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How to Send Money from Poland to Canada

Get the best deals when you transfer from Poland to Canada. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Poland.

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How to send money to Canada from Poland

The best way to send PLN to CAD

TorFx

The total number of Poland to Canadian Dollar providers

10

The average cheapest way to send money from Poland to Canada

Key Currency

Best option for debit card transfers

Wise

Best option for bank transfers

HSBC

You can always compare rates and fees based on your transfer amount and payment options when sending money.

The best way to send money from Poland to Canada

We recommend using Wise for money transfers to Canada from Poland.

We analyzed 10 providers that allow PLN to CAD transfers. Wise emerged as the best option in 66.7% of searches.

What’s the cheapest way to send money from Poland to Canada?

Based on results from the last 3 months, of the 10 providers we list, the cheapest way to send money from the Poland to Canada was Key Currency, and the average cheapest payment method was bankTransfer.

Key Currency has averaged 0.1% cheaper than the next nearest provider for money transfers to Canada from Poland.

Just to make you aware, bankTransfer was the overall cheapest payment method.

The cheapest way to send money isn't always the fastest

Be sure to pick the right option, Instarem is the most cost effective way of sending, but make sure the timeframes work for you.

How the cost of sending money to Canada from Poland is calculated

The cost of sending money from Poland to Poland depends on several things, including:

The mid-market rate

The current mid-market rate between PLN and CAD is 0.340206. The rate the time you transfer will impact your overall cost. As an example, Wise has averaged -0.05% below the mid-market rate over the last 3 months, generally making sending money a little cheaper before fees.

The markup and fee

Providers will often charge a markup on the rate, fees, or both, for transfers between Poland and Canada. This is why Instarem is listed as our cheapest option - they offer the best combination of Zloty to Canadian Dollar (0.14) and fees (0).

Bank transfers from Poland to Canada

Bank transfers are the most common way of sending PLN to Canada as they are secure, reliable, and convenient.

If you want to send Zlotys to Canada through a bank transfer, HSBC has been the top rated provider in our comparison system for the last 3 months, being recommended 52.1% of the time.

That’s because companies like HSBC bypass the SWIFT network by relying on their own digital network of banks, making transfers faster and cheaper. As an example, HSBC's transaction fees for Zlotys into Canada have averaged significantly lower than banks for the last 3 months.

Credit card payments from Poland to Canada

Sending money with a credit card is quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

If you want to send Zlotys to Canada with a credit card, Wise has been the top rated provider in our comparison system for the last 3 months, being recommended 21.9% of the time.

Beware of charges

Credit card payments are often classified as cash advances, which bring their own charges, not to mention currency conversion and usage fees. And forgetting to pay your balance can result in high interest charges or even damage your credit score.

Debit card payments from Poland to Canada

Debit card payments let you send money from the Poland to Canada with the similar convenience of a credit card, and there are usually no tax advance fees. That said, when sending money from a debit card, you might still face currency exchange fees, processing fees, and other expenses, making this a pricier option than a simple bank transfer.

If you want to send Zlotys to Canada with a debit card, Wise has been the top rated provider in our comparison system for the last 3 months, recommended 21.9% of the time.

Finding the best exchange rate for PLN to CAD

The mid-market exchange rate changes daily, so timing your transfer can make a big difference to how many Canadian Dollars you can get for your Zlotys. The average Zloty to Canadian Dollar mid-market rate over the last month was 0.3417, with a low of 0.3389 and a high of 0.3446.

For comparison, the best exchange rate for PLN to CAD right now is through Wise, at a difference of -0.02%.

How we find the best transfer deals from Poland to Canada

We’ve compared the cost, speed, and product offering of the top money transfer services (including TorFx) available between Canada and Poland.

We also produce unbiased, detailed reviews of all the top money transfer companies for sending Zloty to Canada, helping you in making smarter, simpler choices. We pride ourselves on our objective reviews, maintaining complete independence in our analysis and ratings.

Take a look at our comprehensive editorial policy for more information about our dedication to integrity and transparency.

Frequently asked questions

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Contributors

Keith Hodges
Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.
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