How to send money to Germany from Switzerland with the best CHF-EUR rate
Get the best deals on transfers from Switzerland to Germany. Find the cheapest, fastest, and best rated providers with the most competitive CHF to EUR exchange rates.
Read on for analysis and insights on the best ways to send money to Germany from Switzerland.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Our recommendation: Wise
We tested & reviewed 12 money transfer providers offering money transfers from Switzerland to Germany, and Wise scored highly.
Sending 6,000 CHF to EUR will cost you fr.14.98 in fees, and you will receive 6,409.66 EUR. The delivery time usually is within an hour, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your Switzerland to Germany transfer using Wise.
Compare for the best deal on your Switzerland to Germany transfer
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Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Switzerland to Germany.
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Follow the steps & make your transfer. Your funds will soon be heading to Germany.
Summary of recent searches
Get the most from sending money from Switzerland to Germany
Comparing providers offering services between Switzerland and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire CHF-EUR market and have compared 12 providers offering services between Switzerland and Germany.
This ensures you will get the most comprehensive options for sending Swiss Franc to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Switzerland to Germany transfer needs.
Cheapest way to transfer money to Germany from Switzerland: Key Currency
Of the 12 providers compared, data shows that Key Currency is 0.01% cheaper than the second-best option.
The is cost is made up of an average CHF-EUR exchange rate that is 0.25% different to the mid-market rate and an average fee of 0* CHF.
If you want to secure the best rates on a CHF to Germany transfer, Key Currency will result in the most Euro received.
Fastest company to send money to Germany from Switzerland: Wise.
For example, if you send 6,000 CHF with Wise to Germany now, the transfer time is within an hour. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.
Sending money through Wise to Germany from Switzerland has a fee of 14.98 CHF.
To understand who was the fastest, we tested Wise as part of 12 money transfer providers. Within this, we looked at the overall speed of sending money from Switzerland to Germany. This was made up of transfer times to Germany after Swiss Francs were added to a money transfer account.
When fast money transfers between Switzerland and Germany are a priority, Wise is our recommended choice.
The best apps to send CHF to Germany from Switzerland
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 12 apps & companies for CHF/EUR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Sending a large amount of money?
Of the 12 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to Germany, it's a great provider for things like buying or selling property.
Understanding the costs involved when transferring money from Switzerland to Germany
When calculating the costs of money transfers between Switzerland and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the CHF-EUR mid-market rate equals 1.0687 EUR per Swiss Franc.
For reference, the CHF-EUR average mid-market rate for the past 7 days has been 1.0723 EUR per Swiss Franc, with a high of 1.0743 and a low of 1.0706.
The company offering the best exchange rate is Wise.
Often the CHF-EUR exchange rate you receive is the bigger factor than how much it costs to send Swiss Francs to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 CHF per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Switzerland to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Switzerland.
Finding the best exchange rate between Swiss Franc and Euro
Getting a strong exchange rate between CHF and EUR is essential. The exchange rate you secure impacts how much EUR you get for your CHF.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from CHF to EUR has averaged 1.0723.
In this period there was a high of 1.0743, and a low of 1.0706.
Wise, which is our recommended service to send money online from Switzerland to Germany offers 1.0710 EUR per CHF which is only 0% above the mid-market rate.
Want to secure the best CHF-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to Germany!
Paying for your Switzerland to Germany transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from Switzerland to Germany.
By using a money transfer company such as Key Currency for transfers from Switzerland to Germany, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Key Currency is the cheapest provider for bank transfers from the 12 we tested when sending CHF to Germany.
With a fee of 0 CHF to send money from Switzerland to Germany, Key Currency offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Switzerland to Germany with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from Switzerland to Germany.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Switzerland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Switzerland
How much money can be transferred from Switzerland to Germany?
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Can I send money from Switzerland to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending Swiss Francs to Germany through various providers?
How long does it take to send money from Switzerland to Germany?
What is the best exchange rate I can get for sending money from Switzerland to Germany?
Are there any minimum or maximum transfer amounts for sending money from Switzerland to Germany?
Can I schedule regular transfers between Switzerland and Germany?
Tools & resources
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