"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
Best way to send: Wise
We tested & reviewed 20 money transfer companies offering services between the United States and Japan, and Wise scored highly.
In total, Wise appeared in 84.8% of United States to Japan searches, and was the top rated company out of 20 that support transfers into Yen.
So for a great mix of cost, speed & features, make your United States to Japan transfer using Wise.
How to compare deals on your United States to Japan transfer
Considerations for sending money from United States to Japan
Always compare ways to send money from the United States to Japan to get the best options for fees, speed, and reliability.
Our analysis included 20 providers that operate between United States and Japan.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Japan.
Cheapest way to send money to Japan from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-JPY that is 0.1% different to the mid-market rate.
In comparison, Revolut is % cheaper than the second-best option.
To secure affordable and great rates on a USD to Japan transfer, Revolut is our recommended choice.
*The most common fee applied to USD-JPY by Revolut, based on data from the past six months.
Fastest way to send money to Japan from the United States: Paysend
Our comparison shows Paysend is the fastest option for sending US Dollar into Yen 56.5% of the time. For urgent USD to JPY money transfers, they’re our recommended choice.
A USD-Yen transfer through Paysend comes with an average 0 USD fee.
To ensure Paysend was the 'fastest' option we compared 20 providers. This comparison was for overall speed of sending money from the United States to Japan and is a combination of depositing US Dollar, transfer times to Japan and withdrawal timeframes where applicable.
When speed is a priority, Paysend is the top choice for sending into Japan from the United States.
Send large sums of money
From the 20 options we compared, Wise offers the strongest all round option for large transfers to Japan from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Yens to Yen.
As such, we recommend Wise for large transfers between Japan and the United States.
Understanding the cost of moving money from United States to Japan
The total cost of sending money to Japan from the United States, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for USD-JPY is 157.571 JPY per US Dollar.
Finding a company offering an exchange rate closer to this will mean more Yen for your US Dollar.
The average USD-JPY mid-market rate for the last three months has been 151.0173 JPY per US Dollar. This includes a high of 161.7075, and low of 140.496.
Out of the 20 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting USD to JPY should be the biggest determining cost factor when transferring US Dollar to Japan.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 USD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.
A lower cost of sending from the United States will result in more money received in Japan.
Finding the best exchange rate for US Dollar to Yen
Timing is essential for sending money between USD and JPY. The exchange rate you secure impacts how much JPY you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to JPY averaged 151.0173 JPY.
The highest value recorded was 161.7075 JPY, while the lowest was 140.496 JPY.
There are currently 20 providers offering transfers between the United States and Japan close to this rate
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Paying for your United States to Japan money transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Japan and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Japan.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to JPY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.