How to send money to Canada from Philippines with the best PHP-CAD rate
Compare the best ways to send money from the Philippines to Canada. Explore the fastest, cheapest, and most reliable providers with the best PHP to CAD exchange rates.
Read on for the best deals, expert information, and all you need to send money to Canada from the Philippines.
Transferring the other way? Send CAD from Canada to Philippines instead.
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best choice: Wise
We tested & reviewed dozens of money transfer providers. We found Wise to be the overall best option.
Transferring 14,700 PHP to CAD will cost you ₱75.32 in fees, and you will receive 335 CAD. The delivery time can take next day, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your the Philippines to Canada transfer using Wise.
How to get the best deal on sending money from Philippines to Canada
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Canada.
Choose a provider
Select the provider that offers you the best value on buying CAD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Sending money from Philippines to Canada considerations
A comparison of providers offering services between the Philippines and Canada is the easiest way to ensure the best deal.
We've compared 3 providers that offer services for sending Philippine Peso to Canada.
This ensures you will get the best options for your transfer to Canada from the Philippines.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Canada.
Cheapest way to send money to Canada from the Philippines: Wise
Data collected through our comparison over the past week shows that Wise is 9.29% cheaper than the second-best option.
The cost is made up of a fee of 75.32 PHP and an exchange rate for buying Canadian Dollar with Philippine Peso that is 0.04% different to the mid-market rate.
If you want to secure the best rates on a Philippines to Canada transfer, Wise offers value. We would still recommend searching for the amount you want to send to Canada.
Fastest way to transfer money to Canada from the Philippines: PayPal App (P2P Transfer).
Of 3 companies compared, PayPal App (P2P Transfer) offers the quickest way to send Philippine Pesos to Canada.
For example, sending ₱14,700 to Canada with PayPal App (P2P Transfer) will be minutes.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
the Philippines to Canada transfers with PayPal App (P2P Transfer) have a fee of 588 PHP.
To test that PayPal App (P2P Transfer) was the 'fastest' option we compared 3 providers. With this, we compared overall speed of sending money from the Philippines to Canada made up of depositing Philippine Pesos, to a money transfer account and transfer times to Canada.
When sending at speed is a priority, PayPal App (P2P Transfer) is our recommended choice for sending into Canada from Philippines.
Sending a large amount of money?
Of the 3 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Philippines to Canada, it's a great provider for things like buying or selling property.
Understanding the costs involved when moving money from Philippines to Canada
The total cost of money transfers to Canada from the Philippines, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.
The Mid-Market and Exchange Rates: The current mid-market for PHP-CAD is 0.0228 CAD per Philippine Peso.
Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Philippine Pesos.
On average for the last week, the PHP-CAD mid-market rate has been 0.023 CAD per Philippine Peso. This hit a high of 0.0231, and a low of 0.0229.
From the 3 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to CAD.
Fees: Some money transfers between the Philippines and Canada will be subject to fees. Wise has a fee of 75.32 PHP based on a 14,700 PHP transfer.
Although you should search for your send amount for actual fees as your scenario may be different.
Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.
This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from the Philippines.
How to find the best exchange rate for Philippine Peso to Canadian Dollar
Timing is essential for sending money between PHP and CAD. The exchange rate you secure impacts how much CAD you get for your PHP.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from PHP to CAD has seen some fluctuation. On average, it stood at 0.023.
During this period, the highest value recorded was 0.0231, while the lowest was 0.0229.
Wise, which is our recommended service to send money online from Philippines to Canada offers an exchange rate that is only 0.04% above the mid-market rate.
Want to secure the best PHP-Canadian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Canada!
Funding your Philippines to Canada money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to Canada.
By using a money transfer company such as Wise for transfers from the Philippines to Canada, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to Canada.
With a fee of 75.32 PHP to send money from the Philippines to Canada, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Canada with a debit or a prepaid card is easy with MoneyGram Agent.
MoneyGram Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Canada.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Canada.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to CAD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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