonesia from Pakistan.

Understanding the cost of transferring money to Indonesia from Pakistan

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PKR-IDR mid-market rate is 59.3767 IDR per Pakistan Rupee. You will get more Rupiah for your Pakistan Rupees if you find a provider close to this number.

  • For context, over the last 7 days the PKR-IDR mid-market rate has had a high of 59.4011, a low of 58.7911 and averaged 59.0806 IDR per Pakistan Rupee.

  • Across the 2 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting PKR to IDR will be the biggest determining factor when working out the cost of transferring Pakistan Rupees to Indonesia.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 PKR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from Pakistan will result in more money received in Indonesia.

Getting the best exchange rate for Pakistan Rupee to Rupiah

Tracking the mid-market rate can make a huge difference when sending money PKR to IDR. The exchange rate you secure impacts how much IDR you get for your PKR.

Mid-market Rate
1 
PKR
=
59.376714 
IDR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from PKR to IDR has seen some fluctuation. On average, it has been 59.0806.

  • During this period, the highest value level was 59.4011, with a low of 58.7911.

  • Western Union Agent, which is our recommended service to send money online from Pakistan to Indonesia offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best PKR-Rupiah exchange rates?

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Funding your Pakistan to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Pakistan to Indonesia is often a bank transfer.

    Using a money transfer company, such as Western Union Agent for transfers from Pakistan to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 2 we tested, the cheapest provider for bank transfers from PKR to Indonesia is Western Union Agent.

    With a fee of PKR3 to send money from Pakistan to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Pakistan to Indonesia with a prepaid or debit card is easy with Western Union Agent.


    Western Union Agent is a leader in accepting card payments for transfers between Pakistan and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Pakistan to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Pakistan to Indonesia?
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How long does it take to send money from Pakistan to Indonesia?
What is the best exchange rate I can get for sending money from Pakistan to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Pakistan to Indonesia?
Can I schedule regular transfers between Pakistan and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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