How to send money from Japan to Philippines with the best JPY/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Japan.

To make it easier, here are your best options:

  • Wise is the best way to send money from Japan to the Philippines

  • TorFx is the cheapest way to send JPY to the Philippines

  • TorFx is the fastest way to transfer JPY/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about JPY/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Japan instead.
January 2nd, 2026
1,000,000 JPY
PHP
Last updated: Today
Results below are based on a 1000000 JPY search
Live mid-market rate*: 1 JPY = 0.375512 PHP
Promoted
Wise
Recipient gets (PHP)
₱371,560.90
Full transfer details
Visit Wise
₱7,314 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱372,870.00
Full transfer details
Visit Xe
₱8,623 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
7 of 7 providers
1
TorFx
Recipient gets (PHP)
₱374,385.46
Full transfer details
Visit TorFx
₱10,139 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
OFX
Recipient gets (PHP)
₱373,634.44
Full transfer details
Visit OFX
₱9,388 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Xe
Recipient gets (PHP)
₱372,870.00
Full transfer details
Visit Xe
₱8,623 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
4
Wise
Recipient gets (PHP)
₱371,560.90
Full transfer details
Visit Wise
₱7,314 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Remitly
Recipient gets (PHP)
₱360,100.00
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱371,560.90
Full transfer details
Visit Wise
₱7,314 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱372,870.00
Full transfer details
Visit Xe
₱8,623 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest JPY to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current JPY/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Yen.

Here are the latest JPY/PHP conversion rates for the most popular transfer amounts.

JPYPHP Price
1 JPY0.38
5 JPY1.88
10 JPY3.75
25 JPY9.38
50 JPY18.77
100 JPY37.54
150 JPY56.31
200 JPY75.08
250 JPY93.85
300 JPY112.62
400 JPY150.16
500 JPY187.69
600 JPY225.23
700 JPY262.77
800 JPY300.31
1000 JPY375.39
1500 JPY563.08
2000 JPY750.78
2500 JPY938.47
3000 JPY1126.17
4000 JPY1501.56
5000 JPY1876.94
10000 JPY3753.89
15000 JPY5630.84
20000 JPY7507.78
30000 JPY11261.67
40000 JPY15015.56
50000 JPY18769.45
100000 JPY37538.90
PHPJPY Price
1 PHP2.66
5 PHP13.32
10 PHP26.64
25 PHP66.60
50 PHP133.20
100 PHP266.39
150 PHP399.59
200 PHP532.78
250 PHP665.98
300 PHP799.17
400 PHP1065.56
500 PHP1331.95
600 PHP1598.34
700 PHP1864.73
800 PHP2131.13
1000 PHP2663.91
1500 PHP3995.86
2000 PHP5327.81
2500 PHP6659.77
3000 PHP7991.72
4000 PHP10655.63
5000 PHP13319.53
10000 PHP26639.07
15000 PHP39958.61
20000 PHP53278.14
30000 PHP79917.21
40000 PHP106556.28
50000 PHP133195.35
100000 PHP266390.70

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Japan to Philippines
Wise
Total number of JP - PH providers
7
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within a week
Best for bank transfers
TorFx
Best for debit card
Remitly
Best for credit card
Remitly

Everything you need to know about sending JPY to PHP

We’ve compared 7 money transfer companies for JPY/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best JPY/PHP exchange rate (1 JPY = 0.3744 PHP) and the lowest fees of 0 JPY.

For a 1,000,000 JPY transfer, you will receive 374,385.46 PHP with TorFx.

If you need money quickly, TorFx is the fastest way to send Yen to the the Philippines.

It will cost you 0 JPY, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

The best apps to send JPY to Philippines from Japan

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 7 apps & companies for JPY/PHP transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

TorFx App

iOS: 4.7 / 106 reviews

Android: 4.8 / 835 reviews

No

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Find the best JPY/PHP transfer rates

How to get the best exchange rate for your money transfers from Japan to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Japan.

Mid-market Rate
1 
JPY
=
0.375389 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Japan to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up JPY/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best JPY-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Japan to Philippines!

Our methodology

We’ve compared and analyzed 7 money transfer companies that support money transfers from Japan to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing JPY/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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