MoneyTransfers
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Compare ways to send money from United States to Japan

Compare the best ways to send money from the United States to Japan. Explore the fastest, cheapest, and most reliable providers with the best USD to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from the United States.

Transferring the other way? Send JPY from Japan to United States instead.
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Companies for transfers from United States to Japan

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%

"Send money to over 40 destinations online and in the mobile app."

Fees
$0 - $10
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."

Fees
1% - 3%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 4%

Best way to send: Wise

Wise is our top pick for sending USD to JPY.

We tested & reviewed 20 money transfer companies offering services between the United States and Japan, and Wise scored highly.

In total, Wise appeared in 83.5% of United States to Japan searches, and was the top rated company out of 20 that support transfers into Yen.

So for a great mix of cost, speed & features, make your United States to Japan transfer using Wise.

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How to compare deals on your United States to Japan transfer

Summary of recent searches

Top rated for transfers from United States to Japan
Wise
Total number of US - JP providers
20
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe

Considerations for sending money from United States to Japan

1
Compare providers

Always compare ways to send money from the United States to Japan to get the best options for fees, speed, and reliability.

Our analysis included 20 providers that operate between United States and Japan.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Japan.

2
Track the US Dollar-Yen exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Japan from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 20 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-JPY that is 0.19% different to the mid-market rate.

In comparison, Revolut is % cheaper than the second-best option.

To secure affordable and great rates on a USD to Japan transfer, Revolut is our recommended choice.

*The most common fee applied to USD-JPY by Revolut, based on data from the past six months.

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Fastest way to send money to Japan from the United States: Ria Money Transfer

We compared 20 companies and found Ria Money Transfer offers the fastest money transfers between the United States and Japan.

Our comparison shows Ria Money Transfer is the fastest option for sending US Dollar into Yen 35.9% of the time. For urgent USD to JPY money transfers, they’re our recommended choice.

A USD-Yen transfer through Ria Money Transfer comes with an average 4 USD fee.

To ensure Ria Money Transfer was the 'fastest' option we compared 20 providers. This comparison was for overall speed of sending money from the United States to Japan and is a combination of depositing US Dollar, transfer times to Japan and withdrawal timeframes where applicable.

When speed is a priority, Ria Money Transfer is the top choice for sending into Japan from the United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Japan from the United States needs a strong exchange rate and effective transfer management.

From the
20 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Japan from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Yens to Yen.

As such, we recommend Currencies Direct for large transfers between Japan and the United States.

Understanding the cost of moving money from United States to Japan

The total cost of sending money to Japan from the United States, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for USD-JPY is 149.549 JPY per US Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your US Dollar.

  • The average USD-JPY mid-market rate for the last three months has been 150.9503 JPY per US Dollar. This includes a high of 158.477, and low of 140.496.

  • Out of the 20 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting USD to JPY should be the biggest determining cost factor when transferring US Dollar to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 USD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from the United States will result in more money received in Japan.

Finding the best exchange rate for US Dollar to Yen

Timing is essential for sending money between USD and JPY. The exchange rate you secure impacts how much JPY you get for your USD.

Mid-market Rate
1 
=
149.530113 
JPY

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to JPY averaged 150.9503 JPY.

  • The highest value recorded was 158.477 JPY, while the lowest was 140.496 JPY.

  • There are currently 20 providers offering transfers between the United States and Japan close to this rate

Want to secure the best USD-Yen exchange rates?

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Paying for your United States to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from the United States to Japan.

    By using a money transfer company such as Revolut to send money from the United States to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Revolut is the cheapest money transfer provider for bank transfers from the 20 we tested when sending USD to Japan.

    With an average fee of USD0 to send money from the United States to Japan, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Japan with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from the United States to Japan. This is from the 20 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from the United States to Japan, emerges as our top choice of the 20 companies offering this service.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Japan?
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Can I send money from United States to Japan with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Japan through various providers?
How long does it take to send money from United States to Japan?
What is the best exchange rate I can get for sending money from United States to Japan?
Are there any minimum or maximum transfer amounts for sending money from United States to Japan?
Can I schedule regular transfers between United States and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.