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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 83.3% of New Zealand to Canada searches in the last 6 months, and was the top rated company out of 14 that support NZD to CAD.
So for a great blend of cost, speed & features, make your New Zealand to Canada transfer using Wise.
How to compare deals on New Zealand to Canada money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Canada.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Canadian Dollar and transferred to Canada.
Summary of recent searches
Sending money from New Zealand to Canada considerations
A comparison of providers offering services between New Zealand and Canada is the easiest way to ensure the best deal.
We've compared 14 providers that offer services for sending New Zealand Dollar to Canada.
This ensures you will get the best options for your transfer to Canada from New Zealand.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Canada.
Cheapest way to send money to Canada from New Zealand: TorFx
Data collected through our comparison over the past six months shows that TorFx is 0% cheaper than the second-best option.
The cost is made up of an average fee of 0* NZD and an exchange rate for buying Canadian Dollar with New Zealand Dollar that is 0.19% different to the mid-market rate.
If you want to secure the best rates on a New Zealand to Canada transfer, TorFx offers value. We would still recommend searching for the amount you want to send to Canada.
*The most common fee applied to NZD-CAD by TorFx, based on data from the past six months.
Fastest way to transfer money to Canada from New Zealand: Panda Remit.
Through our data, we found Panda Remit to be the fastest option for sending money from New Zealand into Canadian Dollar in 42.9% of occasions. For fast NZD to CAD money transfers, Panda Remit comes highly recommended.
New Zealand to Canada transfers with Panda Remit have an average fee of 4 NZD.
To test that Panda Remit was the 'fastest' option we compared 14 providers. With this, we compared overall speed of sending money from New Zealand to Canada made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Canada.
When sending at speed is a priority, Panda Remit is our recommended choice for sending into Canada from New Zealand.
Sending a large amount of money?
Of the 14 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Canada, it's a great provider for things like buying or selling property.
Understanding the costs involved when moving money from New Zealand to Canada
The total cost of money transfers to Canada from New Zealand, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.
The Mid-Market and Exchange Rates: The current mid-market for NZD-CAD is 0.8369 CAD per New Zealand Dollar.
Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your New Zealand Dollars.
On average for the last three months, the NZD-CAD mid-market rate has been 0.8303 CAD per New Zealand Dollar. This hit a high of 0.8416, and a low of 0.8116.
From the 14 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to CAD.
Fees: Some money transfers between New Zealand and Canada will be subject to fees. TorFx has had an average fee of 0 NZD per transfer over the last 6 months. Although, you should search for your send amount for actual fees as your scenario may be different.
Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.
This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from New Zealand.
How to find the best exchange rate for New Zealand Dollar to Canadian Dollar
Timing is essential for sending money between NZD and CAD. The exchange rate you secure impacts how much CAD you get for your NZD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NZD to CAD has seen some fluctuation. On average, it stood at 0.8303.
During this period, the highest value recorded was 0.8416, while the lowest was 0.8116.
Wise, which is our recommended service to send money online from New Zealand to Canada offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best NZD-Canadian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Canada!
Paying for your New Zealand to Canada transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Canada.
By using a money transfer company such as TorFx for transfers from New Zealand to Canada, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, TorFx is the cheapest provider for bank transfers from the 14 we tested when sending NZD to Canada.
With an average fee of 0 NZD to send money from New Zealand to Canada, TorFx offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Canada with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to Canada.
Credit cards
For credit card transfers from New Zealand to Canada, Wise is our top choice of the 14 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Canada and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Canada.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to CAD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
