How to send money from Canada to New Zealand with the best CAD/NZD exchange rate

Compare and find the best ways to send money to New Zealand from Canada.

To make it easier, here are your best options:

  • Wise is the best way to send money from Canada to New Zealand

  • Key Currency is the cheapest way to send CAD to New Zealand

  • Currencyflow is the fastest way to transfer CAD/NZD

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about CAD/NZDtransfers.

Transferring the other way? Send NZD from New Zealand to Canada instead.
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November 12th, 2025

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Best money transfer companies

Cheapest ways to send money from Canada to New Zealand

These are the best remittance companies on the market for sending money online to New Zealand from Canada.

All CAD/NZDexchange rates, fees, and remittance companies are updated daily. Data verified via the MoneyTransfers.com comparison engine and live feeds from money transfer companies.

Last updated: Today
Mid-market rate as of 11/12/2025: 1 CAD = 1.262116 NZD
Results below are based on a 10000 CAD search
Promoted
Wise
Recipient gets (NZD)
$12,559.38
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (NZD)
$12,458.00
Full transfer details
Visit Xe
$215 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 14 providers
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (NZD)
$12,589.61
Full transfer details
Visit Key Currency
$347 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (NZD)
$12,588.34
Full transfer details
Visit Currencyflow
$346 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (NZD)
$12,587.08
Full transfer details
Visit Regency FX
$345 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
TorFx
Recipient gets (NZD)
$12,583.30
Full transfer details
Visit TorFx
$341 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (NZD)
$12,559.38
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
OFX
Recipient gets (NZD)
$12,558.05
Full transfer details
Visit OFX
$316 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Currencies Direct
Recipient gets (NZD)
$12,550.00
Full transfer details
Visit Currencies Direct
$307 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
8
CurrencyFair
Recipient gets (NZD)
$12,536.00
Full transfer details
Visit CurrencyFair
$293 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
9
Xe
Recipient gets (NZD)
$12,458.00
Full transfer details
Visit Xe
$215 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (NZD)
    $11,619.54
    Not recommended
Promoted
Wise
Recipient gets (NZD)
$12,559.38
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (NZD)
$12,458.00
Full transfer details
Visit Xe
$215 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

What is the best way to send money to New Zealand from Canada?

We’ve compared 14 money transfer companies for CAD/NZD transfers.

Key Currency is currently the cheapest and the best overall option. It offers the best CAD/NZD exchange rate (1 CAD = 1.2590 NZD) and the lowest fees of 0 CAD.

For a 10,000 CAD transfer, you will receive 12,589.61 NZD with Key Currency.

If you need money quickly, Currencyflow is the fastest way to send Canadian Dollars to New Zealand.

It will cost you 0 CAD, and NZD will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Key Currency is the cheapest way to send money from Canada (CAD) to New Zealand (NZD) - Key Currency Screenshot
Interbank Rates

Latest CAD to NZD exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current CAD/NZD mid-market rate.

This way, you will be able to get the most New Zealand Dollars per Canadian Dollar.

Here are the latest CAD/NZD conversion rates for the most popular transfer amounts.

CADNZD Price
1 CAD1.26
5 CAD6.30
10 CAD12.61
25 CAD31.52
50 CAD63.05
100 CAD126.09
150 CAD189.14
200 CAD252.18
250 CAD315.23
300 CAD378.27
400 CAD504.36
500 CAD630.46
600 CAD756.55
700 CAD882.64
800 CAD1008.73
1000 CAD1260.91
1500 CAD1891.37
2000 CAD2521.82
2500 CAD3152.28
3000 CAD3782.73
4000 CAD5043.64
5000 CAD6304.55
10000 CAD12609.10
15000 CAD18913.65
20000 CAD25218.20
30000 CAD37827.30
40000 CAD50436.40
50000 CAD63045.50
100000 CAD126091.00
NZDCAD Price
1 NZD0.79
5 NZD3.97
10 NZD7.93
25 NZD19.83
50 NZD39.65
100 NZD79.31
150 NZD118.96
200 NZD158.62
250 NZD198.27
300 NZD237.92
400 NZD317.23
500 NZD396.54
600 NZD475.85
700 NZD555.15
800 NZD634.46
1000 NZD793.08
1500 NZD1189.62
2000 NZD1586.16
2500 NZD1982.69
3000 NZD2379.23
4000 NZD3172.31
5000 NZD3965.39
10000 NZD7930.78
15000 NZD11896.17
20000 NZD15861.56
30000 NZD23792.34
40000 NZD31723.12
50000 NZD39653.90
100000 NZD79307.80

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Top rated for transfers from Canada to New Zealand
Wise
Total number of CA - NZ providers
14
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe
Best for credit card
Paysend

Everything you need to know about sending CAD to NZD

How to send money from Canada to New Zealand

Sending money to New Zealand from Canada is quick and easy, and usually takes less than 10 minutes from start to finish.

Follow these steps to get started:

  1. Pick the company - Pick the best money transfer company for your needs (we suggest Key Currency as it’s the cheapest) and click Visit Now*.

  2. Register and verify your account - This will require submitting your details, and you will need to provide an ID or a passport from Canada.

  3. Start the transfer - Once all verified, start the transfer, fill in the amount, and your recipient's details. This will include personal details and New Zealand bank account details (where they will receive New Zealand Dollars).

  4. Add payment details - Next, add your funding details. We suggest using a Bank transfer as it’s the cheapest deposit method for CAD/NZD transfers.

  5. Verify and hit “Send” - Once all is done, scan through the details to make sure everything is correct and click the “Send” button. Your CAD will convert to NZD and land in New Zealand bank account.

*We may receive a small commission when you click “Visit” links on our website. This does not influence the order of the remittance companies.

How to send money from Canada to New Zealand through a bank?

What is the cheapest way to send money to New Zealand from Canada?

The cheapest way to send money from Canada to New Zealand is with Key Currency.

Key Currency adds 0.25% to the interbank rate and charges 0 CAD for a 10,000 NZD transfer. This means you will receive 12,589.61 NZD.

In addition, we suggest using a bank transfer to deposit your funds. Based on our CAD/NZD comparison, it is the cheapest payment method.

If you want to send more or less CAD to New Zealand, use our comparison form and update the amount field.

Key Currency is the cheapest way to send money from Canada (CAD) to New Zealand (NZD) - Key Currency Screenshot

What is the fastest way to transfer money from Canada to New Zealand?

The fastest way to send CAD to New Zealand is with Currencyflow.

Most money transfers between Canada and New Zealand will take minutes - 24 hours to arrive.

However, if you are sending a large amount of money (think 10,000+ CAD), it may take slightly longer depending on your bank.

Some banks may run additional checks, so if you are expecting to send or receive large amounts of money, we suggest contacting your bank in advance.

Currencyflow is the fastest way to send money from Canada (CAD) to New Zealand (NZD) - Currencyflow Screenshot

The best apps to send CAD to New Zealand from Canada

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 14 apps & companies for CAD/NZD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Currencies Direct App

iOS: 4.8 / 4.4K reviews

Android: 4.7 / 2.09K reviews

Yes (21 currencies)

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

TorFx App

iOS: 4.7 / 106 reviews

Android: 4.8 / 835 reviews

No

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Find the best CAD/NZD transfer rates

How to get the best exchange rate for your money transfers from Canada to New Zealand?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s NZD more per transfer from Canada.

Mid-market Rate
1 
CAD
=
1.260910 
NZD

Our comparison above already shows you the best exchange rates on the market for sending money from Canada to New Zealand.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up CAD/NZD exchange rate alerts.

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best CAD-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Canada to New Zealand!

  • What is the best payment method for CAD/NZD transfers?

    bank transfer is the best deposit method to use when sending Canadian Dollars to New Zealand.

    After analyzing 14 remittance companies accepting CAD/NZD, we found that it is the most cost-efficient option.

    As a general rule of thumb, bank transfers are usually the cheapest, debit cards are most convenient but slightly more expensive, while credit cards are the most expensive (due to cash advance fees).

  • What is the best withdrawal method when sending money from Canada to New Zealand?

    A bank account is the most popular and convenient way to receive New Zealand from Canada.

    There’s nothing for your recipient to do, New Zealand will land directly into their account. This usually takes minutes, but can take up to 3 days depending on the amount.

    Mobile wallets and multi-currency accounts are also popular and very convenient options for receiving money in New Zealand from Canada.

    If you need money urgently, we recommend cash pickup via Western Union or MoneyGram. You will deposit CAD online or in-store, and NZD will be available as cash for pickup within minutes.

Our methodology

We’ve compared and analyzed 14 money transfer companies that support money transfers from Canada to New Zealand.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing CAD/NZD transfer specialists, we’ve rated each company on a scale of 1-10 based on the following categories:

  • Fees & rates

  • Transfer speed

  • Safety & trust

  • Product offering

  • Transfer limits

  • Ease of use

  • Customer feedback

In addition, each company goes through an unbiased editorial process, where we look for a comprehensive list of flaws and benefits.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and API from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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