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How to send money to Poland from South Africa

Get the best deals when you transfer from South Africa to Poland. Find the cheapest, fastest, and most reliable providers with the best ZAR to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from South Africa.

Transferring the other way? Send PLN from Poland to South Africa instead.
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Companies for transfers from South Africa to Poland

Sponsored

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%
Sponsored

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Best option: Currencies Direct

Currencies Direct is our top choice for ZAR to PLN transfers.

We tested & reviewed 10 money transfer providers, and Currencies Direct scored highly in each category.

Over the last six months, Currencies Direct appeared in 35.7% of South Africa to Poland searches, and was the top rated company supporting money transfers between ZAR and PLN.

For a great mix of cost, speed & features, transfer from South Africa to Zloty using Currencies Direct.

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Getting the best deal on your South Africa to Poland transfer

Summary of recent searches

Top rated for transfers from South Africa to Poland
Currencies Direct
Total number of ZA - PL providers
10
Average cheapest fees & rate
Lumon
Average fastest transfer
CurrencyFair
Average transfer time
Within minutes
Best for bank transfers
Lumon
Best for debit card
Wise

Considerations ahead of sending money from South Africa to Poland

1
Compare providers

A comparison of providers offering services between South Africa and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 10 providers that provide services for sending Rand to Poland. This ensures you will get the best options for your transfer to Poland from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Poland.

2
Get ahead of the Rand-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and South Africa
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from South Africa to Poland: Lumon

Lumon offers the lowest cost transfers of the 10 compared.

Data collected for transfers between South Africa and Poland over the past six months shows that Lumon is 0.7% cheaper than the second-best option.

This cost combines an average exchange rate between the Rand and Zloty that is 1% different to the mid-market rate and an average fee of 0* ZAR.

*The most common fee applied to ZAR-PLN by Lumon, based on data from the past six months.

Fastest money transfers to Poland from South Africa: CurrencyFair.

Of 10 money transfer companies offering services from South Africa to Poland, CurrencyFair is the quickest way to send money.

Through our comparison, we found CurrencyFair to be the fastest option for sending Rand to Zloty 83.3% of the time. For fast transfers between ZAR and PLN, CurrencyFair is a great option.

When sending money from South Africa to Poland, CurrencyFair has an average fee of 9.24 ZAR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 10 money transfer providers offering South Africa to Poland transfers for overall speed. This included transfer times to after depositing Rand to a money transfer account.

When you want the fastest way to send, CurrencyFair is our recommended choice for South Africa to Poland transfers.

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Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Poland from South Africa needs a strong exchange rate and effective transfer management.

From the
10 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.

As such, we recommend Currencies Direct for large transfers between Poland and South Africa.

Understanding the cost of sending money to Poland from South Africa

The cost of sending money from Poland to Poland, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-PLN is 0.2118 PLN per Rand.

  • Finding a provider offering an exchange as close to 0.2118 as possible will ensure more Zloty received when transferring.

  • For context, the ZAR-PLN mid-market rate for the past three months has averaged 0.2225 PLN per Rand. This includes a high of 0.231, and low of 0.2143.

  • CurrencyFair currently offers the best exchange rate on transfers from South Africa to Poland.

For the most part the ZAR-PLN exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Poland.

Fees: Outside of exchange rates, you may need to pay a fee to send. Lumon currently offers the lowest fees on transfers to Poland from South Africa, averaging 0 ZAR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Zloty is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to PLN, paired with a low fee, means a higher total amount received in Poland.

Getting best exchange rate for transfers between Rand and Zloty

Timing is essential for transferring money between ZAR and PLN. The exchange rate you secure impacts how much PLN you get for your ZAR.

Mid-market Rate
1 
=
0.211775 
PLN

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from ZAR to PLN has moved slightly. On average, it was 0.2225.

  • During this same period,there was a high of 0.231, and a low of 0.2143.

  • Currencies Direct, which is our recommended service to send money online from South Africa to Poland offers an exchange rate that is only 0.68% above the mid-market rate.

Want to secure the best ZAR-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Poland!

Payment methods available to fund your South Africa to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from South Africa to Poland.

    By using a money transfer company such as Lumon for transfers from South Africa to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Lumon is the cheapest provider for bank transfers from the 10 we tested when sending ZAR to Poland.

    With an average fee of ZAR0 to send money from South Africa to Poland, Lumon offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Poland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from South Africa to Poland, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from South Africa to Poland, emerges as our top choice of the 10 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from South Africa to Poland?
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How long does it take to send money from South Africa to Poland?
What is the best exchange rate I can get for sending money from South Africa to Poland?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Poland?
Can I schedule regular transfers between South Africa and Poland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.