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Best choice: Western Union
We tested & reviewed dozens of money transfer providers, and Western Union scored highly.
Western Union appeared in 46.3% of Nigeria to the United States searches in the last 6 months, and was the top rated company out of 5 that support NGN to USD.
So for a great blend of cost, speed & features, make your Nigeria to the United States transfer using Western Union.
How to get the best deal on your Nigeria to United States money transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to the United States.
- Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Nigeria and the United States.
- Click, sign up & send
Follow the steps & make your transfer to the United States. Your funds will be sent from Nigeria and converted into US Dollar.
Summary of recent searches
Get the most from sending money from Nigeria to United States
Comparing providers offering services between Nigeria and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire NGN-USD market and have compared 5 providers offering services between Nigeria and the United States.
This ensures you will get the most comprehensive options for sending Naira to the United States.
Whilst we rate Western Union as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Nigeria to the United States transfer needs.
Cheapest way to send money from Nigeria to United States: Airwallex
Our data shows, over the past six months, that Airwallex is 0.5% than the second-best option when sending via a bank transfer.
This measure includes an average fee of 0* NGN and a NGN-USD exchange rate for international transfers that is 2.88% different to the mid-market rate.
Securing the best rates on a NGN to United States transfer can be done with Airwallex but you can always search for your specific amount.
*The most common fee applied by Airwallex when sending NGN-USD, based on data from the past six months.
Fastest money transfers to the United States from Nigeria: Western Union.
Through our comparison, we found Western Union to be the fastest option for sending Naira to US Dollar 46.3% of the time. For fast transfers between NGN and USD, Western Union is a great option.
When sending money from Nigeria to the United States, Western Union has an average fee of 0 NGN. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 5 money transfer providers offering Nigeria to the United States transfers for overall speed. This included transfer times to after depositing Naira to a money transfer account.
When you want the fastest way to send, Western Union is our recommended choice for Nigeria to the United States transfers.
Transferring large sums of money
Of the 5 money transfer companies tested, Western Union is the strongest option for large transfers from Nigeria to the United States.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to the United States can become expensive through your bank or with the wrong provider.
Western Union is our choice for sending large sums of money to NGN because they offer a strong all-round product.
Understanding the cost of money transfers from Nigeria to United States
The total cost of sending money to United States from Nigeria is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for NGN-USD is 0.0006 USD per Naira.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Nairas.
Over the last three months, the average NGN-USD mid-market rate has seen each Naira worth 0.0007 USD. Within this we see a high of 0.0008, and a low of 0.0006.
Of the 5 companies compared, Payoneer offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NGN to USD.
Fees: When sending money you may have to pay fees. Airwallex has had an average fee of 0 NGN per transfer over the last 6 months, the lowest of the 5 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Nigeria.
Track the exchange rate for Naira to US Dollar
Sending money at the right time between NGN and USD can make a huge difference to overall cost. The exchange rate impacts how much USD you get for your NGN.
Over the last six months, the average numbers are:
The exchange rate from NGN to USD averaged 0.0007 USD.
The highest value recorded was 0.0008 USD, while the lowest was 0.0006 USD.
5 providers currently offer transfers between Nigeria and the United States close to this rate
Want to secure the best NGN-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to United States!
Payment options for transfers from Nigeria to United States
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Nigeria to the United States.
Using a money transfer company such as Airwallex for payments from Nigeria to the United States, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Airwallex is the best money transfer provider for bank transfers of the 5 we compared when sending NGN to the United States.With an average fee of 0 NGN to transfer money from Nigeria to the United States, Airwallex offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Nigeria to the United States is easy with Wise.
Wise is a leader in debit card money transfers from Nigeria to the United States. They are the best option of the 5 transfer companies compared.
Credit cards
When it comes to credit card transfers from Nigeria to the United States, Instarem is the top choice of the 5 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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