How to send money to Canada from Philippines with the best PHP-CAD rate
Compare the best ways to send money from the Philippines to Canada. Explore the fastest, cheapest, and most reliable providers with the best PHP to CAD exchange rates.
Read on for the best deals, expert information, and all you need to send money to Canada from the Philippines.
Transferring the other way? Send CAD from Canada to Philippines instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Transferring 14,700 PHP to CAD will cost you ₱75.32 in fees, and you will receive 341.5 CAD. The delivery time is next day, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your the Philippines to Canada transfer using Wise.
How to get the best deal on sending money from Philippines to Canada
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Canada.
Choose a provider
Select the provider that offers you the best value on buying CAD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Sending money from Philippines to Canada considerations
A comparison of providers offering services between the Philippines and Canada is the easiest way to ensure the best deal.
We've compared 3 providers that offer services for sending Philippine Peso to Canada.
This ensures you will get the best options for your transfer to Canada from the Philippines.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Canada.
The cheapest way to send money from Philippines to Canada is a cash transfer via MoneyGram.
The cheapest way to send money to Canada from Philippines is via a cash transfer through a MoneyGram Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support PHP/CAD transfers online.
The total cost of your transfer includes both the transfer fee (around 3 PHP per 14,700 PHP) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.
The cheapest way to to send money to Canada from Philippines is via PayPal P2P Transfer
The coverage of PHP/CAD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending a large amount of money?
Of the 3 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Philippines to Canada, it's a great provider for things like buying or selling property.
Understanding the costs involved when moving money from Philippines to Canada
The total cost of money transfers to Canada from the Philippines, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.
The Mid-Market and Exchange Rates: The current mid-market for PHP-CAD is 0.0233 CAD per Philippine Peso.
Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Philippine Pesos.
On average for the last week, the PHP-CAD mid-market rate has been 0.0235 CAD per Philippine Peso. This hit a high of 0.0236, and a low of 0.0233.
From the 3 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to CAD.
Fees: Some money transfers between the Philippines and Canada will be subject to fees. Wise has a fee of 75.32 PHP based on a 14,700 PHP transfer.
Although you should search for your send amount for actual fees as your scenario may be different.
Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.
This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from the Philippines.
How to find the best exchange rate for Philippine Peso to Canadian Dollar
Timing is essential for sending money between PHP and CAD. The exchange rate you secure impacts how much CAD you get for your PHP.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from PHP to CAD has seen some fluctuation. On average, it stood at 0.0235.
During this period, the highest value recorded was 0.0236, while the lowest was 0.0233.
Wise, which is our recommended service to send money online from Philippines to Canada offers an exchange rate that is only -0.23% above the mid-market rate.
Want to secure the best PHP-Canadian Dollar exchange rates?
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Funding your Philippines to Canada money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to Canada.
By using a money transfer company such as Wise for transfers from the Philippines to Canada, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to Canada.
With a fee of 75.32 PHP to send money from the Philippines to Canada, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Canada with a debit or a prepaid card is easy with MoneyGram Agent.
MoneyGram Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Canada.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Canada.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to CAD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Philippines
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Can I send money from Philippines to Canada with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Canada through various providers?
How long does it take to send money from Philippines to Canada?
What is the best exchange rate I can get for sending money from Philippines to Canada?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Canada?
Can I schedule regular transfers between Philippines and Canada?
Tools & resources
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