MoneyTransfers

How to send money to US from Germany with the best EUR-USD rate

Compare the best ways to send money from Germany to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Germany.

Transferring the other way? Send USD from United States to Germany instead.
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August 16th, 2025
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Best money transfer companies

Send money from Germany to United States

Last updated: Today
Mid-market rate as of 08/16/2025: 1 EUR = 1.16712 USD
Results below are based on a 7000 EUR search
0 of 21 providers
Sponsored
Wise
Recipient gets (USD)
$8,130.74
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,075.90
Full transfer details
Visit Xe
$151 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$8,149.42
Full transfer details
Visit Key Currency
$225 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (USD)
$8,148.60
Full transfer details
Visit Currencyflow
$224 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (USD)
$8,147.78
Full transfer details
Visit Regency FX
$223 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (USD)
$8,145.33
Full transfer details
Visit TorFx
$221 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (USD)
$8,131.20
Full transfer details
Visit Currencies Direct
$206 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (USD)
$8,130.74
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
OFX
Recipient gets (USD)
$8,128.99
Full transfer details
Visit OFX
$204 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Instarem
Recipient gets (USD)
$8,127.00
Full transfer details
Visit Instarem
$202 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (USD)
$8,119.50
Full transfer details
Visit CurrencyFair
$195 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
10
Remitly
Recipient gets (USD)
$8,084.30
Full transfer details
Visit Remitly
$160 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
11
Xe
Recipient gets (USD)
$8,075.90
Full transfer details
Visit Xe
$151 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
12
Profee
Recipient gets (USD)
$8,005.52
Full transfer details
Visit Profee
$81 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
13
WorldRemit
Recipient gets (USD)
$7,983.47
Full transfer details
Visit WorldRemit
$59 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Deutsche Bank
    Deutsche Bank
    Recipient gets (USD)
    $7,901.19
    Not recommended
  • HSBC
    HSBC
    Recipient gets (USD)
    $7,893.03
    Not recommended
  • PayPal
    PayPal
    Recipient gets (USD)
    $7,521.48
    Not recommended
Sponsored
Wise
Recipient gets (USD)
$8,130.74
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,075.90
Full transfer details
Visit Xe
$151 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 7,000 EUR to USD will cost you €34.28 in fees, and you will receive 8,130.74 USD. The delivery time is innerhalb einer woche, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Germany to the United States transfer using Wise.

Wise is the top rated company for sending money from Germany (EUR) to United States (USD) - Wise Screenshot

How to to send from Germany to United States in the best way

Summary of recent searches

Top rated for transfers from Germany to United States
Wise
Total number of DE - US providers
21
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Instarem
Best for credit card
Xe

Get the most from sending money from Germany to United States

1
Compare providers

Comparing providers offering services between Germany and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 21 providers offering services between Germany and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Germany to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Germany and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from Germany to the United States: Key Currency

Key Currency offers the lowest cost transfers of the 21 compared.

Data collected for transfers between Germany and the United States over the past week shows that Key Currency is 0.01% cheaper than the second-best option.

This cost combines the exchange rate between the Euro and US Dollar that is 0.25% different to the mid-market rate and the fee of 0 EUR.

Key Currency is the cheapest way to send money from Germany (EUR) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Germany: Currencyflow.

Of 21 money transfer companies offering services from Germany to the United States, Currencyflow is the quickest way to send money.

With Currencyflow , the transfer time to US is minuten - 24 stunden, with a 0 EUR transfer fee (based on €7,000 transfer)

When testing the fastest options, we compared the 21 money transfer providers offering Germany to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Currencyflow is our recommended choice for Germany to the United States transfers.

Currencyflow is the fastest way to send money from Germany (EUR) to United States (USD) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to the United States from Germany needs a strong exchange rate and effective transfer management.

From the
21 options we compared, Currencies Direct offers the strongest all-round option for large transfers to the United States from Germany.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from US Dollars to US Dollar.

As such, we recommend Currencies Direct for large the United States transfers.

Understanding the cost of money transfers from Germany to United States

The total cost of sending money to United States from Germany is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.1706 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last 7 days, the average EUR-USD mid-market rate has seen each Euro worth 1.1663 USD. Within this we see a high of 1.1701, and a low of 1.1614.

Of the 21 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Key Currency costs 0 EUR per transfer at the moment, which is the cheapest option of the 21 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Germany.

Getting the best exchange rate for Euro to US Dollar

Tracking the mid-market rate can make a huge difference when sending money EUR to USD. The exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1 
EUR
=
1.170617 
USD

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from EUR to USD has seen some fluctuation. On average, it has been 1.1663.

  • During this period, the highest value level was 1.1701, with a low of 1.1614.

  • Wise, which is our recommended service to send money online from Germany to United States offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to United States!

Payment methods available to fund your Germany to
United States transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Germany to the United States.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Germany to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 21 we tested when sending EUR to the United States.

    With a fee of EUR0 to send money from Germany to the United States, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to the United States with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Germany to the United States, competing among a total of 21 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Germany to the United States, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Germany to United States?
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What are the typical transfer fees for sending Euros to United States through various providers?
How long does it take to send money from Germany to United States?
What is the best exchange rate I can get for sending money from Germany to United States?
Are there any minimum or maximum transfer amounts for sending money from Germany to United States?
Can I schedule regular transfers between Germany and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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