/Send money/To Cameroon/From Nigeria

How to send money to Cameroon from Nigeria with the best NGN-XAF rate

Compare the best deals on sending money from Nigeria to Cameroon. Get insights on the cheapest, fastest, and most reliable providers with the best NGN to XAF exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Cameroon from Nigeria.

Transferring the other way? Send XAF from Cameroon to Nigeria instead.
December 4th, 2025
360,000 NGN
XAF
Last updated: Today
Results below are based on a 360000 NGN search
Live mid-market rate*: 1 NGN = 0.389266 XAF
Sort by:
3 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (XAF)
FCFA 133,127.86
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (XAF)
FCFA 133,127.86
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (XAF)
FCFA 131,726.15
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

The best way to send NGN to Cameroon is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/XAF transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit NGN online and the recipient in Cameroon will need to visit a branch to pick up XAF.

Getting the best deal on your Nigeria to Cameroon transfer

Always compare rates

Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from Nigeria to Cameroon.

Always compare rates

Choose a provider

Select the provider that offers you the best value & service for transfers between Nigeria and Cameroon.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to Cameroon.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Nigeria to Cameroon
Western Union Agent
Total number of NG - CM providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within a week
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Understanding Nigeria to Cameroon money transfers

Comparing providers when sending money from Nigeria to Cameroon is the easiest way to make a transfer at the best price.

We’ve compared 3 providers for sending Naira to Cameroon. This ensures you will get the best options for your transfer to Cameroon from Nigeria.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Cameroon.

The cheapest way to send money from Nigeria to Cameroon is a cash transfer via MoneyGram.

The cheapest way to send money to Cameroon from Nigeria is via a cash transfer through a MoneyGram Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/XAF transfers online.

The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Cameroon from Nigeria is via PayPal P2P Transfer

The coverage of NGN/XAF transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Transferring large sums of money

For transfers of larger amounts of CFA Franc BEACs to Cameroon picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Cameroon.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Cameroon can become expensive through your bank or with the wrong provider.

Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when transferring money to Cameroon from Nigeria

When calculating the cost of sending money from Nigeria to Cameroon, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current NGN-XAF mid-market rate is 0.3877 XAF per Naira. Finding a provider as close to this number as possible will ensure more CFA Franc BEAC for your money.

  • As a comparison, the NGN-XAF mid-market rate for the past week has averaged 0.3908 XAF per Naira, hitting a high of 0.3923 and a low of 0.3893.

  • Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Cameroon.

  • Often the NGN-XAF exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Cameroon.

Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 NGN. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in CFA Franc BEAC is the biggest indicator in the total cost of sending money to Nigeria from Cameroon. The higher the total amount received in Cameroon, the lower the cost of sending from Nigeria.

Track the exchange rate for Naira to CFA Franc BEAC

Sending money at the right time between NGN and XAF can make a huge difference to overall cost. The exchange rate impacts how much XAF you get for your NGN.

Mid-market Rate
1 
NGN
=
0.387749 
XAF

Over the last 7 days, the average numbers are:

  • The exchange rate from NGN to XAF averaged 0.3908 XAF.

  • The highest value recorded was 0.3923 XAF, while the lowest was 0.3893 XAF.

  • 3 providers currently offer transfers between Nigeria and Cameroon close to this rate

Want to secure the best NGN-CFA Franc BEAC exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Cameroon!

Payment options for transfers from Nigeria to
Cameroon

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from Nigeria to Cameroon.

Using a money transfer company such as Western Union Agent for payments from Nigeria to Cameroon, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



Western Union Agent is the best money transfer provider for bank transfers of the 3 we compared when sending NGN to Cameroon.

With a fee of 3 NGN to transfer money from Nigeria to Cameroon, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


Prepaid and debit cards

Sending money with a debit card from Nigeria to Cameroon is easy with Western Union Agent.


Western Union Agent is a leader in debit card money transfers from Nigeria to Cameroon. They are the best option of the 3 transfer companies compared.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Cameroon and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Cameroon.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to XAF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

How much money can be transferred from Nigeria to Cameroon?
Are there any tax implications to sending money from Nigeria to Cameroon?
Can I send money from Nigeria to Cameroon with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to Cameroon through various providers?
How long does it take to send money from Nigeria to Cameroon?
What is the best exchange rate I can get for sending money from Nigeria to Cameroon?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Cameroon?
Can I schedule regular transfers between Nigeria and Cameroon?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free