MoneyTransfers

How to send money to the US from Poland with the best PLN-USD rate

Get the best deals when you transfer from Poland to United States. Find the cheapest, fastest, and most reliable providers with the best PLN to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Poland.

Transferring the other way? Send USD from United States to Poland instead.
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July 15th, 2025
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Best money transfer companies

Send money from Poland to United States

Last updated: Today
Mid-market rate as of 07/15/2025: 1 PLN = 0.274829 USD
Results below are based on a 30000 PLN search
0 of 15 providers
Sponsored
Wise
Recipient gets (USD)
$8,189.07
Full transfer details
Visit Wise
$192 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,124.00
Full transfer details
Visit Xe
$126 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$8,224.26
Full transfer details
Visit Key Currency
$227 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (USD)
$8,222.61
Full transfer details
Visit Regency FX
$225 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (USD)
$8,220.14
Full transfer details
Visit TorFx
$223 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (USD)
$8,199.00
Full transfer details
Visit OFX
$201 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
5
Currencies Direct
Recipient gets (USD)
$8,193.00
Full transfer details
Visit Currencies Direct
$195 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (USD)
$8,189.07
Full transfer details
Visit Wise
$192 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
CurrencyFair
Recipient gets (USD)
$8,189.00
Full transfer details
Visit CurrencyFair
$191 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (USD)
$8,124.00
Full transfer details
Visit Xe
$126 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Profee
Recipient gets (USD)
$8,071.86
Full transfer details
Visit Profee
$74 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
10
Remitly
Recipient gets (USD)
$7,998.00
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$8,219.04
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (USD)
    $7,974.25
    Not recommended
Sponsored
Wise
Recipient gets (USD)
$8,189.07
Full transfer details
Visit Wise
$192 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,124.00
Full transfer details
Visit Xe
$126 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Zloty to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 30,000 PLN to USD will cost you zł205.32 in fees, and you will receive 8,189.07 USD. The delivery time is same day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Poland to the United States transfer using Wise.

Wise is the top rated company for sending money from Poland (PLN) to United States (USD) - Wise Screenshot

How to get the best deal on sending money from Poland to United States

Summary of recent searches

Top rated for transfers from Poland to United States
Wise
Total number of PL - US providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Get the most from sending money from Poland to United States

1
Compare providers

Comparing providers offering services between Poland and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire PLN-USD market and have compared 15 providers offering services between Poland and the United States.

This ensures you will get the most comprehensive options for sending Zloty to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Poland to the United States transfer needs.

2
Beat the Zloty-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Poland and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from Poland to United States: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 15 compared for sending Zloty to the United States.

Our data shows, that Key Currency is 0.02% than the second-best option when sending via a bank transfer.

This includes the fee of 0 PLN and a PLN-USD exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a PLN to United States transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from Poland (PLN) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Poland: Wise.

Of 15 money transfer companies offering services from Poland to the United States, Wise is the quickest way to send money.

With Wise , the transfer time to US is same day, with a 205.32 PLN transfer fee (based on zł30,000 transfer)

When testing the fastest options, we compared the 15 money transfer providers offering Poland to the United States transfers for overall speed. This included transfer times to after depositing Zloty to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Poland to the United States transfers.

Wise is the fastest way to send money from Poland (PLN) to United States (USD) - Wise Screenshot

Sending large sums of money?

For transferring a bigger sum of money to the United States from Poland, we’d recommend using a provider that can offer a hands-on approach.

Of the
15 companies tested, Wise is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to United States from Poland can be expensive.

Wise is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.

Understanding the cost of money transfers from Poland to United States

The total cost of sending money to United States from Poland is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for PLN-USD is 0.2746 USD per Zloty.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Zlotys.

Over the last 7 days, the average PLN-USD mid-market rate has seen each Zloty worth 0.2747 USD. Within this we see a high of 0.2766, and a low of 0.2731.

Of the 15 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PLN to USD.

Fees: When sending money you may have to pay fees. Key Currency costs 0 PLN per transfer at the moment, which is the cheapest option of the 15 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Poland.

How to find the best exchange rate for Zloty to US Dollar

Timing is essential for sending money between PLN and USD. The exchange rate you secure impacts how much USD you get for your PLN.

Mid-market Rate
1 
PLN
=
0.274594 
USD

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from PLN to USD has seen some fluctuation. On average, it stood at 0.2747.

  • During this period, the highest value recorded was 0.2766, while the lowest was 0.2731.

  • Wise, which is our recommended service to send money online from Poland to United States offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best PLN-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to United States!

Payment options for Poland to
United States money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to the United States.

    By using a money transfer company such as Key Currency for transfers from Poland to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 15 we compared for transfers from PLN into the United States.

    With a fee of 0 PLN to send money from Poland to the United States, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to the United States with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from Poland to the United States. This cost is against a total of 15 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to the United States, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Poland to United States?
Are there any tax implications to sending money from Poland to United States?
Can I send money from Poland to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Zlotys to United States through various providers?
How long does it take to send money from Poland to United States?
What is the best exchange rate I can get for sending money from Poland to United States?
Are there any minimum or maximum transfer amounts for sending money from Poland to United States?
Can I schedule regular transfers between Poland and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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