Regency FX is the cheapest way to send money to Thailand, giving your recipient 66,992.99 THB from RM8,200.
If you need money fast, we suggest using Wise, your THB transfer will arrive in within minutes.
| 3 of 3 providers Last updated on 26 September 2026 | |||
| Based on 8,200 MYR transfer Best companies for MYR/THB transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee RM 83.16 1 MYR = 8.1954 THB -0.04% vs mid-market | Recipient gets ฿66,521.08 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.1954 THB ฿66,521.08You payRM 8,200.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 8.0336 THB +1.95% vs mid-market | Recipient gets ฿65,875.52 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.0336 THB ฿65,875.52You payRM 8,200.00 | |||
Run a live search Showing top Malaysia to Thailand deals for 8,200 MYR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much MYR you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 8.1699 THB +0.27% vs mid-market | Recipient gets ฿66,992.99 Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.1699 THB ฿66,992.99You payRM 8,200.00 | |||
| Wise Pay via Bank transfer | Fee RM 83.16 1 MYR = 8.1954 THB -0.04% vs mid-market | Recipient gets ฿66,521.08 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.1954 THB ฿66,521.08You payRM 8,200.00 | |||
| Wise Pay via FPX | Fee RM 83.16 1 MYR = 8.1954 THB -0.04% vs mid-market | Recipient gets ฿66,521.08 Within minutes | |
Ways to receive money in Thailand with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.1954 THB ฿66,521.08You payRM 8,200.00 | |||
| Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 8.0336 THB +1.95% vs mid-market | Recipient gets ฿65,875.52 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.0336 THB ฿65,875.52You payRM 8,200.00 | |||
| How Our Results Work Mid-market rate: 1 MYR = 8.1920 THB Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending RM8,200.
There are a few ways to fund your transfer, including bank transfer and fpx.
DuitNow and FPX are most common, both free and instant from your banking app.
This is for funding your money transfer account, not direct transfers to Thailand.
First time round you'll need your IC, or a passport and permit if you're a foreign worker.
Run a new recipient's account through Semak Mule before you send to confirm their details.
There are 5 ways across 3 money transfer services send money from Malaysia to Thailand.
Regular transfers from Malaysia
Online services and apps work well for smaller transfers sent home every month.
Wise charges MYR 83.16 and -0.04% markup to send MYR 8,200 and your recipient gets ฿66,521.08 in within minutes.
SST may appear separately on the fee.
Large transfers from Malaysia
Brokers are best for large MYR transfers to Thailand.
Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/THB exchange rate.
You get an account manager to handle your transfer, and it’s useful for things like home purchases in Thailand, tuition fees, or moving savings from Malaysia to Thailand.
Holding multiple balances
A multi-currency account is useful if you receive income from Thailand, or travel there often.
Wise lets you hold MYR and THB in one account, and convert between them when you need.
When converting MYR to THB, 8,200 MYR will get you 66,521.08 THB (after fees).
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 66,992.99 THB.
You can fund your transfer in MYR through bank transfer and fpx.
Paying through online banking (FPX)
Choose fpx at checkout and approve the payment through your Malaysian bank.
This is the simplest and quickest way to fund your account when sending money Thailand.
The processing fee may include SST, so double check the final THB amount first.
The recipient can receive THB through bank deposit.
They can receive money directly to the bank or card
For a card and bank deposit, you will need the recipient's account name, account number and bank details in Thailand.
Double check the info, since its very hard to stop or reverse once it leaves your account.
You pay RM8,200.00
฿66,993
Cheapest
You pay RM8,200.00
฿66,521
-฿472
Here are a few things to know about money transfers from Malaysia to Thailand.
For a RM 8,200 transfer, these are the best options:
Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 66,992.99 THB, which is 0.7% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 66,521.08 THB in within minutes.
Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.
Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.
Bank Negara Malaysia keeps the current FEP rules and notices here.
A bank or licensed money services business can ask what the payment is for and where the money came from.
Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.
For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.
Only use a bank or money transfer service regulated by Bank Negara Malaysia.
Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.
If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.
The exchange rate affects how many Baht your recipient gets for your Malaysian Ringgit.
Mid-market rate:1 MYR = 8.191995 THB
Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.
We track 3 of them on MYR to Thailand, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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