MoneyTransfers
/Send money/To Nigeria/From Germany

How to send money to Nigeria from Germany with the best EUR-NGN rate

Find money transfer deals for sending money from Germany to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best EUR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Germany.

Transferring the other way? Send NGN from Nigeria to Germany instead.
Disclosure
June 30th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from Germany to Nigeria

Last updated: Today
Mid-market rate as of 06/30/2025: 1 EUR = 1809.132725 NGN
Results below are based on a 7000 EUR search
0 of 10 providers
Sponsored
Wise
Recipient gets (NGN)
₦12,637,133.85
Full transfer details
Visit Wise
₦353,123 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,521,729.50
Full transfer details
Visit Xe
₦237,718 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Profee
Recipient gets (NGN)
₦12,938,461.96
Full transfer details
Visit Profee
₦654,451 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
2
Remitly
Recipient gets (NGN)
₦12,726,700.00
Full transfer details
Visit Remitly
₦442,689 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
WorldRemit
Recipient gets (NGN)
₦12,717,781.00
Full transfer details
Visit WorldRemit
₦433,770 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
4
Wise
Recipient gets (NGN)
₦12,637,133.85
Full transfer details
Visit Wise
₦353,123 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (NGN)
₦12,521,729.50
Full transfer details
Visit Xe
₦237,718 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
Instarem
Recipient gets (NGN)
₦12,445,750.80
Full transfer details
Visit Instarem
₦161,740 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NGN)
₦12,618,722.47
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Deutsche Bank
    Deutsche Bank
    Recipient gets (NGN)
    ₦12,247,493.86
    Not recommended
  • HSBC
    HSBC
    Recipient gets (NGN)
    ₦12,234,848.02
    Not recommended
Sponsored
Wise
Recipient gets (NGN)
₦12,637,133.85
Full transfer details
Visit Wise
₦353,123 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NGN)
₦12,521,729.50
Full transfer details
Visit Xe
₦237,718 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: Wise

Wise is our recommended company for transferring Euro to Nigeria.

We tested & reviewed 10 transfer providers, and Wise scored highly.

Sending 7,000 EUR to NGN will cost you €48.04 in fees, and you will receive 12,637,133.85 NGN. The delivery time is innerhalb von minuten, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Germany to Nigeria transfer using Wise.

Wise is the top rated company for sending money from Germany (EUR) to Nigeria (NGN) - Wise Screenshot

How to to send from Germany to Nigeria in the best way

Summary of recent searches

Top rated for transfers from Germany to Nigeria
Wise
Total number of DE - NG providers
10
Average cheapest fees & rate
Profee
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Profee
Best for debit card
Wise

Understanding Germany to Nigeria money transfers

1
Comparing providers

Comparing providers when sending money from Germany to Nigeria is the easiest way to make a transfer at the best price.

We’ve compared 10 providers for sending Euro to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Germany.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Germany to Nigeria.

2
Get ahead of the Euro-Naira exchange rate
3
Choosing the right payment method
4
Financial regulators in Germany and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Germany: Profee

Profee combines the lowest fees with the best exchange rate and from the 10 companies compared offers the cheapest transfers to Nigeria from Germany.

Data collected through our comparison over the past week shows that Profee is 1.64% cheaper than the second-best option.

The cost is made up of a fee of 0 EUR and an exchange rate for buying Naira with Euro that is -2.14% different to the mid-market rate.

If you want to secure the best rates on a Germany to Nigeria transfer, Profee offers value. We would still recommend searching for the amount you want to send to Nigeria.

Profee is the cheapest way to send money from Germany (EUR) to Nigeria (NGN) - Profee Screenshot

Fastest money transfers from Germany to Nigeria: Wise.

Of the 10 money transfer companies tested, Wise offered the quickest way to send Euros to Nigeria.

Based on our recent data, transfer time for a €7,000 transfer to Nigeria with Wise is innerhalb von minuten. This can vary by amount and method, but it is a good point of reference.

Sending money from Germany to Nigeria through Wise will cost you 48.04 EUR in fees & small markup.

Wise was one of 10 money transfer providers we compared for overall speed of sending money from Germany to Nigeria. This speed test included depositing Euros to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Wise is our best choice for sending from Germany to Nigeria.

Wise is the fastest way to send money from Germany (EUR) to Nigeria (NGN) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Nigeria from Germany needs a strong exchange rate and effective transfer management.

From the
10 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Nigeria from Germany.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Nairas to Naira.

As such, we recommend Currencies Direct for large Nigeria transfers.

Understanding the cost of moving money from Germany to Nigeria

The total cost of sending money to Nigeria from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-NGN is 1,807.2442 NGN per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Naira for your Euro.

  • The average EUR-NGN mid-market rate for the last 7 days has been 1,803.1146 NGN per Euro. This includes a high of 1,809.1327, and low of 1,790.655.

  • Out of the 10 companies compared, Profee offers the best exchange rates.

  • The exchange rate you receive on converting EUR to NGN should be the biggest determining cost factor when transferring Euro to Nigeria.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Profee, cahrges 0 EUR per transfer, which is currently the cheapest option.

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria.

A lower cost of sending from Germany will result in more money received in Nigeria.

Getting the best exchange rate for Euro to Naira

Tracking the mid-market rate can make a huge difference when sending money EUR to NGN. The exchange rate you secure impacts how much NGN you get for your EUR.

Mid-market Rate
1 
=
1807.244215 
NGN

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from EUR to NGN has seen some fluctuation. On average, it has been 1,803.1146.

  • During this period, the highest value level was 1,809.1327, with a low of 1,790.655.

  • Wise, which is our recommended service to send money online from Germany to Nigeria offers an exchange rate that is only -0.48% above the mid-market rate.

Want to secure the best EUR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Nigeria!

Payment methods available to fund your Germany to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Germany to Nigeria.

    Sending money via a bank transfer with a company such as Profee for transfers from Germany to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Profee is the best provider for bank transfers of the 10 we tested when sending EUR to Nigeria.

    With a fee of EUR0 to send money from Germany to Nigeria, Profee offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to Nigeria with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Germany to Nigeria, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Germany to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Germany to Nigeria?
Are there any tax implications to sending money from Germany to Nigeria?
Can I send money from Germany to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Nigeria through various providers?
How long does it take to send money from Germany to Nigeria?
What is the best exchange rate I can get for sending money from Germany to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Germany to Nigeria?
Can I schedule regular transfers between Germany and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free