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Compare ways to send money from Germany to United States

Compare the best ways to send money from Germany to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Germany.

Transferring the other way? Send USD from United States to Germany instead.
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Wise was the top rated provider from Germany to United States

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from Germany to United States

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from Germany to United States

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
TorFx was the best for large transfers from Germany to United States

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 98.9% of Germany to the United States searches in the last 6 months, and was the top rated company out of 26 that support EUR to USD.

So for a great blend of cost, speed & features, make your Germany to the United States transfer using Wise.

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How to to send from Germany to United States in the best way

Summary of recent searches

Top rated for transfers from Germany to United States
Wise
Total number of DE - US providers
26
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Get the most from sending money from Germany to United States

1
Compare providers

Comparing providers offering services between Germany and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 26 providers offering services between Germany and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Germany to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Germany and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from Germany to the United States: Revolut

Revolut offers the lowest cost transfers of the 26 compared.

Data collected for transfers between Germany and the United States over the past six months shows that Revolut is 0.2% cheaper than the second-best option.

This cost combines an average exchange rate between the Euro and US Dollar that is 0.19% different to the mid-market rate and an average fee of 0* EUR.

*The most common fee applied to EUR-USD by Revolut, based on data from the past six months.

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Fastest money transfers to the United States from Germany: Paysend.

Of 26 money transfer companies offering services from Germany to the United States, Paysend is the quickest way to send money.

Through our comparison, we found Paysend to be the fastest option for sending Euro to US Dollar 29.2% of the time. For fast transfers between EUR and USD, Paysend is a great option.

When sending money from Germany to the United States, Paysend has an average fee of 0 EUR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 26 money transfer providers offering Germany to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Paysend is our recommended choice for Germany to the United States transfers.

Sending large amounts of money

Transferring Euro to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
26 companies compared, Wise has the strongest option for large transfers from Germany to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Euro to US Dollar.

The Wise rate makes them great for large transfers between the United States and Germany.

Understanding the cost of money transfers from Germany to United States

The total cost of sending money to United States from Germany is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.0373 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last three months, the average EUR-USD mid-market rate has seen each Euro worth 1.0832 USD. Within this we see a high of 1.1208, and a low of 1.0523.

Of the 26 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Revolut has had an average fee of 0 EUR per transfer over the last 6 months, the lowest of the 26 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Germany.

Getting the best exchange rate for Euro to US Dollar

Tracking the mid-market rate can make a huge difference when sending money EUR to USD. The exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1
= 1.039847 USD

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from EUR to USD has seen some fluctuation. On average, it has been 1.0832.

  • During this period, the highest value level was 1.1208, with a low of 1.0523.

  • Wise, which is our recommended service to send money online from Germany to United States offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

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Payment methods available to fund your Germany to
United States transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Germany to the United States.

    Sending money via a bank transfer with a company such as Revolut for transfers from Germany to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 26 we tested when sending EUR to the United States.

    With an average fee of EUR0 to send money from Germany to the United States, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to the United States with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Germany to the United States, competing among a total of 26 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from Germany to the United States, Xe emerges as our top choice of the 26 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.