Best companies for USD/MXN transfers
15 of 15 providers Last updated on 10 November 2026
Based on 7,000 USD transfer Best companies for USD/MXN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $41.93 1 USD = 18.5015 MXN 0.00% vs mid-market	Recipient gets $128,734.73 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Mexico with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $41.931 USD = 18.5015 MXN $128,734.73You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 18.4989 MXN +0.02% vs mid-market	Recipient gets $129,492.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Mexico with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18.4989 MXN $129,492.30You pay$7,000.00
Run a live search Showing top United States to Mexico deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to MXN rates.
Run a live search These companies offer multi-currency accounts for spending MXN. We suggest doing a live search based on how much USD you're planning to spend in Mexico.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Fast and no fee transfers between Revolut accounts Revolut (P2P Transfer) Pay via Bank transfer	Fee $0.00 1 USD = 18.5018 MXN 0.00% vs mid-market	Recipient gets $129,512.91 Minutes
0 reviews Cheapest Multi-currency card
Ways to receive money in Mexico with Revolut (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 18.5018 MXN $129,512.91You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Bank transfer	Fee $0.00 1 USD = 18.4989 MXN +0.02% vs mid-market	Recipient gets $129,492.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Mexico with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18.4989 MXN $129,492.30You pay$7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 18.4556 MXN +0.25% vs mid-market	Recipient gets $129,189.13 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Mexico with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 18.4556 MXN $129,189.13You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 18.4519 MXN +0.27% vs mid-market	Recipient gets $129,163.23 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Mexico with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18.4519 MXN $129,163.23You pay$7,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 18.4500 MXN +0.28% vs mid-market	Recipient gets $129,150.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Mexico with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:7-Eleven, Bank Pickup, Bodega Aurrera, Chedraui, Coppel+5 more Free1 USD = 18.4500 MXN $129,150.00You pay$7,000.00 Bank depositMinutes $1.991 USD = 18.4500 MXN $129,150.00You pay$7,001.99 Mobile walletMinutesAvailable via:Spin $1.991 USD = 18.4500 MXN $129,150.00You pay$7,001.99 Card depositMinutesAvailable via:Pay To Card $5.001 USD = 18.4500 MXN $129,150.00You pay$7,005.00 Mobile moneyMinutesAvailable via:Elektra $5.991 USD = 18.4500 MXN $129,150.00You pay$7,005.99
OFX Pay via Bank transfer	Fee $0.00 1 USD = 18.4093 MXN +0.50% vs mid-market	Recipient gets $128,865.35 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Mexico with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18.4093 MXN $128,865.35You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 18.4989 MXN +0.02% vs mid-market	Recipient gets $128,844.84 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Mexico with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 18.4989 MXN $128,844.84You pay$7,000.00
CurrencyFair Pay via Bank transfer	Fee $3.98 1 USD = 18.4115 MXN +0.49% vs mid-market	Recipient gets $128,806.85 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Mexico with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.981 USD = 18.4115 MXN $128,806.85You pay$7,000.00
Currencies Direct Pay via Bank transfer	Fee $0.00 1 USD = 18.3928 MXN +0.59% vs mid-market	Recipient gets $128,749.60 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Mexico with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18.3928 MXN $128,749.60You pay$7,000.00
Wise Pay via Bank transfer	Fee $41.93 1 USD = 18.5015 MXN 0.00% vs mid-market	Recipient gets $128,734.73 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Mexico with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $41.931 USD = 18.5015 MXN $128,734.73You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.70 1 USD = 18.3887 MXN +0.61% vs mid-market	Recipient gets $128,720.90 Minutes - 24 hours
2 reviews
Ways to receive money in Mexico with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Spin By OXXO, Mercado Pago $1.701 USD = 18.3887 MXN $128,720.90You pay$7,001.70 Bank depositMinutes - 24 hoursAvailable via:Banco Azteca, BanCoppel, HSBC, Santander, BBVA Bancomer+3 more $1.901 USD = 18.3887 MXN $128,720.90You pay$7,001.90 Cash pickupMinutes - 24 hours $3.991 USD = 18.3702 MXN $128,591.40You pay$7,003.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $74.991 USD = 18.2342 MXN $127,639.40You pay$7,074.99

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $1.99 1 USD = 18.3887 MXN +0.61% vs mid-market	Recipient gets $128,720.90 Minutes - 24 hours
2 reviews
Ways to receive money in Mexico with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Mercado Pago, Spin By OXXO $1.991 USD = 18.3887 MXN $128,720.90You pay$7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks, Banorte, Citibanamex, BBVA Bancomer, Banco Azteca+3 more $3.991 USD = 18.3887 MXN $128,720.90You pay$7,003.99 Cash pickupMinutes - 24 hours $7.991 USD = 18.3702 MXN $128,591.40You pay$7,007.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card $1.991 USD = 18.2340 MXN $127,638.00You pay$7,001.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $177.99 1 USD = 18.3887 MXN +0.61% vs mid-market	Recipient gets $128,720.90 Minutes - 24 hours
2 reviews
Ways to receive money in Mexico with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Santander, HSBC, BanCoppel, All Banks, Banorte+3 more $177.991 USD = 18.3887 MXN $128,720.90You pay$7,177.99 Mobile walletMinutes - 24 hoursAvailable via:Mercado Pago, Spin By OXXO $210.001 USD = 18.3887 MXN $128,720.90You pay$7,210.00 Cash pickupMinutes - 24 hours $179.991 USD = 18.3702 MXN $128,591.40You pay$7,179.99
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 18.4243 MXN +0.42% vs mid-market	Recipient gets $128,224.12 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Mexico with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 18.4243 MXN $128,224.12You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $11.99 1 USD = 18.2688 MXN +1.27% vs mid-market	Recipient gets $127,881.60 Minutes - 24 hours
2 reviews
Ways to receive money in Mexico with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $11.991 USD = 18.2688 MXN $127,881.60You pay$7,011.99
Moneycorp Pay via Bank transfer	Fee $0.00 1 USD = 18.2428 MXN +1.40% vs mid-market	Recipient gets $127,699.73 Minutes - 2 days
0 reviews
Ways to receive money in Mexico with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 18.2428 MXN $127,699.73You pay$7,000.00
Chase Pay via Bank transfer	Fee $0.00 1 USD = 18.1351 MXN +2.00% vs mid-market	Recipient gets $126,945.68
0 reviews
Ways to receive money in Mexico with Chase when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit Free1 USD = 18.1351 MXN $126,945.68You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $2.99 1 USD = 18.1010 MXN +2.19% vs mid-market	Recipient gets $126,653.02 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Mexico with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days $2.991 USD = 18.1010 MXN $126,653.02You pay$7,000.00 Bank depositMinutes - 2 days $1.991 USD = 18.0825 MXN $126,541.59You pay$7,000.00
Wells Fargo Pay via Bank transfer	Fee $0.00 1 USD = 18.0214 MXN +2.63% vs mid-market	Recipient gets $126,149.68
0 reviews
Ways to receive money in Mexico with Wells Fargo when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit Free1 USD = 18.0214 MXN $126,149.68You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 18.4989 MXN +0.02% vs mid-market	Recipient gets $125,607.53 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Mexico with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 18.4989 MXN $125,607.53You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 18.5018 MXN Updates every 60 minutes.

Why compare

USD/MXN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Mexico

Pick a company

If you're sending a one-off transfer, then Revolut (P2P Transfer) is the best option.

Revolut (P2P Transfer) was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Mexico.

For recurring transfers, I'd suggest using an app like Xe or a multi-currency account.

For large transfers, a broker like Xe is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Mexico, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Mexico?

How much USD you send to Mexico heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut (P2P Transfer) was the cheapest in 91% of the transfers from $5,000 it quoted, and in 61% of all the transfers it quoted.


$500	-2.14%	$0.00	$9,454.70with paypal to mobile wallet	+$412.74
$1,000	-2.16%	$0.00	$18,909.40with paypal to mobile wallet	+$637.44
$2,000	-0.61%	$0.00	$37,236.20with paypal to mobile wallet	+$726.30
$5,000	0.00%	$0.00	$92,613.75with bank transfer to bank deposit	+$1,015.44
$7,000This page	0.00%	$0.00	$129,512.91with bank transfer to bank deposit	+$1,221.26
$10,000	0.00%	$0.00	$185,083.10with bank transfer to bank deposit	+$1,788.86
$50,000	-0.04%	$0.00	$925,410.00with bank transfer to bank deposit	+$6,200.96
$100,000	-0.20%	$0.00	$1,853,620.00with bank transfer to bank deposit	+$14,649.60
$250,000	-0.10%	$0.00	$4,634,050.00with bank transfer to bank deposit	+$34,694.10

Mid-market rate: 1 USD = 18.5018 MXN

USD/MXN Exchange Rate History

Is today a good time to send money from US to Mexico?

The cheapest way to send USD to MXN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut (P2P Transfer)), across 30 days of comparisons for 7,000 USD transfers to Mexico.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

Understanding USD/MXN exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MXN per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Today's payout isn't the best this month though, since the highest receive amount was 132,107.50 MXN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Revolut (P2P Transfer) is the cheapest and gets you the most MXN, and it was also the cheapest in 61% of the 270 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Mexico.

Xe (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Mexico.

Ways to send money from the US to Mexico

There are 15 companies available for sending money from the US to Mexico, across app, currency broker, online, multi-currency account, global business account, bank, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Xe charges $0 on a $7,000 transfer with 0.02% markup, saves your recipient's details for next time, and MXN arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 23% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 128,720.90 MXN in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Mexico.

Of all online companies listed here, Xe gets you the most MXN per USD.

On a $7,000 transfer, you will get 129,492.30 MXN after a $0 fee and 0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 12 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Mexico (e.g. a property purchase, tuition, or moving to Mexico), a broker like Xe charges no fee, gives you a dedicated account manager, and adds 0.02% markup on USD/MXN that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 17% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Only if you have to

Banks

Wiring money abroad from your bank is the most expensive option.

On a $7,000 transfer, a bank like Chase gets your recipient 126,945.68 MXN, against 129,512.91 MXN with Revolut (P2P Transfer) (the overall cheapest option).

We found Chase was the cheapest bank on 30 of the 30 days it appeared for this amount.

The wire "feels" official, but regulated money transfer companies are just as safe with their own protection and rules.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Currencies Direct is the best for holding and receiving MXN.

This is useful for traveling to Mexico, building up MXN balance, or receiving payments in MXN.

Currencies Direct converts $7,000 at 0.59% markup plus small fee and holds the MXN until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 55% of days.

Ways to fund USD and receive MXN in Mexico

With Revolut (P2P Transfer), paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 129,512.91 MXN.

Our data shows that Revolut (P2P Transfer) gets your recipient 2,567.23 MXN more than Chase, today's cheapest bank, on the same $7,000.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Mexico.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 128,720.90 MXN on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Mexico.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Mexico can collect MXN through bank deposit, cash pickup, mobile wallet, card deposit, and mobile money.

They can collect cash in Mexico

Your recipient can collect MXN from a participating MoneyGram location in Mexico.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

MX$129,513

Cheapest
2

Debit card Bank deposit

You pay $7,001.99

MX$129,150

-MX$363
3

Debit card Cash pickup

You pay $7,000.00

MX$129,150

-MX$363
4

Debit card Mobile wallet

You pay $7,001.99

MX$129,150

-MX$363
5

Debit card Card deposit

You pay $7,005.00

MX$129,150

-MX$363

Show moreShow less

6

Debit card Mobile money

You pay $7,005.99

MX$129,150

-MX$363
7

Bank transfer Mobile wallet

You pay $7,001.70

MX$128,721

-MX$792
8

Credit card Bank deposit

You pay $7,177.99

MX$128,721

-MX$792
9

Credit card Mobile wallet

You pay $7,210.00

MX$128,721

-MX$792
10

Bank transfer Cash pickup

You pay $7,003.99

MX$128,591

-MX$922
11

Credit card Cash pickup

You pay $7,179.99

MX$128,591

-MX$922
12

Cash deposit Cash pickup

You pay $7,011.99

MX$127,882

-MX$1,631
13

Bank transfer Card deposit

You pay $7,074.99

MX$127,639

-MX$1,874

Things to consider before sending USD to Mexico

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/MXN company

Cheapest way to send money to Mexico

The cheapest option is Revolut (P2P Transfer), funded by bank transfer with bank deposit for the payout. Your recipient gets 129,512.91 MXN, which is 0.02% more than the next best option.

Fastest way to send money to Mexico

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 128,224.12 MXN, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Mexico?

For transfers over $10,000, Xe is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Mexico.

While Xe may not always be the cheapest or fastest way to send MXN, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Mexico and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 270 comparisons across 9 amounts.

This page covers the cheapest and fastest options for USD/MXN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money from Mexico

Send money from Mexico to Spain Send money from Mexico to Canada Send money from Mexico to Nigeria Send money from Mexico to Germany Send money from Mexico to United Kingdom Send money from Mexico to Philippines Send money from Mexico to India

Send money to Mexico

Send money from Canada to Mexico Send money from Spain to Mexico Send money from Germany to Mexico Send money from United Kingdom to Mexico Send money from India to Mexico Send money from France to Mexico

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.3889	–	$128,722.19
Revolut (P2P Transfer) Cheapest	18.3889	$0.00	$128,722.19	Same
Key Currency	18.3429	$0.00	$128,400.39	−$321.80
Xe	18.1106	$0.00	$126,774.20	−$1,947.99
Chase	17.9260	$0.00	$125,482.33	−$3,239.86

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.2347	–	$127,643.11
Revolut (P2P Transfer) Cheapest	18.2347	$0.00	$127,643.11	Same
Key Currency	18.1891	$0.00	$127,324.00	−$319.11
Xe	18.1106	$0.00	$126,774.20	−$868.91
Chase	17.7598	$0.00	$124,318.88	−$3,324.23

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4167	–	$128,916.55
Revolut (P2P Transfer) Cheapest	18.4167	$0.00	$128,916.55	Same
Key Currency	18.3706	$0.00	$128,594.26	−$322.29
Xe	18.2406	$0.00	$127,684.20	−$1,232.35
Chase	17.9640	$0.00	$125,748.11	−$3,168.44

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4791	–	$129,353.53
Revolut (P2P Transfer) Cheapest	18.4791	$0.00	$129,353.53	Same
Key Currency	18.4329	$0.00	$129,030.14	−$323.39
Xe	18.3598	$0.00	$128,518.60	−$834.93
Chase	17.9640	$0.00	$125,748.11	−$3,605.42

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.3969	–	$128,778.27
Revolut (P2P Transfer) Cheapest	18.3969	$0.00	$128,778.26	−$0.01
Xe	18.3698	$0.00	$128,588.60	−$189.66
Key Currency	18.3509	$0.00	$128,456.32	−$321.94
Chase	17.9200	$0.00	$125,440.26	−$3,338.01

How to send money to Mexico from the US with the best USD-MXN rate

Best companies for USD/MXN transfers

How to send money from US to Mexico

Pick a company

Pay for it

Check and send

How much USD are you sending to Mexico?

Is today a good time to send money from US to Mexico?

Understanding USD/MXN exchange rate

Picking the cheapest money transfer company

Is the cheapest money transfer company always the best?

Ways to send money from the US to Mexico

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Banks

Global accounts

Multi-currency accounts

Ways to fund USD and receive MXN in Mexico

Things to consider before sending USD to Mexico

Find the right USD/MXN company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Mexico?

How we analyze the market

Related transfer routes

Send money from Mexico

Send money to Mexico

Recommendations

Tools & resources

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4929	–	$129,450.33
Revolut (P2P Transfer) Cheapest	18.4929	$0.00	$129,450.33	Same
Key Currency	18.4467	$0.00	$129,126.70	−$323.63
Xe	18.2498	$0.00	$127,748.60	−$1,701.73
Chase	18.0208	$0.00	$126,145.49	−$3,304.84

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5052	–	$129,536.39
Revolut (P2P Transfer) Cheapest	18.5052	$0.00	$129,536.39	Same
Key Currency	18.4589	$0.00	$129,212.55	−$323.84
Xe	18.2406	$0.00	$127,684.20	−$1,852.19
Chase	18.0208	$0.00	$126,145.49	−$3,390.90

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.3955	–	$128,768.40
Revolut (P2P Transfer) Cheapest	18.3955	$0.00	$128,768.40	Same
Key Currency	18.3495	$0.00	$128,446.47	−$321.93
Xe	18.2903	$0.00	$128,032.10	−$736.29
Chase	17.9156	$0.00	$125,409.03	−$3,359.37

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.4991	–	$129,493.49
Revolut (P2P Transfer) Cheapest	18.4991	$0.00	$129,493.49	Same
Key Currency	18.4528	$0.00	$129,169.76	−$323.73
Xe	18.3400	$0.00	$128,380.00	−$1,113.49
Chase	18.0253	$0.00	$126,177.37	−$3,316.12

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7628	–	$131,339.74
Revolut (P2P Transfer) Cheapest	18.7628	$0.00	$131,339.74	Same
Key Currency	18.7159	$0.00	$131,011.39	−$328.35
Xe	18.4585	$0.00	$129,209.50	−$2,130.24
Chase	18.2895	$0.00	$128,026.73	−$3,313.01

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7576	–	$131,303.38
Revolut (P2P Transfer) Cheapest	18.7576	$0.00	$131,303.38	+$0.01
Key Currency	18.7107	$0.00	$130,975.12	−$328.26
Xe	18.6076	$0.00	$130,253.20	−$1,050.18
Chase	18.2745	$0.00	$127,921.67	−$3,381.71

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6684	–	$130,678.83
Revolut (P2P Transfer) Cheapest	18.6684	$0.00	$130,678.83	Same
Key Currency	18.6217	$0.00	$130,352.13	−$326.70
Xe	18.5387	$0.00	$129,770.90	−$907.93
Chase	18.1720	$0.00	$127,204.00	−$3,474.83

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7018	–	$130,912.32
Revolut (P2P Transfer) Cheapest	18.7018	$0.00	$130,912.32	Same
Key Currency	18.6550	$0.00	$130,585.04	−$327.28
Xe	18.5480	$0.00	$129,836.00	−$1,076.32
Chase	18.2132	$0.00	$127,492.20	−$3,420.12

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5922	–	$130,145.47
Revolut (P2P Transfer) Cheapest	18.5922	$0.00	$130,145.47	Same
Key Currency	18.5457	$0.00	$129,820.11	−$325.36
Xe	18.4989	$0.00	$129,492.30	−$653.17
Chase	18.0847	$0.00	$126,592.85	−$3,552.62

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6795	–	$130,756.85
Revolut (P2P Transfer) Cheapest	18.6795	$0.00	$130,756.85	Same
Key Currency	18.6329	$0.00	$130,429.96	−$326.89
Xe	18.5188	$0.00	$129,631.60	−$1,125.25
Chase	18.2123	$0.00	$127,486.08	−$3,270.77

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6998	–	$130,898.53
Revolut (P2P Transfer) Cheapest	18.6998	$0.00	$130,898.53	Same
Key Currency	18.6530	$0.00	$130,571.28	−$327.25
Xe	18.4989	$0.00	$129,492.30	−$1,406.23
Chase	18.2223	$0.00	$127,556.35	−$3,342.18

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.8725	–	$132,107.50
Revolut (P2P Transfer) Cheapest	18.8725	$0.00	$132,107.50	Same
Key Currency	18.8253	$0.00	$131,777.23	−$330.27
Xe	18.6082	$0.00	$130,257.40	−$1,850.10
Chase	18.4123	$0.00	$128,885.93	−$3,221.57

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7861	–	$131,503.05
Revolut (P2P Transfer) Cheapest	18.7861	$0.00	$131,503.05	Same
Xe	18.7572	$0.00	$131,300.40	−$202.65
Key Currency	18.7392	$0.00	$131,174.29	−$328.76
Chase	18.3086	$0.00	$128,160.20	−$3,342.85

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7655	–	$131,358.75
Revolut (P2P Transfer) Cheapest	18.7655	$0.00	$131,358.74	−$0.01
Xe	18.7572	$0.00	$131,300.40	−$58.35
Key Currency	18.7186	$0.00	$131,030.35	−$328.39
Chase	18.3086	$0.00	$128,160.20	−$3,198.54

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5822	–	$130,075.33
Revolut (P2P Transfer) Cheapest	18.5822	$0.00	$130,075.33	Same
Key Currency	18.5357	$0.00	$129,750.14	−$325.19
Xe	18.5287	$0.00	$129,700.90	−$374.43
Chase	18.1012	$0.00	$126,708.61	−$3,366.72

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6934	–	$130,853.83
Revolut (P2P Transfer) Cheapest	18.6934	$0.00	$130,853.83	Same
Key Currency	18.6467	$0.00	$130,526.70	−$327.13
Xe	18.4095	$0.00	$128,866.50	−$1,987.33
Chase	18.1012	$0.00	$126,708.61	−$4,145.22

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5534	–	$129,873.73
Revolut (P2P Transfer) Cheapest	18.5534	$0.00	$129,873.73	Same
Xe	18.5188	$0.00	$129,631.60	−$242.13
Key Currency	18.5070	$0.00	$129,549.05	−$324.68
Chase	18.0829	$0.00	$126,580.44	−$3,293.29

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.7751	–	$131,425.56
Revolut (P2P Transfer) Cheapest	18.7751	$0.00	$131,425.56	Same
Key Currency	18.7281	$0.00	$131,097.00	−$328.56
Xe	18.4492	$0.00	$129,144.40	−$2,281.16
Chase	18.2780	$0.00	$127,945.79	−$3,479.77

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6253	–	$130,377.38
Revolut (P2P Transfer) Cheapest	18.6253	$0.00	$130,377.38	Same
Key Currency	18.5788	$0.00	$130,051.44	−$325.94
Xe	18.5188	$0.00	$129,631.60	−$745.78
Chase	18.1544	$0.00	$127,080.80	−$3,296.58

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6235	–	$130,364.78
Revolut (P2P Transfer) Cheapest	18.6235	$0.00	$130,364.78	Same
Key Currency	18.5770	$0.00	$130,038.87	−$325.91
Xe	18.5188	$0.00	$129,631.60	−$733.18
Chase	18.1544	$0.00	$127,080.80	−$3,283.98

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.6065	–	$130,245.85
Revolut (P2P Transfer) Cheapest	18.6065	$0.00	$130,245.85	Same
Key Currency	18.5600	$0.00	$129,920.24	−$325.61
Xe	18.5188	$0.00	$129,631.60	−$614.25
Chase	18.1351	$0.00	$126,945.68	−$3,300.17

Tue, Nov 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18.5018	–	$129,512.92
Revolut (P2P Transfer) Cheapest	18.5018	$0.00	$129,512.91	Same
Xe	18.4989	$0.00	$129,492.30	−$20.61
Key Currency	18.4556	$0.00	$129,189.13	−$323.78
Chase	18.1351	$0.00	$126,945.68	−$2,567.24