TapTap Send is the best and cheapest service overall. On €7,000 you will get 7,959 USD after fees and the exchange rate.
We’ve compared 13 money transfer companies in more detail below.
| 13 of 13 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/USD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1376 USD +0.03% vs mid-market | Recipient gets $7,923.85 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1376 USD $7,923.85You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1317 USD +0.54% vs mid-market | Recipient gets $7,921.90 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1317 USD $7,921.90You pay€7,000.00 | |||
Run a live search Showing top Germany to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much EUR you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.1370 USD +0.07% vs mid-market | Recipient gets $7,959.00 Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.1370 USD $7,959.00You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.1350 USD +0.25% vs mid-market | Recipient gets $7,945.04 Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.1350 USD $7,945.04You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1348 USD +0.27% vs mid-market | Recipient gets $7,943.45 Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1348 USD $7,943.45You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.1344 USD +0.30% vs mid-market | Recipient gets $7,941.06 Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1344 USD $7,941.06You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.1322 USD +0.50% vs mid-market | Recipient gets $7,925.40 Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1322 USD $7,925.40You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.1322 USD +0.50% vs mid-market | Recipient gets $7,925.13 Minutes - 24 hours | |
Ways to receive money in US with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1322 USD $7,925.13You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €34.28 1 EUR = 1.1376 USD +0.03% vs mid-market | Recipient gets $7,923.85 Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €34.281 EUR = 1.1376 USD $7,923.85You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.1317 USD +0.54% vs mid-market | Recipient gets $7,921.90 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1317 USD $7,921.90You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.1317 USD +0.54% vs mid-market | Recipient gets $7,921.90 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1317 USD $7,921.90You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.1317 USD +0.54% vs mid-market | Recipient gets $7,921.90 Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.1317 USD $7,921.90You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.52 1 EUR = 1.1312 USD +0.59% vs mid-market | Recipient gets $7,914.40 Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.521 EUR = 1.1312 USD $7,914.40You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.42 1 EUR = 1.1376 USD +0.03% vs mid-market | Recipient gets $7,912.32 Same day | |
Ways to receive money in US with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.421 EUR = 1.1376 USD $7,912.32You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 1.1352 USD +0.23% vs mid-market | Recipient gets $7,900.11 Same day | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €40.501 EUR = 1.1352 USD $7,900.11You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €89.31 1 EUR = 1.1376 USD +0.03% vs mid-market | Recipient gets $7,861.26 Same day | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €89.311 EUR = 1.1376 USD $7,861.26You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 1.1230 USD +1.31% vs mid-market | Recipient gets $7,861.00 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets USDCMinutes - 24 hoursAvailable via:USDC Wallet €9.991 EUR = 1.1230 USD $7,861.00You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 Cash pickupMinutes - 24 hours €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.1219 USD +1.40% vs mid-market | Recipient gets $7,853.45 Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.1219 USD $7,853.45You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €131.35 1 EUR = 1.1376 USD +0.03% vs mid-market | Recipient gets $7,813.43 Same day | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €131.351 EUR = 1.1376 USD $7,813.43You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee €3.99 1 EUR = 1.1161 USD +1.93% vs mid-market | Recipient gets $7,812.70 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 Cash pickupMinutes - 24 hours €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €3.99 1 EUR = 1.1161 USD +1.93% vs mid-market | Recipient gets $7,812.70 Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 Cash pickupMinutes - 24 hours €3.991 EUR = 1.1161 USD $7,812.70You pay€7,003.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €1.99 1 EUR = 1.1134 USD +2.17% vs mid-market | Recipient gets $7,791.72 Minutes - 2 days | |
Ways to receive money in US with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €1.991 EUR = 1.1134 USD $7,791.72You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.1379 USD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.
On a 7,000 EUR transfer, TapTap Send delivers the most USD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/USD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
How much EUR you send to US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €1,000 | -1.82% | €5.99 | $1,151.96with bank transfer to bank deposit | +$25.49 | |
| €7,000This page | 0.07% | €0.00 | $7,959.00with debit card to bank deposit | +$65.91 |
Mid-market rate: 1 EUR = 1.1379 USD
There are 13 companies for sending money from Germany to United States, across broker, app, online, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with TapTap Send to United States gets you 7,959 USD with a €0 fee and 0.07% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to US.
For large transfers from Germany
For buying property, moving to US, or moving pensions, a currency broker is the best option.
A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/USD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to US.
Be it overseas suppliers and contractors, receiving USD payments, or holding USD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and USD in one account.
You get USD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert USD to EUR or EUR to USD whenever you need.
The best multi currency account is Currencies Direct, it adds ~0.5% markup and charges small fees.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 7,959 USD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to United States.
The recipient in United States can receive USD by bank deposit, usdc, and cash pickup.
To receive USD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in United States
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
$7,959
Cheapest
You pay €7,000.00
$7,945
-$14
You pay €7,000.00
$7,922
-$37
You pay €7,000.00
$7,912
-$47
You pay €7,009.99
$7,861
-$98
You pay €7,003.99
$7,813
-$146
You pay €7,003.99
$7,813
-$146
You pay €7,003.99
$7,813
-$146
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to United States, these are the best options:
Cheapest way to send money to United States
The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 7,959 USD, which is 0.18% more than the next best option.
Fastest way to send money to United States
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 7,959 USD in minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into USD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/USD rate can move noticeably within a week, changing the amount your recipient gets in USD.
Mid-market rate:1 EUR = 1.137411 USD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 13 of them on EUR to United States, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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