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How to send money to Nepal from US with the best USD-NPR rate

Compare ways to send money from United States to Nepal. Find the cheapest, fastest, and most reliable providers with the best USD to NPR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Nepal from United States.

Transferring the other way? Send NPR from Nepal to United States instead.
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July 5th, 2025
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Best money transfer companies

Send money from United States to Nepal

Last updated: Today
Mid-market rate as of 07/05/2025: 1 USD = 136.586401 NPR
Results below are based on a 7000 USD search
0 of 8 providers
Sponsored
Wise
Recipient gets (NPR)
Rs 944,973.00
Full transfer details
Visit Wise
Rs 17,551 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NPR)
Rs 944,741.00
Full transfer details
Visit Xe
Rs 17,319 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Wise
Recipient gets (NPR)
Rs 944,973.00
Full transfer details
Visit Wise
Rs 17,551 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (NPR)
Rs 944,741.00
Full transfer details
Visit Xe
Rs 17,319 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Remitly
Recipient gets (NPR)
Rs 935,970.00
Full transfer details
Visit Remitly
Rs 8,548 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NPR)
Rs 952,691.79
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NPR)
    Rs 923,709.93
    Not recommended
  • Capital One
    Capital One
    Recipient gets (NPR)
    Rs 917,860.61
    Not recommended
  • PayPal
    PayPal
    Recipient gets (NPR)
    Rs 880,228.33
    Not recommended
Sponsored
Wise
Recipient gets (NPR)
Rs 944,973.00
Full transfer details
Visit Wise
Rs 17,551 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NPR)
Rs 944,741.00
Full transfer details
Visit Xe
Rs 17,319 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending USD to NPR.

We tested & reviewed 8 money transfer companies offering services between the United States and Nepal, and Wise scored highly.

For example, sending 7,000 USD to NPR will cost you $80.92 in fees, and you will receive 944,973 NPR. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Nepal transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Nepal (NPR) - Wise Screenshot

How to compare deals on your United States to Nepal transfer

Summary of recent searches

Top rated for transfers from United States to Nepal
Wise
Total number of US - NP providers
8
Average cheapest fees & rate
Panda Remit
Average fastest transfer
Panda Remit
Average transfer time
Within minutes
Best for bank transfers
Panda Remit
Best for debit card
Xe

Considerations for money transfers from United States to Nepal

1
Compare providers

Comparing providers offering services between the United States and Nepal, based on your specific needs is the best way to send money with confidence.

Our comparison includes 8 companies that provide the ability to send US Dollar to Nepal.

This ensures you get the best options for transfers to Nepal from the United States, based on the amount you want to send.

2
Watch the US Dollar-Nepalese Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in Nepal and United States
5
Consider transfer limits
6
Receiving money in Nepal
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nepal from the United States: Panda Remit

Panda Remit offers the cheapest combination of low fees and competitive exchange rates of the 8 providers we compared.

They offer a fee of 4 USD and exchange rate between USD-NPR that is 0.3% different to the mid-market rate.

In comparison, Panda Remit is 0.14% cheaper than the second-best option.

To secure affordable and great rates on a USD to Nepal transfer, Panda Remit is our recommended choice.

Fastest way to send money to Nepal from the United States: Panda Remit

We compared 8 companies and found Panda Remit offers the fastest money transfers between the United States and Nepal.

For example, if you send 7,000 USD with Panda Remit to Nepal, the transfer time is minutes - 24 hours based on our data.

Smaller transfers to Nepal will likely be quicker, while larger transfers can take slightly longer.

A USD-Nepalese Rupee transfer through Panda Remit comes with a 4 USD fee.

To ensure Panda Remit was the 'fastest' option we compared 8 providers. This comparison was for overall speed of sending money from the United States to Nepal and is a combination of depositing US Dollar, transfer times to Nepal and withdrawal timeframes where applicable.

When speed is a priority, Panda Remit is the top choice for sending into Nepal from the United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Nepal from the United States needs a strong exchange rate and effective transfer management.

From the
8 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Nepal from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Nepalese Rupees to Nepalese Rupee.

As such, we recommend Currencies Direct for large Nepal transfers.

Understanding the cost of transferring money from United States to Nepal

The total cost of money transfers from United States to Nepal is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-NPR is currently 136.5429 NPR per US Dollar. Providers offering services closer to this rate will ensure more Nepalese Rupee for your US Dollars.

  • To give a historic average, over the last 7 days the USD-NPR mid-market rate has been 136.8077 NPR per US Dollar, this has had a high of 137.3057 and a low of 136.5864.

  • From the 8 companies compared, Wise offers the best exchange rate on transfers to Nepal and the United States.

  • Generally, the exchange rate you receive on converting USD to NPR will be the biggest factor impacting the cost of sending US Dollars to Nepal.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Panda Remit, just 4 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Nepalese Rupee. Simply, the higher the amount received in the United States, the lower the cost of sending from Nepal.

How to find the best exchange rate for US Dollar to Nepalese Rupee

Timing is essential for sending money between USD and NPR. The exchange rate you secure impacts how much NPR you get for your USD.

Mid-market Rate
1 
=
136.542854 
NPR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from USD to NPR has seen some fluctuation. On average, it stood at 136.8077.

  • During this period, the highest value recorded was 137.3057, while the lowest was 136.5864.

  • Wise, which is our recommended service to send money online from United States to Nepal offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best USD-Nepalese Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Nepal!

United States to
Nepal money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Nepal.

    A money transfer company like Panda Remit offer bank transfers between the United States and Nepal with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Panda Remit is the cheapest provider for bank transfers of the 8 we tested when sending USD to Nepal.

    Panda Remit has a fee of 4 USD for money transfersfrom the United States to Nepal. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Nepal with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Nepal, competing among a total of 8 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nepal and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Nepal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NPR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between United States and Nepal?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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