How to send money to Poland from South Africa with the best ZAR-PLN rate
Get the best deals when you transfer from South Africa to Poland. Find the cheapest, fastest, and most reliable providers with the best ZAR to PLN exchange rates.
Read on for analysis on the best ways to send money to Poland from South Africa.
Transferring the other way? Send PLN from Poland to South Africa instead."TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
Best option: TorFx
We tested & reviewed 8 money transfer providers, and TorFx scored highly in each category.
Transferring 130,000 ZAR to PLN will cost you R0 in fees, and your recipient will get 27,537.72 PLN.
For a great mix of cost, speed & features, transfer from South Africa to Zloty using TorFx.


Getting the best deal on your South Africa to Poland transfer
Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from South Africa to Poland.
Choose a provider
Select the provider that offers you the best value & service for transfers between South Africa and Poland.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Poland.
Considerations ahead of sending money from South Africa to Poland
A comparison of providers offering services between South Africa and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 8 providers that provide services for sending Rand to Poland. This ensures you will get the best options for your transfer to Poland from South Africa.
Whilst we rate TorFx as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Poland.
Cheapest way to send money from South Africa to Poland: Key Currency
Data collected for transfers between South Africa and Poland over the past week shows that Key Currency is 0.01% cheaper than the second-best option.
This cost combines an exchange rate between the Rand and Zloty that is 0.25% different to the mid-market rate and a fee of 0 ZAR.

Fastest money transfers to Poland from South Africa: Currencyflow.
With Currencyflow , the transfer time to Poland is minutes - 24 hours, with a 0 ZAR transfer fee (based on R130,000 transfer)
When testing the fastest options, we compared the 8 money transfer providers offering South Africa to Poland transfers for overall speed. This included transfer times to after depositing Rand to a money transfer account.
When you want the fastest way to send, Currencyflow is our recommended choice for South Africa to Poland transfers.

The best apps to send ZAR to Poland from South Africa
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 8 apps & companies for ZAR/PLN transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No |
Send large sums of money abroad with Currencies Direct
From the 8 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from South Africa.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.
As such, we recommend Currencies Direct for large Poland transfers.

Understanding the cost of sending money to Poland from South Africa
The cost of sending money from Poland to Poland, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-PLN is 0.2138 PLN per Rand.
Finding a provider offering an exchange as close to 0.2138 as possible will ensure more Zloty received when transferring.
For context, the ZAR-PLN mid-market rate for the past 7 days has averaged 0.213 PLN per Rand. This includes a high of 0.2135, and low of 0.2125.
Key Currency currently offers the best exchange rate on transfers from South Africa to Poland.
For the most part the ZAR-PLN exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Poland.
Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Poland from South Africa. They charge 0 ZAR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Zloty is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to PLN, paired with a low fee, means a higher total amount received in Poland.
Getting best exchange rate for transfers between Rand and Zloty
Timing is essential for transferring money between ZAR and PLN. The exchange rate you secure impacts how much PLN you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to PLN has moved slightly. On average, it was 0.213.
During this same period,there was a high of 0.2135, and a low of 0.2125.
TorFx, which is our recommended service to send money online from South Africa to Poland offers 0.2118 PLN per ZAR which is only 0.3% above the mid-market rate.
Want to secure the best ZAR-Zloty exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Poland!
Payment methods available to fund your South Africa to Poland transfer
Bank transfers
Bank transfers are often the default option for sending money from South Africa to Poland.
By using a money transfer company such as Key Currency for transfers from South Africa to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Key Currency is the cheapest provider for bank transfers from the 8 we tested when sending ZAR to Poland.
With a fee of ZAR0 to send money from South Africa to Poland, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from South Africa to Poland with a debit or a prepaid card is very simple with .
is a leader in debit card payments for transfers from South Africa to Poland, competing among a total of 8 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from South Africa to Poland, we to get the best deal.
Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Poland and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Poland.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to PLN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
Send money from South Africa
How much money can be transferred from South Africa to Poland?
Are there any tax implications to sending money from South Africa to Poland?
Can I send money from South Africa to Poland with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Poland through various providers?
How long does it take to send money from South Africa to Poland?
What is the best exchange rate I can get for sending money from South Africa to Poland?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Poland?
Can I schedule regular transfers between South Africa and Poland?
Tools & resources
Contributors



