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Compare ways to send money from Philippines to United States

Compare the best ways to send money from the Philippines to the United States. Explore the fastest, cheapest, and most reliable providers with the best PHP to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from the Philippines.

Transferring the other way? Send USD from United States to Philippines instead.
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Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Best choice: OFX

OFX is our recommended way to send Philippine Peso to USD.

We tested & reviewed dozens of money transfer providers, and OFX scored highly.

OFX appeared in 37.5% of the Philippines to the United States searches in the last 6 months, and was the top rated company out of 8 that support PHP to USD.

So for a great blend of cost, speed & features, make your the Philippines to the United States transfer using OFX.

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How to get the best deal on sending money from Philippines to United States

Summary of recent searches

Top rated for transfers from Philippines to United States
OFX
Total number of PH - US providers
8
Average cheapest fees & rate
CurrencyFair
Average fastest transfer
CurrencyFair
Average transfer time
Within minutes
Best for bank transfers
CurrencyFair
Best for debit card
Instarem
Best for credit card
Wise

Get the most from sending money from Philippines to United States

1
Compare providers

Comparing providers offering services between the Philippines and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire PHP-USD market and have compared 8 providers offering services between the Philippines and the United States.

This ensures you will get the most comprehensive options for sending Philippine Peso to the United States.

Whilst we rate OFX as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the Philippines to the United States transfer needs.

2
Beat the Philippine Peso-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Philippines and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money from Philippines to United States: CurrencyFair

CurrencyFair is the cheapest way to send money to the United States from the Philippines out of the 8 companies compared.

Data collected over the past six months shows that CurrencyFair is 0% cheaper than the second-best option.

This includes an average transfer fee of 3.99* PHP an exchange rate for buying US Dollar with Philippine Pesos that is 0% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to United States, CurrencyFair will result in the most US Dollar received.

*The most common fee applied to PHP-USD by CurrencyFair, based on data from the past six months.

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Fastest money transfers to the United States from the Philippines: CurrencyFair.

Of 8 money transfer companies offering services from the Philippines to the United States, CurrencyFair is the quickest way to send money.

Through our comparison, we found CurrencyFair to be the fastest option for sending Philippine Peso to US Dollar 47.5% of the time. For fast transfers between PHP and USD, CurrencyFair is a great option.

When sending money from the Philippines to the United States, CurrencyFair has an average fee of 4 PHP. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 8 money transfer providers offering the Philippines to the United States transfers for overall speed. This included transfer times to after depositing Philippine Peso to a money transfer account.

When you want the fastest way to send, CurrencyFair is our recommended choice for the Philippines to the United States transfers.

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Sending large amounts of money

Transferring Philippine Peso to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
8 companies compared, OFX has the strongest option for large transfers from the Philippines to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to US Dollar.

The OFX rate makes them great for large transfers between the United States and the Philippines.

Understanding the cost of money transfers from Philippines to United States

The total cost of sending money to United States from the Philippines is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for PHP-USD is 0.0169 USD per Philippine Peso.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Philippine Pesos.

Over the last three months, the average PHP-USD mid-market rate has seen each Philippine Peso worth 0.0174 USD. Within this we see a high of 0.018, and a low of 0.0169.

Of the 8 companies compared, CurrencyFair offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to USD.

Fees: When sending money you may have to pay fees. CurrencyFair has had an average fee of 3.99 PHP per transfer over the last 6 months, the lowest of the 8 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from the Philippines.

Finding the best exchange rate between Philippine Peso and US Dollar

Getting a strong exchange rate between PHP and USD is essential. The exchange rate you secure impacts how much USD you get for your PHP.

Mid-market Rate
1
= 0.016934 USD

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from PHP to USD has averaged 0.0174.

  • In this period there was a high of 0.018, and a low of 0.0169.

  • OFX, which is our recommended service to send money online from Philippines to United States offers an exchange rate with a mark up of 3.27% above the mid-market rate.

Want to secure the best PHP-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to United States!

Funding your Philippines to
United States money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to the United States.

    By using a money transfer company such as CurrencyFair for transfers from the Philippines to the United States, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, CurrencyFair is the cheapest way to send money via a bank transfer. This is of the 8 companies we tested when sending PHP to the United States.

    With an average fee of 3.99 PHP to send money from the Philippines to the United States, CurrencyFair offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to the United States with a debit or a prepaid card is easy with Instarem.


    Instarem is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the United States.

  • Credit cards

    When it comes to sending money with a credit card from the Philippines to the United States, Instarem is our top choice of the 8 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Philippines to United States?
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Can I send money from Philippines to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to United States through various providers?
How long does it take to send money from Philippines to United States?
What is the best exchange rate I can get for sending money from Philippines to United States?
Are there any minimum or maximum transfer amounts for sending money from Philippines to United States?
Can I schedule regular transfers between Philippines and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.