MoneyTransfers

Compare the best ways to send money from Japan to United States

Get the best deals when you transfer from Japan to United States. Find the cheapest, fastest, and most reliable providers with the best JPY to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Japan.

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Overall best choice: Wise

Wise is our top pick for JPY to USD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 87.8% of Japan to United States searches, and was the top rated company out of 6 that support JPY to USD.

So for a great mix of cost, speed & features, make your Japan to United States transfer using Wise.

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How to get the best deal on your Japan to United States transfer

Summary of recent searches

Top rated for transfers from Japan to United States
Wise
Total number of JP - US providers
6
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise
Best for credit card
Instarem

Important things to consider before sending money from Japan to United States

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Japan to United States to find out about fees, speed, and reliability.

Our analysis included 6 providers that operate between Japan and United States.

Through this, you get a comprehensive view of all the options you have in Japan when you need to send money to United States.

2
Think about the Yen-US Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in United States
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to United States from Japan: Regency FX

Get the lowest fees with Regency FX - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Regency FX is 0% cheaper than the second-best option.

The ¥0 transfer cost represents the most common fee for JPY to USD international transfers, based on data from the past six months.

If you want to secure the best rates on a JPY to United States transfer, make sure you pick Regency FX to send your money online.

*The most common fee applied to JPY-USD by Regency FX, based on data from the past six months.

Fastest way to send money from Japan to United States: Wise

Need to send money fast? Pick Wise and get your funds from Japan to United States at speed.

Our data shows that Wise came up as the fastest way to send money from Japan to United States in 55.9% of searches. This makes them well suited to urgent JPY to USD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Japan to United States - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to United States from Japan in 55.9% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send JPY from Japan to United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.

Understanding the costs involved when moving money from Japan to United States

When calculating the costs of money transfers between Japan and United States, here's what really matters:

The Mid-Market Rate: Today, the JPY-USD mid-market rate equals to 0.006528 USD per Yen.

The JPY-USD average exchange rate for the past three months has been 0.0067 USD per Yen, with a high of 0.0071 and a low of 0.0065.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from JPY to USD.

How to find the best exchange rate for Yen to US Dollar

Timing is essential for sending money between JPY and USD. The exchange rate you secure impacts how much USD you get for your JPY.

Mid-market Rate
1
= 0.006563 USD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from JPY to USD has seen some fluctuation. On average, it stood at 0.0067.

  • During this period, the highest value recorded was 0.0071, while the lowest was 0.0065.

  • Wise, which is our recommended service to send money online from Japan to United States offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best JPY-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to United States!

Payment methods available to fund your Japan to
United States transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Japan to United States.

    By using a money transfer company such as Regency FX for transfers from Japan to United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 6 we tested when sending JPY to United States.

    With an average fee of JPY0 to send money from Japan to United States, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to United States with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Japan to United States, competing among a total of 6 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Japan to United States, Instarem emerges as our top choice of the 6 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.