How to send money to the US from Nigeria with the best NGN-USD rate
Get the best deals when you transfer from Nigeria to United States. Find the cheapest, fastest, and most reliable providers with the best NGN to USD exchange rates.
Read on for the best deals, expert information, and all you need to send money to United States from Nigeria.
"Africhange helps its customers send money to and from Africa, with licenses in Canada and the UK."
"Africhange helps its customers send money to and from Africa, with licenses in Canada and the UK."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Click here to see other options
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Best choice: Africhange
We tested & reviewed dozens of money transfer providers, and Africhange scored highly.
Transferring 360,000 NGN to USD will cost you ₦0 in fees, and you will receive 254.06 USD. The delivery time is minutes, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your Nigeria to the United States transfer using Africhange.
How to get the best deal on your Nigeria to United States money transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to the United States.
Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Nigeria and the United States.
Click, sign up & send
Follow the steps & make your transfer to the United States. Your funds will be sent from Nigeria and converted into US Dollar.
Summary of recent searches
Get the most from sending money from Nigeria to United States
Comparing providers offering services between Nigeria and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NGN-USD market and have compared 7 providers offering services between Nigeria and the United States.
This ensures you will get the most comprehensive options for sending Naira to the United States.
Whilst we rate Africhange as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Nigeria to the United States transfer needs.
Cheapest way to send money from Nigeria to United States: Lemfi
Our data shows, that Lemfi is 0.8% than the second-best option when sending via a bank transfer.
This includes the fee of 2.99 NGN and a NGN-USD exchange rate for international transfers that is 3.23% different to the mid-market rate.
Securing the best rates on a NGN to United States transfer can be done with Lemfi but you can always search for your specific amount.
Fastest money transfers to the United States from Nigeria: Grey.
With Grey , the transfer time to US is minutes, with a 0.5 NGN transfer fee (based on ₦360,000 transfer)
When testing the fastest options, we compared the 7 money transfer providers offering Nigeria to the United States transfers for overall speed. This included transfer times to after depositing Naira to a money transfer account.
When you want the fastest way to send, Grey is our recommended choice for Nigeria to the United States transfers.
Transferring large sums of money
Of the 7 money transfer companies tested, Africhange is the strongest option for large transfers from Nigeria to the United States.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to the United States can become expensive through your bank or with the wrong provider.
Africhange is our choice for sending large sums of money to NGN because they offer a strong all-round product.
Understanding the cost of money transfers from Nigeria to United States
The total cost of sending money to United States from Nigeria is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for NGN-USD is 0.0007 USD per Naira.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Nairas.
Over the last 7 days, the average NGN-USD mid-market rate has seen each Naira worth 0.0007 USD. Within this we see a high of 0.0007, and a low of 0.0007.
Of the 7 companies compared, Lemfi offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NGN to USD.
Fees: When sending money you may have to pay fees. Lemfi costs 2.99 NGN per transfer at the moment, which is the cheapest option of the 7 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Nigeria.
Track the exchange rate for Naira to US Dollar
Sending money at the right time between NGN and USD can make a huge difference to overall cost. The exchange rate impacts how much USD you get for your NGN.
Over the last 7 days, the average numbers are:
The exchange rate from NGN to USD averaged 0.0007 USD.
The highest value recorded was 0.0007 USD, while the lowest was 0.0007 USD.
7 providers currently offer transfers between Nigeria and the United States close to this rate
Want to secure the best NGN-US Dollar exchange rates?
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Payment options for transfers from Nigeria to United States
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Nigeria to the United States.
Using a money transfer company such as Lemfi for payments from Nigeria to the United States, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Lemfi is the best money transfer provider for bank transfers of the 7 we compared when sending NGN to the United States.
With a fee of 2.99 NGN to transfer money from Nigeria to the United States, Lemfi offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Nigeria to the United States is easy with Western Union Agent.
Western Union Agent is a leader in debit card money transfers from Nigeria to the United States. They are the best option of the 7 transfer companies compared.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
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Can I send money from Nigeria to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to United States through various providers?
How long does it take to send money from Nigeria to United States?
What is the best exchange rate I can get for sending money from Nigeria to United States?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to United States?
Can I schedule regular transfers between Nigeria and United States?
Tools & resources
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