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Overall best choice: Western Union
We tested & reviewed dozens of money transfer providers, and Western Union scored highly.
Western Union appeared in 93.2% of Nigeria to United States searches, and was the top rated company out of 4 that support NGN to USD.
So for a great mix of cost, speed & features, make your Nigeria to United States transfer using Western Union.
How to get the best deal on your Nigeria to United States transfer
Summary of recent searches
Important things to consider before sending money from Nigeria to United States
Don't settle for the first option. Always compare ways to send money from Nigeria to United States to find out about fees, speed, and reliability.
Our analysis included 4 providers that operate between Nigeria and United States.
Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to United States.
Cheapest way to send money to United States from Nigeria: Western Union
Data collected over the past six months show that Western Union is 0% cheaper than the second-best option.
The ₦0 transfer cost represents the most common fee for NGN to USD international transfers, based on data from the past six months.
If you want to secure the best rates on a NGN to United States transfer, make sure you pick Western Union to send your money online.
*The most common fee applied to NGN-USD by Western Union, based on data from the past six months.
Fastest way to send money from Nigeria to United States: Western Union
Our data shows that Western Union came up as the fastest way to send money from Nigeria to United States in 93.3% of searches. This makes them well suited to urgent NGN to USD money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Nigeria to United States - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to United States from Nigeria in 93.3% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Western Union.
While Western Union may not always be the cheapest or fastest way to send NGN from Nigeria to United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.
Understanding the costs involved when moving money from Nigeria to United States
When calculating the costs of money transfers between Nigeria and United States, here's what really matters:
The Mid-Market Rate: Today, the NGN-USD mid-market rate equals to 0.000899 USD per Naira. Keep in mind that this rate fluctuates all the time.
The NGN-USD average exchange rate of the past three months has been 0.0011 USD per Naira, with a high of 0.0023 and a low of 0.0006.
Fees and Markups: That's where Western Union shines, combining the best of both worlds: excellent NGN to USD rates that are only 2.78% away from the average.
How to find the best exchange rate for Naira to US Dollar
Timing is essential sending money between NGN and USD. The exchange rate you secure impacts how much USD you get for your NGN.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NGN to USD has seen some fluctuation. On average, it stood at 0.0011.
During this period, the highest value recorded was 0.0023, while the lowest was 0.0006.
Western Union, which is our recommended service to send money online from Nigeria to United States offers an exchange rate that is only 2.78% above the mid-market rate.
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Payment methods available to fund your Nigeria to United States transfer
Bank transfers
Bank transfers are often the default option for sending money from Nigeria to United States.
By using a money transfer company such as Western Union for transfers from Nigeria to United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Western Union is the cheapest provider for bank transfers from the 4 we tested when sending NGN to United States.
With an average fee of NGN0 to send money from Nigeria to United States, Western Union offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to United States with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Nigeria to United States, competing among a total of 4 active money transfer companies on this route. They consistently rank at the top in this category.
Credit cards
When it comes to credit card transfers from Nigeria to United States, Instarem emerges as our top choice of the 4 companies offering this service.
Our comparison engine's last six months of data on NGN to USD searches show Instarem has been ranked as the cheapest provider.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to United States .
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
