/Send money/To Nigeria/From Cameroon

How to send money to Nigeria from Cameroon with the best XAF-NGN rate

Find money transfer deals for sending money from Cameroon to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best XAF to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Cameroon.

Transferring the other way? Send NGN from Nigeria to Cameroon instead.
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November 21st, 2025

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Best money transfer companies

Send money from Cameroon to Nigeria

Last updated: Today
Mid-market rate as of 11/21/2025: 1 XAF = 2.553203 NGN
Results below are based on a 142000 XAF search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦344,419.81
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦344,419.81
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NGN)
₦340,791.94
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Cameroon to Nigeria

While you can’t send XAF to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Cameroon to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in XAF and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to to send from Cameroon to Nigeria in the best way

Summary of recent searches

Top rated for transfers from Cameroon to Nigeria
Western Union Agent
Total number of CM - NG providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations for money transfers from Cameroon to Nigeria

1

Compare providers

Comparing providers offering services between Cameroon and Nigeria, based on your specific needs is the best way to send money with confidence.

Our comparison includes 3 companies that provide the ability to send CFA Franc BEAC to Nigeria.

This ensures you get the best options for transfers to Nigeria from Cameroon, based on the amount you want to send.

2

Watch the CFA Franc BEAC-Naira exchange rate

3

Choose the right payment method

4

Use providers regulated in Nigeria and Cameroon

5

Consider transfer limits

6

Receiving money in Nigeria

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Nigeria from Cameroon is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing XAF/NGN.

The main cost is made up of the fee (around 3 XAF) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much XAF you are sending.

The fastest way to send money to Nigeria from Cameroon is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing XAF/NGN, cash transfer with MoneyGram is the fastest way.

Sending a large amount of money?

For big transfers from Cameroon to Nigeria, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Western Union Agent is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Western Union Agent may not always be the fastest or cheapest way to send money from Cameroon to Nigeria, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money from Cameroon to Nigeria

When calculating the costs of money transfers between Cameroon and Nigeria, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the XAF-NGN mid-market rate equals 2.5497 NGN per CFA Franc BEAC.

  • For reference, the XAF-NGN average mid-market rate for the past week has been 2.5544 NGN per CFA Franc BEAC, with a high of 2.5643 and a low of 2.5487.

  • The company offering the best exchange rate is Western Union Agent (2.4361 NGN per CFA Franc BEAC)

  • Often the XAF-NGN exchange rate you receive is the bigger factor than how much it costs to send CFA Franc BEACs to Nigeria.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Western Union Agent, only 3 XAF. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Naira is the biggest indicator the total cost of sending money from Cameroon to Nigeria. Essentially, the more the recipient receives in Nigeria, the less it is costing to send from Cameroon.

How to get the best exchange rate for CFA Franc BEAC to Naira

Getting the best exchange rate essential for sending money between XAF and NGN. The exchange rate you secure impacts how much NGN you get for your XAF.

Mid-market Rate
1 
XAF
=
2.549718 
NGN

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from XAF to NGN has been 2.5544.

  • During this period, the highest value was 2.5643, while the lowest was 2.5487.

  • Western Union Agent, which is our recommended choice to send money online from Cameroon to Nigeria offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best XAF-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Cameroon to Nigeria!

Payment methods available to fund your Cameroon to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Cameroon to Nigeria.

    Sending money via a bank transfer with a company such as Western Union Agent for transfers from Cameroon to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Western Union Agent is the best provider for bank transfers of the 3 we tested when sending XAF to Nigeria.

    With a fee of XAF3 to send money from Cameroon to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Cameroon to Nigeria with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from Cameroon to Nigeria, competing among a total of 3 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Cameroon to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Cameroon.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Cameroon to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XAF to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Cameroon to Nigeria?
Are there any tax implications to sending money from Cameroon to Nigeria?
Can I send money from Cameroon to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending CFA Franc BEACs to Nigeria through various providers?
How long does it take to send money from Cameroon to Nigeria?
What is the best exchange rate I can get for sending money from Cameroon to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Cameroon to Nigeria?
Can I schedule regular transfers between Cameroon and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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