How to send money to UK from Germany with the best EUR-GBP rate

Key Currency is the best and cheapest service overall. On €7,000 you will get 5,996.01 GBP after fees and the exchange rate.

We’ve compared 12 money transfer companies in more detail below.

Best companies for EUR/GBP transfers

12 of 12 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/GBP exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/GBP transfers

All money transfer offers for EUR/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €34.42 1 EUR = 0.8587 GBP +0.01% vs mid-market Recipient gets £5,981.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.421 EUR = 0.8587 GBP
£5,981.00You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.8489 GBP +1.15% vs mid-market Recipient gets £5,942.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8489 GBP
£5,942.30You pay€7,000.00

Run a live search

Showing top Germany to United Kingdom deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8566 GBP +0.25% vs mid-market Recipient gets £5,996.01 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to United Kingdom from Germany.
Personal account managerReceive to bank account

Ways to receive money in UK with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 0.8566 GBP
£5,996.01You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8564 GBP +0.27% vs mid-market Recipient gets £5,994.80 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in UK with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8564 GBP
£5,994.80You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8561 GBP +0.30% vs mid-market Recipient gets £5,993.00 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in UK with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8561 GBP
£5,993.00You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €34.42 1 EUR = 0.8587 GBP +0.01% vs mid-market Recipient gets £5,981.00 Within minutes
FastestWise with Bank transfer deposit is the fastest way to send EUR to United Kingdom.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Germany to United Kingdom.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.421 EUR = 0.8587 GBP
£5,981.00You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8544 GBP +0.50% vs mid-market Recipient gets £5,980.98 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in UK with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8544 GBP
£5,980.98You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8543 GBP +0.52% vs mid-market Recipient gets £5,980.10 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in UK with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8543 GBP
£5,980.10You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €2.91 1 EUR = 0.8537 GBP +0.59% vs mid-market Recipient gets £5,973.40 Minutes - 24 hours
Receive to bank account

Ways to receive money in UK with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.911 EUR = 0.8537 GBP
£5,973.40You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €44.56 1 EUR = 0.8587 GBP +0.01% vs mid-market Recipient gets £5,972.29 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€44.561 EUR = 0.8587 GBP
£5,972.29You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €44.00 1 EUR = 0.8559 GBP +0.33% vs mid-market Recipient gets £5,953.88 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€44.001 EUR = 0.8559 GBP
£5,953.88You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.8489 GBP +1.15% vs mid-market Recipient gets £5,942.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8489 GBP
£5,942.30You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8489 GBP +1.15% vs mid-market Recipient gets £5,942.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8489 GBP
£5,942.30You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.8489 GBP +1.15% vs mid-market Recipient gets £5,942.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.8489 GBP
£5,942.30You pay€7,000.00
Deutsche Bank

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 0.8532 GBP +0.64% vs mid-market Recipient gets £5,940.85 Minutes - 5 days
0 reviews

Ways to receive money in UK with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 0.8532 GBP
£5,940.85You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €89.43 1 EUR = 0.8587 GBP +0.01% vs mid-market Recipient gets £5,933.76 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€89.431 EUR = 0.8587 GBP
£5,933.76You pay€7,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 0.8467 GBP +1.40% vs mid-market Recipient gets £5,926.88 Minutes - 2 days

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 0.8467 GBP
£5,926.88You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 0.8559 GBP +0.33% vs mid-market Recipient gets £5,923.93 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 0.8559 GBP
£5,923.93You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 0.8462 GBP +1.47% vs mid-market Recipient gets £5,922.42 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in UK with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€0.991 EUR = 0.8462 GBP
£5,922.42You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €131.48 1 EUR = 0.8587 GBP +0.01% vs mid-market Recipient gets £5,897.65 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€131.481 EUR = 0.8587 GBP
£5,897.65You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 0.858719 GBP Updates every 60 minutes.

How to send money from Germany to UK

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most GBP.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/GBP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to UK

There are 12 companies for sending money from Germany to United Kingdom, across broker, app, online, multi-currency account, global account, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Wise to United Kingdom gets you 5,981 GBP with a €34.42 fee and 0% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 5,940.85 GBP vs 5,996.01 GBP with Key Currency.

For large transfers from Germany

Currency brokers

For buying property, moving to UK, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/GBP which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to UK.

Be it overseas suppliers and contractors, receiving GBP payments, or holding GBP and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and GBP in one account.

You get GBP bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert GBP to EUR or EUR to GBP whenever you need.

The best multi currency account is Wise, it adds ~0% markup and charges small fees.

Ways to fund EUR and receive GBP in UK

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 5,996.01 GBP.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to United Kingdom.

The recipient in United Kingdom can receive GBP by bank deposit.

To receive GBP by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    £5,996

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    £5,972

    -£24

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    £5,942

    -£54

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    £5,942

    -£54

Things to know before sending money from Germany to GBP

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/GBP transfer options

For a €7,000 transfer to United Kingdom, these are the best options:

Cheapest way to send money to United Kingdom

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 5,996.01 GBP, which is 0.02% more than the next best option.

Fastest way to send money to United Kingdom

The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 5,981 GBP in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into GBP sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-GBP Exchange Rate

Finding the best rate to send money from Germany to UK

The EUR/GBP rate can move noticeably within a week, changing the amount your recipient gets in GBP.

Mid-market rate:1 EUR = 0.85925 GBP

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 12 of them on EUR to United Kingdom, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.