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How to send money to Canada from Poland with the best PLN-CAD rate

Compare the best ways to send money from Poland to Canada. Explore the fastest, cheapest, and most reliable providers with the best PLN to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Poland.

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July 6th, 2025
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Best money transfer companies

Send money from Poland to Canada

Last updated: Today
Mid-market rate as of 07/06/2025: 1 PLN = 0.377621 CAD
Results below are based on a 30000 PLN search
0 of 14 providers
Sponsored
Wise
Recipient gets (CAD)
$11,258.06
Full transfer details
Visit Wise
$269 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$11,031.00
Full transfer details
Visit Xe
$42 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (CAD)
$11,300.31
Full transfer details
Visit Key Currency
$312 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (CAD)
$11,298.04
Full transfer details
Visit Regency FX
$309 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (CAD)
$11,294.64
Full transfer details
Visit TorFx
$306 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Wise
Recipient gets (CAD)
$11,258.06
Full transfer details
Visit Wise
$269 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
CurrencyFair
Recipient gets (CAD)
$11,250.50
Full transfer details
Visit CurrencyFair
$262 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (CAD)
$11,196.00
Full transfer details
Visit OFX
$207 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (CAD)
$11,031.00
Full transfer details
Visit Xe
$42 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (CAD)
$10,803.00
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
Currencies Direct
Recipient gets (CAD)
$10,485.00
Full transfer details

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (CAD)
$11,293.14
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (CAD)
    $10,956.80
    Not recommended
Sponsored
Wise
Recipient gets (CAD)
$11,258.06
Full transfer details
Visit Wise
$269 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$11,031.00
Full transfer details
Visit Xe
$42 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best choice: Wise

Wise is our recommended way to send Zloty to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 30,000 PLN to CAD will cost you zł192.41 in fees, and you will receive 11,258.06 CAD. The delivery time is next day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Poland to Canada transfer using Wise.

Wise is the top rated company for sending money from Poland (PLN) to Canada (CAD) - Wise Screenshot

How to get the best deal on sending money from Poland to Canada

Summary of recent searches

Top rated for transfers from Poland to Canada
Wise
Total number of PL - CA providers
14
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from Poland to Canada considerations

1
Compare providers

A comparison of providers offering services between Poland and Canada is the easiest way to ensure the best deal.

We've compared 14 providers that offer services for sending Zloty to Canada.

This ensures you will get the best options for your transfer to Canada from Poland.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Poland to Canada.

2
Get the most from the Zloty-Canadian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in Poland and Canada
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Canada from Poland: Key Currency

Key Currency combines the lowest fees with the best exchange rate and from the 14 companies compared offers the cheapest transfers to Canada from Poland.

Data collected through our comparison over the past week shows that Key Currency is 0.02% cheaper than the second-best option.

The cost is made up of a fee of 0 PLN and an exchange rate for buying Canadian Dollar with Zloty that is 0.25% different to the mid-market rate.

If you want to secure the best rates on a Poland to Canada transfer, Key Currency offers value. We would still recommend searching for the amount you want to send to Canada.

Key Currency is the cheapest way to send money from Poland (PLN) to Canada (CAD) - Key Currency Screenshot

Fastest way to transfer money to Canada from Poland: Regency FX.

We tested 14 companies offering transfers from Poland to Canada and Regency FX offered the quickest option.

For example, if you send zł30,000 with Regency FX to Canada now, the transfer time is minutes - 24 hours.

This can vary depending on your needs, smaller transfers to Canada are likely to arrive quicker.

When using Regency FX to send money from Poland to Canada you can expect a fee of 0 PLN. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 14 money transfer providers. To test overall speed of sending money from Poland to Canada we included the timeframe for depositing Zloty to a money transfer account and average transfer times to Canada.

When sending money to Canada from Poland quickly is a priority, Regency FX is our recommended choice.

Sending a large amount of money?

For big transfers from Poland to Canada, competitive pricing & strong customer service are essential.

Of the
14 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Poland to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Poland to Canada

The total cost of money transfers to Canada from Poland, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for PLN-CAD is 0.3777 CAD per Zloty.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Zlotys.

  • On average for the last week, the PLN-CAD mid-market rate has been 0.377 CAD per Zloty. This hit a high of 0.3777, and a low of 0.3761.

  • From the 14 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PLN to CAD.

Fees: Some money transfers between Poland and Canada will be subject to fees. Key Currency has a fee of 0 PLN based on a 30,000 PLN transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from Poland.

How to find the best exchange rate for Zloty to Canadian Dollar

Timing is essential for sending money between PLN and CAD. The exchange rate you secure impacts how much CAD you get for your PLN.

Mid-market Rate
1 
=
0.377740 
CAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from PLN to CAD has seen some fluctuation. On average, it stood at 0.377.

  • During this period, the highest value recorded was 0.3777, while the lowest was 0.3761.

  • Wise, which is our recommended service to send money online from Poland to Canada offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best PLN-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Canada!

Payment options for Poland to
Canada money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to Canada.

    By using a money transfer company such as Key Currency for transfers from Poland to Canada, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 14 we compared for transfers from PLN into Canada.

    With a fee of 0 PLN to send money from Poland to Canada, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to Canada with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from Poland to Canada. This cost is against a total of 14 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to Canada, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Poland to Canada?
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How long does it take to send money from Poland to Canada?
What is the best exchange rate I can get for sending money from Poland to Canada?
Are there any minimum or maximum transfer amounts for sending money from Poland to Canada?
Can I schedule regular transfers between Poland and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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