How to send money to South Africa from Cameroon with the best XAF-ZAR rate

Find the best deals when you transfer from Cameroon to South Africa. Get insights on the fastest, cheapest, and providers with the best XAF to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Cameroon.

Transferring the other way? Send ZAR from South Africa to Cameroon instead.
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November 18th, 2025

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Best money transfer companies

Send money from Cameroon to South Africa

Last updated: Today
Mid-market rate as of 11/18/2025: 1 XAF = 0.030386 ZAR
Results below are based on a 150000 XAF search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (ZAR)
R 4,329.92
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (ZAR)
R 4,329.92
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (ZAR)
R 4,284.31
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Cameroon to South Africa

While you can’t send XAF to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Cameroon to South Africa is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in XAF and your recipient will receive the ZAR into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

Compare for the best deal on your Cameroon to South Africa transfer

Summary of recent searches

Top rated for transfers from Cameroon to South Africa
Western Union Agent
Total number of CM - ZA providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Transfer consider from Cameroon to South Africa

1

Compare available providers

A comparison of providers offering services between Cameroon and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send CFA Franc BEAC to South Africa we've compared 3 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Cameroon.

Overall, we rated Western Union Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Cameroon to South Africa.

2

Getting the best CFA Franc BEAC-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from Cameroon is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering XAF to ZAR transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 XAF per 150,000 XAF) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest way to send money to South Africa from Cameroon : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from Cameroon to South Africa is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect ZAR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for XAF to ZAR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer?

For big transfers between Cameroon and South Africa, competitive pricing & strong customer service are key.

Western Union Agent is the best option for large transfers of the
3 providers compared.

While Western Union Agent may not always be the cheapest or fastest way to send XAF from Cameroon to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from Cameroon to South Africa

When calculating the costs of money transfers between Cameroon and South Africa, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the XAF-ZAR mid-market rate equals 0.0304 ZAR per CFA Franc BEAC.

  • For reference, the XAF-ZAR average mid-market rate for the past week has been 0.0303 ZAR per CFA Franc BEAC, with a high of 0.0304 and a low of 0.0302.

  • The company offering the best exchange rate is Western Union Agent (0.0289 ZAR per CFA Franc BEAC)

  • Often the XAF-ZAR exchange rate you receive is the bigger factor than how much it costs to send CFA Franc BEACs to South Africa.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Western Union Agent, only 3 XAF. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Rand is the biggest indicator the total cost of sending money from Cameroon to South Africa. Essentially, the more the recipient receives in South Africa, the less it is costing to send from Cameroon.

How to get the best exchange rate for CFA Franc BEAC to Rand

Getting the best exchange rate essential for sending money between XAF and ZAR. The exchange rate you secure impacts how much ZAR you get for your XAF.

Mid-market Rate
1 
XAF
=
0.030367 
ZAR

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from XAF to ZAR has been 0.0303.

  • During this period, the highest value was 0.0304, while the lowest was 0.0302.

  • Western Union Agent, which is our recommended choice to send money online from Cameroon to South Africa offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best XAF-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Cameroon to South Africa!

Payment methods available to fund your Cameroon to
South Africa transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Cameroon to South Africa.

    Sending money via a bank transfer with a company such as Western Union Agent for transfers from Cameroon to South Africa allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Western Union Agent is the best provider for bank transfers of the 3 we tested when sending XAF to South Africa.

    With a fee of XAF3 to send money from Cameroon to South Africa, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Cameroon to South Africa with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from Cameroon to South Africa, competing among a total of 3 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Cameroon to South Africa, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Cameroon.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Cameroon to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XAF to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Cameroon to South Africa?
Are there any tax implications to sending money from Cameroon to South Africa?
Can I send money from Cameroon to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending CFA Franc BEACs to South Africa through various providers?
How long does it take to send money from Cameroon to South Africa?
What is the best exchange rate I can get for sending money from Cameroon to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Cameroon to South Africa?
Can I schedule regular transfers between Cameroon and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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