How to send money to Poland from Philippines with the best PHP-PLN rate
Get the best deals when you transfer from the Philippines to Poland. Find the cheapest, fastest, and most reliable providers with the best PHP to PLN exchange rates.
Read on for analysis on the best ways to send money to Poland from Philippines.
Transferring the other way? Send PLN from Poland to Philippines instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best option: Wise
We tested & reviewed 4 money transfer providers, and Wise scored highly in each category.
Transferring 14,700 PHP to PLN will cost you ₱79.61 in fees, and your recipient will get 897 PLN.
For a great mix of cost, speed & features, transfer from Philippines to Zloty using Wise.

How to get the best deal on sending money from Philippines to Poland
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Poland.
Choose a provider
Select the provider that offers you the best value on buying PLN & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Considerations ahead of sending money from Philippines to Poland
A comparison of providers offering services between the Philippines and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 4 providers that provide services for sending Philippine Peso to Poland. This ensures you will get the best options for your transfer to Poland from the Philippines.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Poland.
The fastest way to send money to Poland from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/PLN transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Poland from Philippines is via PayPal P2P Transfer
The coverage of PHP/PLN transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Sending large amounts of money
Of the 4 companies compared, Wise has the strongest option for large transfers from the Philippines to Poland.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Zloty.
The Wise rate makes them great for large transfers between Poland and the Philippines.

Understanding the cost of transferring money to Poland from Philippines
Fees and exchange rates make up the total cost of sending money from Poland to Poland. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-PLN mid-market rate is 0.0615 PLN per Philippine Peso. You will get more Zloty for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-PLN mid-market rate has had a high of 0.0628, a low of 0.0613 and averaged 0.0622 PLN per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to PLN will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Poland.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 79.61 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Zloty eventually received in Poland. You can assume that a lower cost of sending from the Philippines will result in more money received in Poland.
Finding the best exchange rate between Philippine Peso and Zloty
Getting a strong exchange rate between PHP and PLN is essential. The exchange rate you secure impacts how much PLN you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to PLN has averaged 0.0622.
In this period there was a high of 0.0628, and a low of 0.0613.
Wise, which is our recommended service to send money online from Philippines to Poland offers 0.0614 PLN per PHP which is only -0.12% above the mid-market rate.
Want to secure the best PHP-Zloty exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Poland!
Payment methods available to fund your Philippines to Poland transfer
Bank transfers
Bank transfers are often the default option for sending money from Philippines to Poland.
By using a money transfer company such as Wise for transfers from Philippines to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 4 we tested when sending PHP to Poland.
With a fee of PHP79.61 to send money from Philippines to Poland, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Philippines to Poland with a debit or a prepaid card is very simple with Western Union Agent.
Western Union Agent is a leader in debit card payments for transfers from Philippines to Poland, competing among a total of 4 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from the Philippines to Poland, we to get the best deal.
Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Poland.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to PLN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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