MoneyTransfers

How to send money to Philippines from Poland with the best PLN-PHP rate

Compare the best ways to send money from Poland to the Philippines. Find the cheapest, fastest, and most reliable providers with the best PLN to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Poland.

Transferring the other way? Send PHP from Philippines to Poland instead.
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July 11th, 2025
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Best money transfer companies

Send money from Poland to Philippines

Last updated: Today
Mid-market rate as of 07/11/2025: 1 PLN = 15.499571 PHP
Results below are based on a 30000 PLN search
0 of 11 providers
Sponsored
Wise
Recipient gets (PHP)
₱460,451.78
Full transfer details
Visit Wise
₱9,414 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱458,970.00
Full transfer details
Visit Xe
₱7,932 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱463,731.66
Full transfer details
Visit Regency FX
₱12,694 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PHP)
₱463,592.17
Full transfer details
Visit TorFx
₱12,555 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
CurrencyFair
Recipient gets (PHP)
₱461,980.00
Full transfer details
Visit CurrencyFair
₱10,942 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
Wise
Recipient gets (PHP)
₱460,451.78
Full transfer details
Visit Wise
₱9,414 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Profee
Recipient gets (PHP)
₱460,263.57
Full transfer details
Visit Profee
₱9,226 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
6
Remitly
Recipient gets (PHP)
₱459,000.00
Full transfer details
Visit Remitly
₱7,962 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (PHP)
₱458,970.00
Full transfer details
Visit Xe
₱7,932 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
OFX
Recipient gets (PHP)
₱457,911.00
Full transfer details
Visit OFX
₱6,873 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PHP)
₱463,530.36
Sponsored
Wise
Recipient gets (PHP)
₱460,451.78
Full transfer details
Visit Wise
₱9,414 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱458,970.00
Full transfer details
Visit Xe
₱7,932 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: Wise

Wise is our top choice for PLN to PHP transfers.

We tested & reviewed 11 money transfer providers, and Wise scored highly in each category.

Transferring 30,000 PLN to PHP will cost you zł276.75 in fees, and your recipient will get 460,451.78 PHP.

For a great mix of cost, speed & features, transfer from Poland to Philippine Peso using Wise.

Wise is the top rated company for sending money from Poland (PLN) to Philippines (PHP) - Wise Screenshot

How to get the best deal on sending money from Poland to Philippines

Summary of recent searches

Top rated for transfers from Poland to Philippines
Wise
Total number of PL - PH providers
11
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Understanding Poland to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Poland to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 11 providers for sending Zloty to Philippines. This ensures you will get the best options for your transfer to the Philippines from Poland.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Poland to the Philippines.

2
Get ahead of the Zloty-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Poland and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Poland to Philippines: Regency FX

The combination of the lowest fees and best exchange rate is through Regency FX. This makes them our cheapest transfer service of the 11 compared for sending Zloty to the Philippines.

Our data shows, that Regency FX is 0.03% than the second-best option when sending via a bank transfer.

This includes the fee of 0 PLN and a PLN-PHP exchange rate for international transfers that is 0.27% different to the mid-market rate.

Securing the best rates on a PLN to Philippines transfer can be done with Regency FX but you can always search for your specific amount.

Fastest way to transfer money to the Philippines from Poland: Regency FX.

We tested 11 companies offering transfers from Poland to the Philippines and Regency FX offered the quickest option.

For example, if you send zł30,000 with Regency FX to Philippines now, the transfer time is minutes - 24 hours.

This can vary depending on your needs, smaller transfers to Philippines are likely to arrive quicker.

When using Regency FX to send money from Poland to the Philippines you can expect a fee of 0 PLN. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 11 money transfer providers. To test overall speed of sending money from Poland to the Philippines we included the timeframe for depositing Zloty to a money transfer account and average transfer times to the Philippines.

When sending money to Philippines from Poland quickly is a priority, Regency FX is our recommended choice.

Transfer a large sum of money

When sending large amounts of Zloty to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
11 money transfer companies compared, Wise is the best option for large transfers from Poland to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Poland to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Poland because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Poland to Philippines

The total cost of sending money to the Philippines from Poland, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for PLN-PHP is 15.4814 PHP per Zloty.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Zloty.

  • The average PLN-PHP mid-market rate for the last 7 days has been 15.607 PHP per Zloty. This includes a high of 15.6823, and low of 15.4996.

  • Out of the 11 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting PLN to PHP should be the biggest determining cost factor when transferring Zloty to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 PLN per transfer (which is the cheapest option right now for a zł30,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Poland will result in more money received in the Philippines.

How to find the best exchange rate for Zloty to Philippine Peso

Timing is essential for sending money between PLN and PHP. The exchange rate you secure impacts how much PHP you get for your PLN.

Mid-market Rate
1 
PLN
=
15.481384 
PHP

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from PLN to PHP has seen some fluctuation. On average, it stood at 15.607.

  • During this period, the highest value recorded was 15.6823, while the lowest was 15.4996.

  • Wise, which is our recommended service to send money online from Poland to Philippines offers an exchange rate that is only 0.05% above the mid-market rate.

Want to secure the best PLN-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Philippines!

Payment options for transfers from Poland to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Poland to the Philippines.

    Using a money transfer company such as Regency FX for payments from Poland to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 11 we compared when sending PLN to the Philippines.

    With a fee of 0 PLN to transfer money from Poland to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Poland to the Philippines is easy with .


    is a leader in debit card money transfers from Poland to the Philippines. They are the best option of the 11 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Poland to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Poland to Philippines?
Are there any tax implications to sending money from Poland to Philippines?
Can I send money from Poland to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Zlotys to Philippines through various providers?
How long does it take to send money from Poland to Philippines?
What is the best exchange rate I can get for sending money from Poland to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Poland to Philippines?
Can I schedule regular transfers between Poland and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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