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Send money from New Zealand to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 9 money transfer providers, and Wise scored highly in each category.
Transferring 10,000 NZD to PHP will cost you $52.61 in fees, and your recipient will get 340,162.94 PHP.
For a great mix of cost, speed & features, transfer from New Zealand to Philippine Peso using Wise.
How to compare deals on New Zealand to Philippines money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to the Philippines.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
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What to consider ahead of money transfers from New Zealand to Philippines
Comparing based on your specific needs is the best way to send money from New Zealand to the Philippines with confidence.
Our analysis, and search results, include 9 providers that operate between New Zealand and the Philippines. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to the Philippines.
Cheapest way to transfer money to the Philippines from New Zealand: Regency FX
Of the 9 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.
The is cost is made up of an average NZD-PHP exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Philippines transfer, Regency FX will result in the most Philippine Peso received.
Fastest way to transfer money to Philippines from New Zealand: Wise.
Of 9 companies compared, Wise offers the quickest way to send New Zealand Dollars to the Philippines.
For example, sending $10,000 to Philippines with Wise will be within minutes.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
New Zealand to the Philippines transfers with Wise have a fee of 52.61 NZD.
To test that Wise was the 'fastest' option we compared 9 providers. With this, we compared overall speed of sending money from New Zealand to the Philippines made up of depositing New Zealand Dollars, to a money transfer account and transfer times to the Philippines.
When sending at speed is a priority, Wise is our recommended choice for sending into Philippines from New Zealand.
Transfer a large sum of money
From 9 money transfer companies compared, Wise is the best option for large transfers from New Zealand to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from New Zealand to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from New Zealand because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from New Zealand to Philippines
The total cost of sending money to the Philippines from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-PHP is 34.0419 PHP per New Zealand Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your New Zealand Dollar.
The average NZD-PHP mid-market rate for the last 7 days has been 34.2629 PHP per New Zealand Dollar. This includes a high of 34.3051, and low of 34.1809.
Out of the 9 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting NZD to PHP should be the biggest determining cost factor when transferring New Zealand Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 NZD per transfer (which is the cheapest option right now for a $10,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from New Zealand will result in more money received in the Philippines.
Getting best exchange rate for sending New Zealand Dollar to Philippine Peso
Timing is essential when tracking the mid-market rate between NZD and PHP. The end exchange rate you secure impacts how much PHP you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to PHP was 34.2629.
During this period, it hit a high of 34.3051, and a low of 34.1809.
Wise, which is our recommended service to send money online from New Zealand to the Philippines offers an exchange rate that is only 0.11% above the mid-market rate.
Want to secure the best NZD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to the Philippines!
Payment options for transfers from New Zealand to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from New Zealand to the Philippines.
Using a money transfer company such as Regency FX for payments from New Zealand to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Regency FX is the best money transfer provider for bank transfers of the 9 we compared when sending NZD to the Philippines.
With a fee of 0 NZD to transfer money from New Zealand to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from New Zealand to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from New Zealand to the Philippines. They are the best option of the 9 transfer companies compared.
Credit cards
When it comes to credit card transfers from New Zealand to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
