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How to send money to Poland from India with the best INR-PLN rate

Get the best deals when you transfer from India to Poland. Find the cheapest, fastest, and most reliable providers with the best INR to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from India.

Transferring the other way? Send PLN from Poland to India instead.
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November 18th, 2025

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Best money transfer companies

Send money from India to Poland

Last updated: Today
Mid-market rate as of 11/18/2025: 1 INR = 0.041198 PLN
Results below are based on a 22100 INR search
Promoted
Wise
Recipient gets (PLN)
zł 883.61
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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0 of 5 providers
1
Wise
Recipient gets (PLN)
zł 883.61
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (PLN)
zł 864.83
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (PLN)
zł 864.83
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (PLN)
zł 855.69
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PLN)
zł 883.61
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best option: Wise

Wise is our top choice for INR to PLN transfers.

We tested & reviewed 5 money transfer providers, and Wise scored highly in each category.

Transferring 22,100 INR to PLN will cost you ₹653.22 in fees, and your recipient will get 883.61 PLN.

For a great mix of cost, speed & features, transfer from India to Zloty using Wise.

Wise is the top rated company for sending money from India (INR) to Poland (PLN) - Wise Screenshot

How to get the best deal on sending money from India to Poland

Summary of recent searches

Top rated for transfers from India to Poland
Wise
Total number of IN - PL providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations ahead of sending money from India to Poland

1

Compare providers

A comparison of providers offering services between India and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 5 providers that provide services for sending Indian Rupee to Poland. This ensures you will get the best options for your transfer to Poland from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to Poland.

2

Get ahead of the Indian Rupee-Zloty exchange rate

3

Choose the right payment method

4

Financial regulation in Poland and India

5

Consider transfer limits

6

Receiving money in Poland

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Poland from India is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many INR/PLN transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Poland from India is via PayPal P2P Transfer

The coverage of INR/PLN transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Poland from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.

As such, we recommend Currencies Direct for large Poland transfers.

Understanding the cost of transferring money to Poland from India

Fees and exchange rates make up the total cost of sending money from Poland to Poland. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-PLN mid-market rate is 0.0413 PLN per Indian Rupee. You will get more Zloty for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-PLN mid-market rate has had a high of 0.0413, a low of 0.041 and averaged 0.0411 PLN per Indian Rupee.

  • Across the 5 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to PLN will be the biggest determining factor when working out the cost of transferring Indian Rupees to Poland.

Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Zloty eventually received in Poland. You can assume that a lower cost of sending from India will result in more money received in Poland.

Getting the best exchange rate for Indian Rupee to Zloty

Tracking the mid-market rate can make a huge difference when sending money INR to PLN. The exchange rate you secure impacts how much PLN you get for your INR.

Mid-market Rate
1 
INR
=
0.041325 
PLN

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to PLN has seen some fluctuation. On average, it has been 0.0411.

  • During this period, the highest value level was 0.0413, with a low of 0.041.

  • Wise, which is our recommended service to send money online from India to Poland offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best INR-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Poland!

Payment methods available to fund your India to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from India to Poland.

    By using a money transfer company such as Ria Money Transfer for transfers from India to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Ria Money Transfer is the cheapest provider for bank transfers from the 5 we tested when sending INR to Poland.

    With a fee of INR4 to send money from India to Poland, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Poland with a debit or a prepaid card is very simple with Western Union Agent.


    Western Union Agent is a leader in debit card payments for transfers from India to Poland, competing among a total of 5 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from India to Poland, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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