MoneyTransfers
/Send money/To Philippines/From New Zealand

How to send money to Philippines from New Zealand with the best NZD-PHP rate

Compare the best ways to send money from New Zealand to the Philippines. Find the cheapest, fastest, and most reliable providers with the best NZD to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from New Zealand.

Transferring the other way? Send PHP from Philippines to New Zealand instead.
Disclosure
July 7th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from New Zealand to Philippines

Last updated: Today
Mid-market rate as of 07/07/2025: 1 NZD = 34.235397 PHP
Results below are based on a 10000 NZD search
0 of 9 providers
Sponsored
Wise
Recipient gets (PHP)
₱340,162.94
Full transfer details
Visit Wise
₱8,080 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱338,372.60
Full transfer details
Visit Xe
₱6,289 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱341,429.61
Full transfer details
Visit Regency FX
₱9,346 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PHP)
₱341,326.91
Full transfer details
Visit TorFx
₱9,244 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (PHP)
₱340,162.94
Full transfer details
Visit Wise
₱8,080 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
CurrencyFair
Recipient gets (PHP)
₱339,670.00
Full transfer details
Visit CurrencyFair
₱7,587 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (PHP)
₱338,372.60
Full transfer details
Visit Xe
₱6,289 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
Remitly
Recipient gets (PHP)
₱337,500.00
Full transfer details
Visit Remitly
₱5,417 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PHP)
₱341,190.38
Sponsored
Wise
Recipient gets (PHP)
₱340,162.94
Full transfer details
Visit Wise
₱8,080 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱338,372.60
Full transfer details
Visit Xe
₱6,289 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: Wise

Wise is our top choice for NZD to PHP transfers.

We tested & reviewed 9 money transfer providers, and Wise scored highly in each category.

Transferring 10,000 NZD to PHP will cost you $52.61 in fees, and your recipient will get 340,162.94 PHP.

For a great mix of cost, speed & features, transfer from New Zealand to Philippine Peso using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Philippines (PHP) - Wise Screenshot

How to compare deals on New Zealand to Philippines money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Philippines
Wise
Total number of NZ - PH providers
9
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

What to consider ahead of money transfers from New Zealand to Philippines

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to the Philippines with confidence.

Our analysis, and search results, include 9 providers that operate between New Zealand and the Philippines. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to the Philippines.

2
Understand the New Zealand Dollar-Philippine Peso exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to the Philippines from New Zealand: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to the Philippines.

Of the 9 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.

The is cost is made up of an average NZD-PHP exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Philippines transfer, Regency FX will result in the most Philippine Peso received.

Fastest way to transfer money to Philippines from New Zealand: Wise.

Of 9 companies compared, Wise offers the quickest way to send New Zealand Dollars to the Philippines.

For example, sending $10,000 to Philippines with Wise will be within minutes.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to the Philippines transfers with Wise have a fee of 52.61 NZD.

To test that Wise was the 'fastest' option we compared 9 providers. With this, we compared overall speed of sending money from New Zealand to the Philippines made up of depositing New Zealand Dollars, to a money transfer account and transfer times to the Philippines.

When sending at speed is a priority, Wise is our recommended choice for sending into Philippines from New Zealand.

Wise is the fastest way to send money from New Zealand (NZD) to Philippines (PHP) - Wise Screenshot

Transfer a large sum of money

When sending large amounts of New Zealand Dollar to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
9 money transfer companies compared, Wise is the best option for large transfers from New Zealand to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from New Zealand to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from New Zealand because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from New Zealand to Philippines

The total cost of sending money to the Philippines from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-PHP is 34.0419 PHP per New Zealand Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your New Zealand Dollar.

  • The average NZD-PHP mid-market rate for the last 7 days has been 34.2629 PHP per New Zealand Dollar. This includes a high of 34.3051, and low of 34.1809.

  • Out of the 9 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting NZD to PHP should be the biggest determining cost factor when transferring New Zealand Dollar to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 NZD per transfer (which is the cheapest option right now for a $10,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from New Zealand will result in more money received in the Philippines.

Getting best exchange rate for sending New Zealand Dollar to Philippine Peso

Timing is essential when tracking the mid-market rate between NZD and PHP. The end exchange rate you secure impacts how much PHP you get for your NZD.

Mid-market Rate
1 
=
34.041886 
PHP

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to PHP was 34.2629.

  • During this period, it hit a high of 34.3051, and a low of 34.1809.

  • Wise, which is our recommended service to send money online from New Zealand to the Philippines offers an exchange rate that is only 0.11% above the mid-market rate.

Want to secure the best NZD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to the Philippines!

Payment options for transfers from New Zealand to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from New Zealand to the Philippines.

    Using a money transfer company such as Regency FX for payments from New Zealand to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 9 we compared when sending NZD to the Philippines.

    With a fee of 0 NZD to transfer money from New Zealand to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from New Zealand to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from New Zealand to the Philippines. They are the best option of the 9 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from New Zealand to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Philippines?
Are there any tax implications to sending money from New Zealand to Philippines?
Can I send money from New Zealand to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Philippines through various providers?
How long does it take to send money from New Zealand to Philippines?
What is the best exchange rate I can get for sending money from New Zealand to Philippines?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Philippines?
Can I schedule regular transfers between New Zealand and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free