/Send money/To Philippines/From New Zealand

How to send money from New Zealand to Philippines with the best NZD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from New Zealand.

To make it easier, here are your best options:

  • Wise is the best way to send money from New Zealand to the Philippines

  • TorFx is the cheapest way to send NZD to the Philippines

  • Revolut is the fastest way to transfer NZD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about NZD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to New Zealand instead.
March 30th, 2026
10,000 NZD
PHP
Last updated: Today
Results below are based on a 10000 NZD search
Live mid-market rate*: 1 NZD = 34.88033 PHP
Promoted
Wise
Recipient gets (PHP)
₱346,971.91
Full transfer details
Visit Wise
₱8,633 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱345,021.40
Full transfer details
Visit Xe
₱6,682 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
8 of 8 providers
1
TorFx
Recipient gets (PHP)
₱347,756.89
Full transfer details
Visit TorFx
₱9,418 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
OFX
Recipient gets (PHP)
₱347,059.28
Full transfer details
Visit OFX
₱8,720 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (PHP)
₱346,971.91
Full transfer details
Visit Wise
₱8,633 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
CurrencyFair
Recipient gets (PHP)
₱346,620.00
Full transfer details
Visit CurrencyFair
₱8,281 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Pricing based on Revolut Standard plan
5
Revolut
Recipient gets (PHP)
₱345,650.20
Full transfer details
Visit Revolut
₱7,311 better than a typical bank*

"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."

Personal account manager
Multi-currency card
Receive to bank account

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

6
Xe
Recipient gets (PHP)
₱345,021.40
Full transfer details
Visit Xe
₱6,682 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Panda Remit
Recipient gets (PHP)
₱347,617.79
Orbit Remit
Recipient gets (PHP)
₱346,187.28
Promoted
Wise
Recipient gets (PHP)
₱346,971.91
Full transfer details
Visit Wise
₱8,633 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱345,021.40
Full transfer details
Visit Xe
₱6,682 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest NZD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current NZD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per New Zealand Dollar.

Here are the latest NZD/PHP conversion rates for the most popular transfer amounts.

NZDPHP Price
1 NZD34.72
5 NZD173.61
10 NZD347.21
25 NZD868.04
50 NZD1736.07
100 NZD3472.15
150 NZD5208.22
200 NZD6944.29
250 NZD8680.37
300 NZD10416.44
400 NZD13888.59
500 NZD17360.74
600 NZD20832.88
700 NZD24305.03
800 NZD27777.18
1000 NZD34721.47
1500 NZD52082.21
2000 NZD69442.95
2500 NZD86803.68
3000 NZD104164.42
4000 NZD138885.89
5000 NZD173607.37
10000 NZD347214.73
15000 NZD520822.10
20000 NZD694429.46
30000 NZD1041644.19
40000 NZD1388858.92
50000 NZD1736073.65
100000 NZD3472147.30
PHPNZD Price
1 PHP0.03
5 PHP0.14
10 PHP0.29
25 PHP0.72
50 PHP1.44
100 PHP2.88
150 PHP4.32
200 PHP5.76
250 PHP7.20
300 PHP8.64
400 PHP11.52
500 PHP14.40
600 PHP17.28
700 PHP20.16
800 PHP23.04
1000 PHP28.80
1500 PHP43.20
2000 PHP57.60
2500 PHP72.00
3000 PHP86.40
4000 PHP115.20
5000 PHP144.00
10000 PHP288.01
15000 PHP432.01
20000 PHP576.02
30000 PHP864.03
40000 PHP1152.04
50000 PHP1440.05
100000 PHP2880.10

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from New Zealand to Philippines
Wise
Total number of NZ - PH providers
8
Average cheapest fees & rate
TorFx
Average fastest transfer
Revolut
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Xe
Best for credit card
Xe

Everything you need to know about sending NZD to PHP

We’ve compared 8 money transfer companies for NZD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best NZD/PHP exchange rate (1 NZD = 34.7757 PHP) and the lowest fees of 0 NZD.

For a 10,000 NZD transfer, you will receive 347,756.89 PHP with TorFx.

If you need money quickly, Revolut is the fastest way to send New Zealand Dollars to the the Philippines.

It will cost you 55 NZD, and PHP will arrive in same day.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best NZD/PHP transfer rates

How to get the best exchange rate for your money transfers from New Zealand to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from New Zealand.

Mid-market Rate
1 
NZD
=
34.721473 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from New Zealand to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up NZD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best NZD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from New Zealand to Philippines!

Our methodology

We’ve compared and analyzed 8 money transfer companies that support money transfers from New Zealand to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing NZD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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