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Compare ways to send money from Germany to United States

Compare the best ways to send money from Germany to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Germany.

Transferring the other way? Send USD from United States to Germany instead.
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Companies for transfers from Germany to United States

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Card-to-card transfers can be received in just two minutes."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1.4% - 2.1%

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Fees
$0 - $2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 1.9%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%

"Send money to over 40 destinations online and in the mobile app."

Fees
$0 - $10
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 99.3% of Germany to the United States searches in the last 6 months, and was the top rated company out of 26 that support EUR to USD.

So for a great blend of cost, speed & features, make your Germany to the United States transfer using Wise.

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How to to send from Germany to United States in the best way

Summary of recent searches

Top rated for transfers from Germany to United States
Wise
Total number of DE - US providers
26
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

Get the most from sending money from Germany to United States

1
Compare providers

Comparing providers offering services between Germany and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 26 providers offering services between Germany and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Germany to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Germany and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from Germany to the United States: Revolut

Revolut offers the lowest cost transfers of the 26 compared.

Data collected for transfers between Germany and the United States over the past six months shows that Revolut is 0.2% cheaper than the second-best option.

This cost combines an average exchange rate between the Euro and US Dollar that is 0.2% different to the mid-market rate and an average fee of 0* EUR.

*The most common fee applied to EUR-USD by Revolut, based on data from the past six months.

Screenshot
Screenshot
Screenshot

Fastest money transfers to the United States from Germany: Wise.

Of 26 money transfer companies offering services from Germany to the United States, Wise is the quickest way to send money.

Through our comparison, we found Wise to be the fastest option for sending Euro to US Dollar 42.1% of the time. For fast transfers between EUR and USD, Wise is a great option.

When sending money from Germany to the United States, Wise has an average fee of 53.54 EUR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 26 money transfer providers offering Germany to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Germany to the United States transfers.

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to the United States from Germany needs a strong exchange rate and effective transfer management.

From the
26 options we compared, Currencies Direct offers the strongest all-round option for large transfers to the United States from Germany.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from US Dollars to US Dollar.

As such, we recommend Currencies Direct for large transfers between the United States and Germany.

Understanding the cost of money transfers from Germany to United States

The total cost of sending money to United States from Germany is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.0494 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last three months, the average EUR-USD mid-market rate has seen each Euro worth 1.0701 USD. Within this we see a high of 1.1208, and a low of 1.0353.

Of the 26 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Revolut has had an average fee of 0 EUR per transfer over the last 6 months, the lowest of the 26 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Germany.

Getting the best exchange rate for Euro to US Dollar

Tracking the mid-market rate can make a huge difference when sending money EUR to USD. The exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1 
=
1.049621 
USD

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from EUR to USD has seen some fluctuation. On average, it has been 1.0701.

  • During this period, the highest value level was 1.1208, with a low of 1.0353.

  • Wise, which is our recommended service to send money online from Germany to United States offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to United States!

Payment methods available to fund your Germany to
United States transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Germany to the United States.

    Sending money via a bank transfer with a company such as Revolut for transfers from Germany to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 26 we tested when sending EUR to the United States.

    With an average fee of EUR0 to send money from Germany to the United States, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to the United States with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Germany to the United States, competing among a total of 26 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from Germany to the United States, emerges as our top choice of the 26 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Germany to United States?
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Can I send money from Germany to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to United States through various providers?
How long does it take to send money from Germany to United States?
What is the best exchange rate I can get for sending money from Germany to United States?
Are there any minimum or maximum transfer amounts for sending money from Germany to United States?
Can I schedule regular transfers between Germany and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.