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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Overall top choice: Wise
Of the 17 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 97.3% of searches for transfers between Switzerland and Spain.
When sending money from Switzerland to Spain, using Wise in a great option.
Compare for the best deal on your Switzerland to Spain transfer
- Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Switzerland to Spain.
- Choose a provider
Pick the provider that offers you the best value & service for your needs for CHF to EUR transfers.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to Spain.
Summary of recent searches
Considerations to make sending money from Switzerland to Spain easy
Comparing the different providers offering services between Switzerland and Spain, is the best way to send money with confidence.
The 17 providers we've compared ensures you will get the best options for your transfer to Spain from Switzerland. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Swiss Franc to Spain.
Cheapest way to send money to Spain from Switzerland: Dahabshiil
The cost is a combination of an average fee of 0* CHF and an exchange rate for converting Swiss Franc to Euro that is -0.3% different to the mid-market rate.
On average, Dahabshiil is 0.2% cheaper than the second-best option.
We would recommend Dahabshiil for low cost, affordable transfers from Euros to Spain.
*The most common fee applied to CHF-EUR by Dahabshiil, based on data from the past six months.
Fastest way to transfer money to Spain from Switzerland: Paysend.
Paysend was the quickest way to send Swiss Franc to Euro in 43.8% of searches. For fast transfers between CHF and EUR, Paysend comes highly recommended.
When using Paysend to send money from Switzerland to Spain you can expect an average fee of 0 CHF. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 17 money transfer providers. To test overall speed of sending money from Switzerland to Spain we included the timeframe for depositing Swiss Franc to a money transfer account and average transfer times to Spain.
When sending money to Spain from Switzerland quickly is a priority, Paysend is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 17 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from Switzerland to Spain can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Spain from Switzerland.
Understanding the cost of sending money from Switzerland to Spain
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Switzerland to Spain.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your Swiss Franc. The current CHF-EUR mid-market rate is 1.074 EUR per Swiss Franc.
This rate changes regularly so it can pay to track it. For comparison, the CHF-EUR mid-market rate for the past three months has averaged 1.0518 EUR per Swiss Franc, with a low of 1.001 and a high of 1.0793.
Dahabshiil is currently offering the best exchange rate from the 17 companies compared.
Often the CHF-EUR exchange rate you pay is the biggest cost factor when transferring Swiss Francs to Spain.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Swiss Franc you’re sending to Spain. Dahabshiil currently has the lowest fees for transfers into EUR at an average of 0 CHF over the last 6 months. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to Spain from Switzerland. The bigger the amount received in Spain, the lower the overall cost of sending from Switzerland.
Finding the best exchange rate between Swiss Franc and Euro
Getting a strong exchange rate between CHF and EUR is essential. The exchange rate you secure impacts how much EUR you get for your CHF.
It can pay to track rates, and keep on top of currency trends.
Over the past six months, the mid-market rate from CHF to EUR has averaged 1.0518.
In this period there was a high of 1.0793, and a low of 1.001.
Wise, which is our recommended service to send money online from Switzerland to Spain offers an exchange rate with a mark up of -0.07% above the mid-market rate.
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Payment methods for Switzerland to Spain transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Switzerland to Spain.
By opting for a money transfer company such as Dahabshiil for transfers from Switzerland to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Dahabshiil is the cheapest provider for bank transfers from the 17 we tested when sending CHF to Spain.
With an average fee of CHF0 to send money from Switzerland to Spain, Dahabshiil offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Switzerland to Spain is easy with Wise.
Wise is a market leader in debit card payments for transfers from Switzerland to Spain, this is among a total of 17 money transfer companies compared.
Credit card transfers
When it comes to sending money with a credit card from Switzerland to Spain, Xe emerges as our top choice of the 17 companies offering this service.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Switzerland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to Spain.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
