Send money from Nigeria to United States

Best ways to send money to the US from Nigeria

• 🏅 The overall best way to send NGN to the USA: Western Union

• 💲 The cheapest way to send money to the USA from Nigeria: Western Union

• ⏲️ The fastest way to send money to the US from Nigeria: Western Union

• 🏦 The best way to send money from Nigeria to the US via a bank transfer: Western Union

• 💳 The best provider for credit card transfers from Nigeria to the USA: Western Union

• 💳 The best provider for debit card transfers from Nigeria to the US: Western Union

NGN to USD Currency Transfers

Whether you are sending NGN to the United States for personal or business reasons, millions of international remittances are sent to the United States every year. With an estimated population of 331 million people and the world’s highest GDP, it is safe to say the United States is a global superpower. As the number of money transfer specialists providing services from Nigeria to United States continues to rise, it has never been easier to send money to the US safely and securely.

Best Providers for Sending Money to United States from Nigeria

When considering how to send money United States from Nigeria there are some key aspects of the transfer that will impact the best provider for your needs.

There are plenty of international money transfer providers for Nigeria to United States. The fastest provider is Western Union. The cheapest transfer provider we found is Western Union at 0.00% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using Western Union when sending NGN - USD.

This means that by using Western Union for online money transfers to United States from Nigeria, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access Western Union for any reason, our comparison engine has found and also to be very good options when sending NGN to USD.

If you are looking to make an international transfer, in some cases you might need to know the SWIFT/BIC code of your recipient in United States. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in United States.

The cheapest way to send money from Nigeria to United States

The cost of transferring money will depend on the value of the transaction and amount of USD you want the recipient in United States to receive.

In order to avoid high fees, you should consider the cheapest way to send money from Nigeria to United States.

Western Union has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from Nigeria to United States

When sending money from Nigeria to United States, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, Western Union is the fastest way to send NGN - USD.

What payment methods are available when sending money from Nigeria to United States?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to United States from Nigeria using credit card

To avoid high fees you can opt to use an online money transfer provider such as Western Union to pay for your transfer to United States. Our guide on sending money using a credit card has more information.

Sending money to United States from Nigeria using a debit card

With Western Union you can send money online to United States using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information.

Using a wire transfer to send money from Nigeria to United States

Bank and international wire transfers are the most common ways of sending money United States as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Western Union to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to United States from Nigeria using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you're unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as Western Union, and .

Considerations for a NGN to USD Currency Transfer

Before sending money to United States from Nigeria, you should consider the following:

1. The amount you want to transfer: It is likely that the more money you send to United States the more value you will get and more USD the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.

2. The NGN - USD exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.002172 and the lowest exchange rate margin is currently offered by Western Union at 0.00% above the mid market rate.

3. Hidden fees & charges: Before sending money to United States, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Western Union, undefined and undefined will give insight here.

How to send money from Nigeria to United States at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send NGN to USD. After that it’s just a process of making your transfer via the following steps:

1. Click “Visit Site” inside our comparison table

2. Register for an account if required

3. Input how much you are willing to send

4. Fund your transfer

5. Receive & save an email confirming your transfer

How to receive transfers from NGN to USD in United States?

Your recipient has a few methods available to receive your money in United States. These will vary between providers, but it is possible to find services that will:

• Deposit USD directly into a bank account

• Enable the recipient to pick up cash a specific locations across United States

• Deliver money directly to their door

• Send USD to your recipient’s mobile wallet

If your recipient is going to collect or have the money delivered to them in United States, then they will usually need the following:

• A government issued I.D document

• The money transfer reference number

• Senders details and the amount of money sent

How much money can be transferred from Nigeria to United States?

The amount of USD you can receive from Nigeria will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.

You should also check if there are any government regulations pertaining to the amount of USD that can be received in United States or sent from Nigeria before making your transfer.

About Money Transfers to the US from Nigeria

We’ve compared the best money transfer providers to send money from Nigeria to the USA. The cheapest provider for NGN to USD transfers is Western Union, while the fastest is Western Union.