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How to send money to India from Switzerland

Get the best deals when you transfer from Switzerland to India. Find the cheapest, fastest, and most reliable providers with the best CHF to INR exchange rates.

Read on for analysis on the best ways to send money to India from Switzerland.

Transferring the other way? Send INR from India to Switzerland instead.
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Wise was the top rated provider from Switzerland to India

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
TalkRemit was the cheapest from Switzerland to India

"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.4% - 3.1%
Paysend was the fastest from Switzerland to India

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

Our recommendation: Wise

Wise is our top choice for CHF to INR transfers.

We tested & reviewed 14 money transfer providers offering money transfers from Switzerland to India, and Wise scored highly.

In total, Wise appeared in 100% of Switzerland to India searches, and was the top rated company supporting transfers between CHF and INR.

For a great mix of cost, speed & features, we recommend making your Switzerland to India transfer using Wise.

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How to compare deals on Switzerland to India money transfers

Summary of recent searches

Top rated for transfers from Switzerland to India
Wise
Total number of CH - IN providers
14
Average cheapest fees & rate
TalkRemit
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
TalkRemit
Best for debit card
Xe
Best for credit card
Xe

Get the most from sending money from Switzerland to India

1
Compare options

Comparing providers offering services between Switzerland and India based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire CHF-INR market and have compared 14 providers offering services between Switzerland and India.

This ensures you will get the most comprehensive options for sending Swiss Franc to India.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Switzerland to India transfer needs.

2
Beat the Swiss Franc-Indian Rupee exchange rate
3
Choose the right payment method
4
Financial regulations across Switzerland and India
5
Consider minimum and maximum limits
6
Receiving money in India
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to India from Switzerland: TalkRemit

TalkRemit offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Swiss Franc to India.

Of the 14 providers compared, data shows that TalkRemit is 0.3% cheaper than the second-best option.

The is cost is made up of an average CHF-INR exchange rate that is -0.23% different to the mid-market rate and an average fee of 4.15* CHF.

If you want to secure the best rates on a CHF to India transfer, TalkRemit will result in the most Indian Rupee received.

*The most common fee applied to CHF-INR by TalkRemit, based on data from the past six months.

Fastest company to send money to India from Switzerland: Paysend.

We compared 14 companies for fast transfers from Swiss Francs to India and Paysend came out on top.

Through our data, Paysend was the quickest way to send money from Switzerland to Indian Rupee 54.5% of the time.

Sending money through Paysend to India from Switzerland has an average fee of 0 CHF.

To understand who was the fastest, we tested Paysend as part of 14 money transfer providers. Within this, we looked at the overall speed of sending money from Switzerland to India. This was made up of transfer times to India after Swiss Francs were added to a money transfer account.

When fast money transfers between Switzerland and India are a priority, Paysend is our recommended choice.

Sending a large amount of money?

For big transfers from Switzerland to India, competitive pricing & strong customer service are essential.

Of the
14 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to India, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Switzerland to India

The total cost of sending money to India from Switzerland is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for CHF-INR is 94.7721 INR per Swiss Franc.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Swiss Francs.

The CHF-INR mid-market rate over the last three months has seen the Swiss Franc worth an average 95.8555 INR. Within this there has been a high of 99.4698, and a low of 92.3541.

From 14 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting CHF to INR.

Fees: When sending money there may be additional fees. TalkRemit offers the lowest fee of the 14 providers tested, averaging 4.15 CHF per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from Switzerland.

Finding the best exchange rate between Swiss Franc and Indian Rupee

Getting a strong exchange rate between CHF and INR is essential. The exchange rate you secure impacts how much INR you get for your CHF.

Mid-market Rate
1
= 94.772102 INR

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from CHF to INR has averaged 95.8555.

  • In this period there was a high of 99.4698, and a low of 92.3541.

  • Wise, which is our recommended service to send money online from Switzerland to India offers an exchange rate with a mark up of -0.02% above the mid-market rate.

Want to secure the best CHF-Indian Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to India!

Paying for your Switzerland to
India transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from Switzerland to India.

    By using a money transfer company such as TalkRemit for transfers from Switzerland to India, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, TalkRemit is the cheapest provider for bank transfers from the 14 we tested when sending CHF to India.

    With an average fee of 2.42 CHF to send money from Switzerland to India, TalkRemit offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Switzerland to India with a debit or a prepaid card is easy with Xe.


    Xe is a one of the better options in the market for international debit card transfers from Switzerland to India.

  • Credit cards

    For credit card transfers from Switzerland to India, Xe is our top choice of the 14 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Switzerland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from Switzerland to India?
Are there any minimum or maximum transfer amounts for sending money from Switzerland to India?
Can I schedule regular transfers between Switzerland and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.