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Send money from Philippines to United States
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Transferring 400,000 PHP to USD will cost you ₱1283.02 in fees, and you will receive 7,038.99 USD. The delivery time is within a week, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your the Philippines to the United States transfer using Wise.
How to get the best deal on sending money from Philippines to United States
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to the United States.
- Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from Philippines to United States
Comparing providers offering services between the Philippines and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire PHP-USD market and have compared 2 providers offering services between the Philippines and the United States.
This ensures you will get the most comprehensive options for sending Philippine Peso to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the Philippines to the United States transfer needs.
Cheapest way to transfer money from Philippines to United States: Wise
Data collected over the past week shows that Wise is 1.39% cheaper than the second-best option.
This includes the transfer fee of 1283.02 PHP an exchange rate for buying US Dollar with Philippine Pesos that is -0.23% different to the mid-market rate.
If you want to secure the best rates on transfers from Philippines to United States, Wise will result in the most US Dollar received.
Fastest money transfers to the United States from the Philippines: OFX.
With OFX , the transfer time to US is minutes - 24 hours, with a 0 PHP transfer fee (based on ₱400,000 transfer)
When testing the fastest options, we compared the 2 money transfer providers offering the Philippines to the United States transfers for overall speed. This included transfer times to after depositing Philippine Peso to a money transfer account.
When you want the fastest way to send, OFX is our recommended choice for the Philippines to the United States transfers.
Sending large amounts of money
Of the 2 companies compared, Wise has the strongest option for large transfers from the Philippines to the United States.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to US Dollar.
The Wise rate makes them great for large transfers between the United States and the Philippines.
Understanding the cost of money transfers from Philippines to United States
The total cost of sending money to United States from the Philippines is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for PHP-USD is 0.0176 USD per Philippine Peso.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Philippine Pesos.
Over the last 7 days, the average PHP-USD mid-market rate has seen each Philippine Peso worth 0.0175 USD. Within this we see a high of 0.0177, and a low of 0.0175.
Of the 2 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to USD.
Fees: When sending money you may have to pay fees. Wise costs 1283.02 PHP per transfer at the moment, which is the cheapest option of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from the Philippines.
Finding the best exchange rate between Philippine Peso and US Dollar
Getting a strong exchange rate between PHP and USD is essential. The exchange rate you secure impacts how much USD you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to USD has averaged 0.0175.
In this period there was a high of 0.0177, and a low of 0.0175.
Wise, which is our recommended service to send money online from Philippines to United States offers 0.0177 USD per PHP which is only -0.23% above the mid-market rate.
Want to secure the best PHP-US Dollar exchange rates?
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Funding your Philippines to United States money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to the United States.
By using a money transfer company such as Wise for transfers from the Philippines to the United States, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to the United States.
With a fee of 1283.02 PHP to send money from the Philippines to the United States, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to the United States with a debit or a prepaid card is easy with .
is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the United States.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
