How to send money to Poland from US with the best USD-PLN rate
Get the best deals when you transfer from the United States to Poland. Find the cheapest, fastest, and most reliable providers with the best USD to PLN exchange rates.
Read on for analysis on the best ways to send money to Poland from United States.
Transferring the other way? Send PLN from Poland to United States instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."


"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Best option: Wise
We tested & reviewed 17 money transfer providers, and Wise scored highly in each category.
Transferring 7,000 USD to PLN will cost you $31.69 in fees, and your recipient will get 25,264.65 PLN.
For a great mix of cost, speed & features, transfer from United States to Zloty using Wise.

How to compare deals on your United States to Poland transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Poland.
Choose a provider
Select the provider that offers you the best value & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Poland from the United States.
Considerations ahead of sending money from United States to Poland
A comparison of providers offering services between the United States and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 17 providers that provide services for sending US Dollar to Poland. This ensures you will get the best options for your transfer to Poland from the United States.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Poland.
Cheapest way to send money from the United States to Poland: Key Currency
Data collected for transfers between the United States and Poland over the past week shows that Key Currency is 0.01% cheaper than the second-best option.
This cost combines an exchange rate between the US Dollar and Zloty that is 0.25% different to the mid-market rate and a fee of 0 USD.

Fastest money transfers to Poland from the United States: Currencyflow.
With Currencyflow , the transfer time to Poland is minutes - 24 hours, with a 0 USD transfer fee (based on $7,000 transfer)
When testing the fastest options, we compared the 17 money transfer providers offering the United States to Poland transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.
When you want the fastest way to send, Currencyflow is our recommended choice for the United States to Poland transfers.

The best apps to send USD to Poland from United States
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 17 apps & companies for USD/PLN transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Send large sums of money abroad with Currencies Direct
From the 17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.
As such, we recommend Currencies Direct for large Poland transfers.

Understanding the cost of transferring money from United States to Poland
The total cost of money transfers from United States to Poland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-PLN is currently 3.6342 PLN per US Dollar. Providers offering services closer to this rate will ensure more Zloty for your US Dollars.
To give a historic average, over the last 7 days the USD-PLN mid-market rate has been 3.645 PLN per US Dollar, this has had a high of 3.6541 and a low of 3.6254.
From the 17 companies compared, Wise offers the best exchange rate on transfers to Poland and the United States.
Generally, the exchange rate you receive on converting USD to PLN will be the biggest factor impacting the cost of sending US Dollars to Poland.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Zloty. Simply, the higher the amount received in the United States, the lower the cost of sending from Poland.
Finding the best exchange rate for US Dollar to Zloty
Timing is essential for sending money between USD and PLN. The exchange rate you secure impacts how much PLN you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to PLN averaged 3.645 PLN.
The highest value recorded was 3.6541 PLN, while the lowest was 3.6254 PLN.
There are currently 17 providers offering transfers between the United States and Poland close to this rate
Want to secure the best USD-Zloty exchange rates?
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Payment methods available to fund your United States to Poland transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Poland.
By using a money transfer company such as Key Currency for transfers from United States to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Key Currency is the cheapest provider for bank transfers from the 17 we tested when sending USD to Poland.
With a fee of USD0 to send money from United States to Poland, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Poland with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from United States to Poland, competing among a total of 17 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from the United States to Poland, we to get the best deal.
Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Poland and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Poland.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PLN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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