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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Our recommendation: Wise
We tested & reviewed 16 money transfer providers offering money transfers from Switzerland to Germany, and Wise scored highly.
In total, Wise appeared in 100% of Switzerland to Germany searches, and was the top rated company supporting transfers between CHF and EUR.
For a great mix of cost, speed & features, we recommend making your Switzerland to Germany transfer using Wise.
Compare for the best deal on your Switzerland to Germany transfer
- Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Switzerland to Germany.
- Choose a provider
Pick the provider that offers you the best value & service for your needs for CHF to EUR transfers.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to Germany.
Summary of recent searches
Get the most from sending money from Switzerland to Germany
Comparing providers offering services between Switzerland and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire CHF-EUR market and have compared 16 providers offering services between Switzerland and Germany.
This ensures you will get the most comprehensive options for sending Swiss Franc to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Switzerland to Germany transfer needs.
Cheapest way to transfer money to Germany from Switzerland: Dahabshiil
Of the 16 providers compared, data shows that Dahabshiil is 0% cheaper than the second-best option.
The is cost is made up of an average CHF-EUR exchange rate that is -0.27% different to the mid-market rate and an average fee of 0* CHF.
If you want to secure the best rates on a CHF to Germany transfer, Dahabshiil will result in the most Euro received.
*The most common fee applied to CHF-EUR by Dahabshiil, based on data from the past six months.
Fastest company to send money to Germany from Switzerland: Paysend.
Through our data, Paysend was the quickest way to send money from Switzerland to Euro 38.6% of the time.
Sending money through Paysend to Germany from Switzerland has an average fee of 0 CHF.
To understand who was the fastest, we tested Paysend as part of 16 money transfer providers. Within this, we looked at the overall speed of sending money from Switzerland to Germany. This was made up of transfer times to Germany after Swiss Francs were added to a money transfer account.
When fast money transfers between Switzerland and Germany are a priority, Paysend is our recommended choice.
Sending a large amount of money?
Of the 16 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to Germany, it's a great provider for things like buying or selling property.
Understanding the costs involved when transferring money from Switzerland to Germany
When calculating the costs of money transfers between Switzerland and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the CHF-EUR mid-market rate equals 1.074 EUR per Swiss Franc.
For reference, the CHF-EUR average mid-market rate for the past three months has been 1.0558 EUR per Swiss Franc, with a high of 1.0793 and a low of 1.001.
The company offering the best exchange rate is Wise.
Often the CHF-EUR exchange rate you receive is the bigger factor than how much it costs to send Swiss Francs to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Dahabshiil, averaging 0 CHF over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Switzerland to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Switzerland.
Finding the best exchange rate between Swiss Franc and Euro
Getting a strong exchange rate between CHF and EUR is essential. The exchange rate you secure impacts how much EUR you get for your CHF.
It can pay to track rates, and keep on top of currency trends.
Over the past six months, the mid-market rate from CHF to EUR has averaged 1.0558.
In this period there was a high of 1.0793, and a low of 1.001.
Wise, which is our recommended service to send money online from Switzerland to Germany offers an exchange rate with a mark up of 0% above the mid-market rate.
Want to secure the best CHF-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to Germany!
Paying for your Switzerland to Germany transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from Switzerland to Germany.
By using a money transfer company such as Dahabshiil for transfers from Switzerland to Germany, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Dahabshiil is the cheapest provider for bank transfers from the 16 we tested when sending CHF to Germany.
With an average fee of 0 CHF to send money from Switzerland to Germany, Dahabshiil offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Switzerland to Germany with a debit or a prepaid card is easy with Wise.
Wise is a one of the better options in the market for international debit card transfers from Switzerland to Germany.
Credit cards
For credit card transfers from Switzerland to Germany, Xe is our top choice of the 16 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Switzerland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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