/Send money/To Poland/From Philippines

How to send money to Poland from Philippines with the best PHP-PLN rate

Get the best deals when you transfer from the Philippines to Poland. Find the cheapest, fastest, and most reliable providers with the best PHP to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from Philippines.

Transferring the other way? Send PLN from Poland to Philippines instead.
Disclosure
November 16th, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
Philippines
PHP
Poland
PLN
Send
Best money transfer companies

Send money from Philippines to Poland

Last updated: Today
Mid-market rate as of 11/16/2025: 1 PHP = 0.061647 PLN
Results below are based on a 14700 PHP search
Promoted
Wise
Recipient gets (PLN)
zł 900.61
Full transfer details
Visit Wise
zł 22 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (PLN)
zł 900.61
Full transfer details
Visit Wise
zł 22 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (PLN)
zł 860.72
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (PLN)
zł 860.72
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (PLN)
zł 851.61
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (PLN)
zł 900.61
Full transfer details
Visit Wise
zł 22 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best option: Wise

Wise is our top choice for PHP to PLN transfers.

We tested & reviewed 4 money transfer providers, and Wise scored highly in each category.

Transferring 14,700 PHP to PLN will cost you ₱79.61 in fees, and your recipient will get 900.61 PLN.

For a great mix of cost, speed & features, transfer from Philippines to Zloty using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Poland (PLN) - Wise Screenshot

How to get the best deal on sending money from Philippines to Poland

Summary of recent searches

Top rated for transfers from Philippines to Poland
Wise
Total number of PH - PL providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations ahead of sending money from Philippines to Poland

1

Compare providers

A comparison of providers offering services between the Philippines and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 4 providers that provide services for sending Philippine Peso to Poland. This ensures you will get the best options for your transfer to Poland from the Philippines.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Poland.

2

Get ahead of the Philippine Peso-Zloty exchange rate

3

Choose the right payment method

4

Financial regulation in Poland and Philippines

5

Consider transfer limits

6

Receiving money in Poland

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Poland from Philippines is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many PHP/PLN transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Poland from Philippines is via PayPal P2P Transfer

The coverage of PHP/PLN transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending large amounts of money

Transferring Philippine Peso to Zloty in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
4 companies compared, Wise has the strongest option for large transfers from the Philippines to Poland.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Zloty.

The Wise rate makes them great for large transfers between Poland and the Philippines.

Understanding the cost of transferring money to Poland from Philippines

Fees and exchange rates make up the total cost of sending money from Poland to Poland. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-PLN mid-market rate is 0.0616 PLN per Philippine Peso. You will get more Zloty for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-PLN mid-market rate has had a high of 0.0619, a low of 0.0616 and averaged 0.0617 PLN per Philippine Peso.

  • Across the 4 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to PLN will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Poland.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 79.61 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Zloty eventually received in Poland. You can assume that a lower cost of sending from the Philippines will result in more money received in Poland.

Finding the best exchange rate between Philippine Peso and Zloty

Getting a strong exchange rate between PHP and PLN is essential. The exchange rate you secure impacts how much PLN you get for your PHP.

Mid-market Rate
1 
PHP
=
0.061647 
PLN

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to PLN has averaged 0.0617.

  • In this period there was a high of 0.0619, and a low of 0.0616.

  • Wise, which is our recommended service to send money online from Philippines to Poland offers 0.0616 PLN per PHP which is only 0.08% above the mid-market rate.

Want to secure the best PHP-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Poland!

Payment methods available to fund your Philippines to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Philippines to Poland.

    By using a money transfer company such as Wise for transfers from Philippines to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 4 we tested when sending PHP to Poland.

    With a fee of PHP79.61 to send money from Philippines to Poland, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Philippines to Poland with a debit or a prepaid card is very simple with Western Union Agent.


    Western Union Agent is a leader in debit card payments for transfers from Philippines to Poland, competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from the Philippines to Poland, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Philippines to Poland?
Are there any tax implications to sending money from Philippines to Poland?
Can I send money from Philippines to Poland with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Poland through various providers?
How long does it take to send money from Philippines to Poland?
What is the best exchange rate I can get for sending money from Philippines to Poland?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Poland?
Can I schedule regular transfers between Philippines and Poland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free