How to send money to the US from Pakistan with the best PKR-USD rate

Get the best deals when you transfer from Pakistan to United States. Find the cheapest, fastest, and most reliable providers with the best PKR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Pakistan.

Transferring the other way? Send USD from United States to Pakistan instead.
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November 14th, 2025

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Best money transfer companies

Send money from Pakistan to United States

Last updated: Today
Mid-market rate as of 11/14/2025: 1 PKR = 0.003562 USD
Results below are based on a 71000 PKR search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (USD)
$240.25
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (USD)
$240.25
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Pakistan to United States

While you can’t send PKR to USD with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
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Best way to send money to US from Pakistan : Western Union cash transfer

Based on our comparisons and analysis, we found that very few providers currently support PKR to USD transfers online.

Because of this limited coverage, the most reliable option is to send cash through a Western Union Agent.

Transfer fees vary depending on your location and the amount you send, but in most cases you can expect to pay around 3 PKR per 71,000 PKR transferred.

Before sending, check with your local branch or the Western Union website to confirm which deposit methods are available for you (it can be online deposit or cash in-store).

How to compare deals on Pakistan to United States money transfers

Summary of recent searches

Top rated for transfers from Pakistan to United States
Western Union Agent
Total number of PK - US providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Get the most from sending money from Pakistan to United States

1

Compare providers

Comparing providers offering services between Pakistan and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire PKR-USD market and have compared 2 providers offering services between Pakistan and the United States.

This ensures you will get the most comprehensive options for sending Pakistan Rupee to the United States.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Pakistan to the United States transfer needs.

2

Beat the Pakistan Rupee-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Pakistan and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The cheapest way to send money to US from Pakistan is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PKR to USD transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PKR per 71,000 PKR) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Pakistan to US: cash transfer via Western Union Agent

The quickest way to send money from Pakistan to US is through a cash transfer with a Western Union Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect USD within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PKR to USD transfers, Western Union remains the fastest and most reliable option for cash pickups in US.

Send large sums of money

Transferring bigger amounts of money from Pakistan to the United States should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
2 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from US Dollar to US Dollar.

As such, opt for Western Union Agent for sending large sums of money to the United States from Pakistan.

Understanding the cost of money transfers from Pakistan to United States

The total cost of sending money to United States from Pakistan is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for PKR-USD is 0.0035 USD per Pakistan Rupee.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Pakistan Rupees.

Over the last 7 days, the average PKR-USD mid-market rate has seen each Pakistan Rupee worth 0.0036 USD. Within this we see a high of 0.0036, and a low of 0.0035.

Of the 2 companies compared, Western Union Agent offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PKR to USD.

Fees: When sending money you may have to pay fees. Western Union Agent costs 3 PKR per transfer at the moment, which is the cheapest option of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Pakistan.

Getting the best exchange rate for Pakistan Rupee to US Dollar

Tracking the mid-market rate can make a huge difference when sending money PKR to USD. The exchange rate you secure impacts how much USD you get for your PKR.

Mid-market Rate
1 
PKR
=
0.003540 
USD

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from PKR to USD has seen some fluctuation. On average, it has been 0.0036.

  • During this period, the highest value level was 0.0036, with a low of 0.0035.

  • Western Union Agent, which is our recommended service to send money online from Pakistan to United States offers an exchange rate that is only 5% above the mid-market rate.

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Paying for your Pakistan to
United States money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Pakistan to the United States.

    By using a money transfer company such as Western Union Agent to send money from Pakistan to the United States, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 2 we tested when sending PKR to the United States.

    With a fee of PKR3 to send money from Pakistan to the United States, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Pakistan to the United States with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Pakistan to the United States. This is from the 2 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Pakistan to the United States, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Pakistan to United States?
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Are there any minimum or maximum transfer amounts for sending money from Pakistan to United States?
Can I schedule regular transfers between Pakistan and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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