/Send money/To Philippines/From New Zealand

How to send money from New Zealand to Philippines with the best NZD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from New Zealand.

To make it easier, here are your best options:

  • Wise is the best way to send money from New Zealand to the Philippines

  • TorFx is the cheapest way to send NZD to the Philippines

  • Wise is the fastest way to transfer NZD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about NZD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to New Zealand instead.
March 10th, 2026
10,000 NZD
PHP
Last updated: Today
Results below are based on a 10000 NZD search
Live mid-market rate*: 1 NZD = 35.016735 PHP
Promoted
Wise
Recipient gets (PHP)
₱348,303.55
Full transfer details
Visit Wise
₱8,641 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱347,602.70
Full transfer details
Visit Xe
₱7,940 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
8 of 8 providers
1
TorFx
Recipient gets (PHP)
₱349,116.85
Full transfer details
Visit TorFx
₱9,455 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
OFX
Recipient gets (PHP)
₱348,416.51
Full transfer details
Visit OFX
₱8,754 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (PHP)
₱348,303.55
Full transfer details
Visit Wise
₱8,641 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
CurrencyFair
Recipient gets (PHP)
₱347,970.00
Full transfer details
Visit CurrencyFair
₱8,308 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
Xe
Recipient gets (PHP)
₱347,602.70
Full transfer details
Visit Xe
₱7,940 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱348,303.55
Full transfer details
Visit Wise
₱8,641 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱347,602.70
Full transfer details
Visit Xe
₱7,940 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest NZD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current NZD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per New Zealand Dollar.

Here are the latest NZD/PHP conversion rates for the most popular transfer amounts.

NZDPHP Price
1 NZD35.01
5 NZD175.05
10 NZD350.10
25 NZD875.26
50 NZD1750.52
100 NZD3501.05
150 NZD5251.57
200 NZD7002.09
250 NZD8752.62
300 NZD10503.14
400 NZD14004.19
500 NZD17505.24
600 NZD21006.28
700 NZD24507.33
800 NZD28008.38
1000 NZD35010.47
1500 NZD52515.71
2000 NZD70020.94
2500 NZD87526.18
3000 NZD105031.41
4000 NZD140041.88
5000 NZD175052.36
10000 NZD350104.71
15000 NZD525157.07
20000 NZD700209.42
30000 NZD1050314.13
40000 NZD1400418.84
50000 NZD1750523.55
100000 NZD3501047.10
PHPNZD Price
1 PHP0.03
5 PHP0.14
10 PHP0.29
25 PHP0.71
50 PHP1.43
100 PHP2.86
150 PHP4.28
200 PHP5.71
250 PHP7.14
300 PHP8.57
400 PHP11.43
500 PHP14.28
600 PHP17.14
700 PHP19.99
800 PHP22.85
1000 PHP28.56
1500 PHP42.84
2000 PHP57.13
2500 PHP71.41
3000 PHP85.69
4000 PHP114.25
5000 PHP142.81
10000 PHP285.63
15000 PHP428.45
20000 PHP571.26
30000 PHP856.89
40000 PHP1142.52
50000 PHP1428.15
100000 PHP2856.30

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from New Zealand to Philippines
Wise
Total number of NZ - PH providers
8
Average cheapest fees & rate
TorFx
Average fastest transfer
Wise
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Xe
Best for credit card
Xe

Everything you need to know about sending NZD to PHP

We’ve compared 8 money transfer companies for NZD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best NZD/PHP exchange rate (1 NZD = 34.9117 PHP) and the lowest fees of 0 NZD.

For a 10,000 NZD transfer, you will receive 349,116.85 PHP with TorFx.

If you need money quickly, Wise is the fastest way to send New Zealand Dollars to the the Philippines.

It will cost you 54.92 NZD, and PHP will arrive in same day.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best NZD/PHP transfer rates

How to get the best exchange rate for your money transfers from New Zealand to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from New Zealand.

Mid-market Rate
1 
NZD
=
35.014980 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from New Zealand to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up NZD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best NZD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from New Zealand to Philippines!

Our methodology

We’ve compared and analyzed 8 money transfer companies that support money transfers from New Zealand to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing NZD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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