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How to send money to Poland from United States

Get the best deals when you transfer from the United States to Poland. Find the cheapest, fastest, and most reliable providers with the best USD to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from United States.

Transferring the other way? Send PLN from Poland to United States instead.
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Wise was the top rated provider from United States to Poland

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from United States to Poland

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from United States to Poland

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Currencies Direct was the best for large transfers from United States to Poland

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

Best option: Wise

Wise is our top choice for USD to PLN transfers.

We tested & reviewed 21 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 96.1% of United States to Poland searches, and was the top rated company supporting money transfers between USD and PLN.

For a great mix of cost, speed & features, transfer from United States to Zloty using Wise.

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How to compare deals on your United States to Poland transfer

Summary of recent searches

Top rated for transfers from United States to Poland
Wise
Total number of US - PL providers
21
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations ahead of sending money from United States to Poland

1
Compare providers

A comparison of providers offering services between the United States and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 21 providers that provide services for sending US Dollar to Poland. This ensures you will get the best options for your transfer to Poland from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Poland.

2
Get ahead of the US Dollar-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and United States
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from the United States to Poland: Revolut

Revolut offers the lowest cost transfers of the 21 compared.

Data collected for transfers between the United States and Poland over the past six months shows that Revolut is % cheaper than the second-best option.

This cost combines an average exchange rate between the US Dollar and Zloty that is 0.14% different to the mid-market rate and an average fee of 0* USD.

*The most common fee applied to USD-PLN by Revolut, based on data from the past six months.

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Fastest money transfers to Poland from the United States: Ria Money Transfer.

Of 21 money transfer companies offering services from the United States to Poland, Ria Money Transfer is the quickest way to send money.

Through our comparison, we found Ria Money Transfer to be the fastest option for sending US Dollar to Zloty 32% of the time. For fast transfers between USD and PLN, Ria Money Transfer is a great option.

When sending money from the United States to Poland, Ria Money Transfer has an average fee of 4 USD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 21 money transfer providers offering the United States to Poland transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.

When you want the fastest way to send, Ria Money Transfer is our recommended choice for the United States to Poland transfers.

Send large sums of money

Transferring bigger amounts of money to Poland from the United States needs a strong exchange rate and effective management of the transfer.

From the
21 options we compared, Wise offers the strongest all round option for large transfers to Poland from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.

As such, we recommend Wise for large transfers between Poland and the United States.

Understanding the cost of transferring money from United States to Poland

The total cost of money transfers from United States to Poland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-PLN is currently 4.093 PLN per US Dollar. Providers offering services closer to this rate will ensure more Zloty for your US Dollars.

  • To give a historic average, over the last three months the USD-PLN mid-market rate has been 3.9507 PLN per US Dollar, this has had a high of 4.1482 and a low of 3.8105.

  • From the 21 companies compared, Wise offers the best exchange rate on transfers to Poland and the United States.

  • Generally, the exchange rate you receive on converting USD to PLN will be the biggest factor impacting the cost of sending US Dollars to Poland.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Zloty. Simply, the higher the amount received in the United States, the lower the cost of sending from Poland.

Finding the best exchange rate for US Dollar to Zloty

Timing is essential for sending money between USD and PLN. The exchange rate you secure impacts how much PLN you get for your USD.

Mid-market Rate
1
= 4.092 PLN

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to PLN averaged 3.9507 PLN.

  • The highest value recorded was 4.1482 PLN, while the lowest was 3.8105 PLN.

  • There are currently 21 providers offering transfers between the United States and Poland close to this rate

Want to secure the best USD-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Poland!

Payment methods available to fund your United States to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Poland.

    By using a money transfer company such as Revolut for transfers from United States to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 21 we tested when sending USD to Poland.

    With an average fee of USD0 to send money from United States to Poland, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to Poland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from United States to Poland, competing among a total of 21 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from United States to Poland, Xe emerges as our top choice of the 21 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.