MoneyTransfers

Compare money transfers from Canada to New Zealand

Get the best deals on transfers from Canada to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive CAD to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Canada.

Transferring the other way? Send NZD from New Zealand to Canada instead.
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Wise was the top rated provider from Canada to New Zealand

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Regency FX was the cheapest from Canada to New Zealand

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%
Paysend was the fastest from Canada to New Zealand

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
TorFx was the best for large transfers from Canada to New Zealand

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Best recommended: Wise

Wise is our top pick for sending Canadian Dollar to New Zealand.

Of the 18 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

Wise appeared in 89.3% of Canada to New Zealand searches, and was the top rated company supporting CAD to NZD transfers.

Make your Canada to New Zealand transfer using Wise for the best mix of cost and speed.

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How to compare deals on Canada to New Zealand money transfers

Summary of recent searches

Top rated for transfers from Canada to New Zealand
Wise
Total number of CA - NZ providers
18
Average cheapest fees & rate
Regency FX
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe
Best for credit card
Xe

What to consider ahead of money transfers from Canada to New Zealand

1
Compare providers

Comparing based on your specific needs is the best way to send money from Canada to New Zealand with confidence.

Our analysis, and search results, include 18 providers that operate between Canada and New Zealand. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Canada when you need to send money to New Zealand.

2
Understand the Canadian Dollar-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in Canada and New Zealand
5
Consider transfer limits
6
Receiving money in New Zealand
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from Canada to New Zealand: Regency FX

Regency FX is the cheapest way to send money to New Zealand from Canada out of the 18 companies compared.

Data collected over the past six months shows that Regency FX is 0.2% cheaper than the second-best option.

This includes an average transfer fee of 0* CAD an exchange rate for buying New Zealand Dollar with Canadian Dollars that is 0.13% different to the mid-market rate.

If you want to secure the best rates on transfers from Canada to New Zealand, Regency FX will result in the most New Zealand Dollar received.

*The most common fee applied to CAD-NZD by Regency FX, based on data from the past six months.

Fastest way to send money from Canada to New Zealand: Ria Money Transfer.

Ria Money Transfer is the quickest way to send Canadian Dollar to New Zealand of the 18 companies offering the service.

Data from the last six months shows Ria Money Transfer to be the quickest way to send money from Canada to New Zealand Dollar in 53.6% of searches. For fast transfers between CAD and NZD, Ria Money Transfer comes highly recommended.

Using Ria Money Transfer for fast transfers from Canada to New Zealand has an average fee of 4 CAD.

Within our comparison we looked at the 18 money transfer providers offering transfers from Canada to New Zealand. Within this we looked at overall speed of sending money from Canada to New Zealand after depositing Canadian Dollar to a money transfer account.

When faster money transfers are a priority, Ria Money Transfer is our recommended choice for sending into New Zealand from Canada.

Transfer a large amount of money

To transfer large sums of money from Canada to New Zealand, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
18 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Canada to New Zealand can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to New Zealand from Canada.

Understanding the costs involved when transferring money from Canada to New Zealand

When calculating the costs of money transfers between Canada and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the CAD-NZD mid-market rate equals 1.2312 NZD per Canadian Dollar.

  • For reference, the CAD-NZD average mid-market rate for the past three months has been 1.1966 NZD per Canadian Dollar, with a high of 1.2143 and a low of 1.1828.

  • The company offering the best exchange rate is Wise.

  • Often the CAD-NZD exchange rate you receive is the bigger factor than how much it costs to send Canadian Dollars to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, averaging 0 CAD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Canada to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Canada.

Getting the best exchange rate for Canadian Dollar to New Zealand Dollar

Tracking the mid-market rate can make a huge difference when sending money CAD to NZD. The exchange rate you secure impacts how much NZD you get for your CAD.

Mid-market Rate
1
= 1.231165 NZD

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from CAD to NZD has seen some fluctuation. On average, it has been 1.1966.

  • During this period, the highest value level was 1.2143, with a low of 1.1828.

  • Wise, which is our recommended service to send money online from Canada to New Zealand offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best CAD-New Zealand Dollar exchange rates?

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Paying for your Canada to
New Zealand money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Canada to New Zealand.

    By using a money transfer company such as Regency FX to send money from Canada to New Zealand, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Regency FX is the cheapest money transfer provider for bank transfers from the 18 we tested when sending CAD to New Zealand.

    With an average fee of CAD0 to send money from Canada to New Zealand, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Canada to New Zealand with a prepaid or debit card is very easy with Xe.


    Xe is a great choice for sending money with a debit card from Canada to New Zealand. This is from the 18 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from Canada to New Zealand, Xe emerges as our top choice of the 18 companies offering this service.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Canada.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Canada to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CAD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Canada to New Zealand?
Are there any tax implications to sending money from Canada to New Zealand?
Can I send money from Canada to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending Canadian Dollars to New Zealand through various providers?
How long does it take to send money from Canada to New Zealand?
What is the best exchange rate I can get for sending money from Canada to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Canada to New Zealand?
Can I schedule regular transfers between Canada and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.