Best ways to send money to Poland from United States
🏅 The overall best way to send USD to Poland: XE
💲 The cheapest way to send money to Poland from United States: TorFx
⏲️ The fastest way to send money to Poland from United States: XE
🏦 The best way to send money from United States to Poland via a bank transfer: XE
💳 The best provider for credit card transfers from United States to Poland: XE
💳 The best provider for debit card transfers from United States to Poland: XE
USD to PLN Currency Transfers
Poland is located in Central Europe and a member of the SEPA transfer zone. Those unfamiliar with the Polish economy can be forgiven for assuming the country had adopted the Euro like many of its neighbours. Instead, Poland's legal tender remains to be PLN which was first introduced in 1924; almost 100 years later and it is one of the most traded currencies in Central Europe.
When deciding how to send money to Poland, customers can choose from mainstream banking systems, online money transfer services or in-store cash transfers. No matter which method you choose, be sure to do your research beforehand, to avoid any hidden fees or unfavourable exchange rates for USD to PLN.
Choosing the best service provider
We want to find you the ideal service to suit your money transfer needs, no matter what your priorities are, and we believe exceptional global transfer services should not have to come with a huge price-tag. The fastest provider is XE, transfers from this provider normally take [SPEED]. The cheapest provider we found is TorFx at 4.32% Above Mid-Market Rate.
If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring USD to PLN.
This means that by using XE for online money transfers to Poland from United States, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.
Alternatively, if you are unable to access XE for any reason, our comparison engine has found TorFx and Wise also to be very good options when sending USD - PLN.
This recommendation was updated one minute ago.
The cheapest way to send money from United States to Poland
TorFx has been determined by our comparison engine to currently offer you the cheapest money transfer rates possible.
The fastest way to send money from United States to Poland
When sending money from United States to Poland, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers.
Currently, XE is the fastest way to send USD - PLN.
What payment methods are available when sending money from United States to Poland?
Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. Typically you’ll find the most common methods are bank transfers and card payments, but some providers also accept cash and will even deliver funds straight to your recipient’s door.
Sending money to Poland from United States using credit card
To avoid high fees you can opt to use an online money transfer provider such as XE to pay for your transfer to Poland.
Sending money to Poland from United States using a debit card
With XE you can send money online to Poland using your debit card. But before making a payment, make sure you understand all the processing fees in place.
Using a wire transfer to send money from United States to Poland
Bank and wire transfers are the most common ways of sending money Poland as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.
If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Poland. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Poland.
When sending money to Poland from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate mark-up, and sometimes an additional incoming transfer fee.
On the other hand, you usually only pay a sender fee and a small exchange rate mark-up when using online money transfer services such as XE, TorFx and Wise.
Considerations for a USD - PLN Currency Transfer
Before sending money to Poland from United States, you should consider the following:
The amount you want to transfer: It is likely that the more money you send to Poland the more value you will get and more PLN the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
The USD - PLN exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 4.357617 and the lowest exchange rate margin is currently offered by XE at 4.32% above the mid market rate.
Hidden fees & charges: Before sending money to Poland, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, TorFx and Wise will give insight here.
How to send money from United States to Poland at the best rate?
This one’s easy. Simply use our comparison table above to find the best provider to send USD to PLN. After that it’s just a process of making your transfer via the following steps:
Click “Visit Site” inside our comparison table
Register for an account if required
Input how much you are willing to send
Fund your transfer
Receive & save an email confirming your transfer
How to receive transfers from USD to PLN in Poland?
Your recipient has a few methods available to receive your money in Poland. These will vary between providers, but it is possible to find services that will:
Deposit PLN directly into a bank account
Enable the recipient to pick up cash a specific locations across Poland
Deliver money directly to their door
Send PLN to your recipient’s mobile wallet
If your recipient is going to collect or have the money delivered to them in Poland, then they will usually need the following:
Government issued photo I.D. such as a driver's license, passport or Polish identity card (Dowód osobisty)
The money transfer reference number
Senders details and the amount of money sent
About Money Transfers to Poland from United States
We’ve compared the best money transfer providers to send money from United States to Poland. The cheapest provider for USD to PLN transfers is TorFx, while the fastest is XE.
|💰 Most transferred amount||1000PLN +|
|💸 Cheapest provider (on average)||TorFx|
|⚡ ️Fastest transfer time||In minutes with XE|
|💱 Currency Transfer Pair||USD - PLN|
|📈 USD - PLN mid market rate||4.357617|
|💳 Pay-in options in United States||Bank transfer from United States with XE, Debit card with XE, Credit card with XE|
|💵 Pay-out options in Poland||Bank accounts in Poland, Debit card|
|🏆 Top 3 USD - PLN providers||XE, TorFx and Wise|