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Compare money transfers from Poland to Germany

Get the best deals on transfers from Poland to Germany. Find the cheapest, fastest, and best rated providers with the most competitive PLN to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from Poland.

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Wise was the top rated provider from Poland to Germany

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from Poland to Germany

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from Poland to Germany

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
TorFx was the best for large transfers from Poland to Germany

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Our recommendation: Wise

Wise is our top choice for PLN to EUR transfers.

We tested & reviewed 17 money transfer providers offering money transfers from Poland to Germany, and Wise scored highly.

In total, Wise appeared in 100% of Poland to Germany searches, and was the top rated company supporting transfers between PLN and EUR.

For a great mix of cost, speed & features, we recommend making your Poland to Germany transfer using Wise.

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How to get the best deal on sending money from Poland to Germany

Summary of recent searches

Top rated for transfers from Poland to Germany
Wise
Total number of PL - DE providers
17
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise
Best for credit card
Wise

Get the most from sending money from Poland to Germany

1
Compare providers

Comparing providers offering services between Poland and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire PLN-EUR market and have compared 17 providers offering services between Poland and Germany.

This ensures you will get the most comprehensive options for sending Zloty to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Poland to Germany transfer needs.

2
Beat the Zloty-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across Poland and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from Poland to Germany: Revolut

The combination of the lowest fees and best exchange rate is through Revolut. This makes them our cheapest transfer service of the 17 compared for sending Zloty to Germany.

Our data shows, over the past six months, that Revolut is 0.2% than the second-best option when sending via a bank transfer.

This measure includes an average fee of 0* PLN and a PLN-EUR exchange rate for international transfers that is 0.08% different to the mid-market rate.

Securing the best rates on a PLN to Germany transfer can be done with Revolut but you can always search for your specific amount.

*The most common fee applied by Revolut when sending PLN-EUR, based on data from the past six months.

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Fastest company to send money to Germany from Poland: Paysend.

We compared 17 companies for fast transfers from Zlotys to Germany and Paysend came out on top.

Through our data, Paysend was the quickest way to send money from Poland to Euro 64.3% of the time.

Sending money through Paysend to Germany from Poland has an average fee of 0 PLN.

To understand who was the fastest, we tested Paysend as part of 17 money transfer providers. Within this, we looked at the overall speed of sending money from Poland to Germany. This was made up of transfer times to Germany after Zlotys were added to a money transfer account.

When fast money transfers between Poland and Germany are a priority, Paysend is our recommended choice.

Sending large sums of money?

For transferring a bigger sum of money to Germany from Poland, we’d recommend using a provider that can offer a hands-on approach.

Of the
17 companies tested, Wise is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Germany from Poland can be expensive.

Wise is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money from Poland to Germany

When calculating the costs of money transfers between Poland and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the PLN-EUR mid-market rate equals 0.2353 EUR per Zloty.

  • For reference, the PLN-EUR average mid-market rate for the past three months has been 0.2319 EUR per Zloty, with a high of 0.2352 and a low of 0.228.

  • The company offering the best exchange rate is Wise.

  • Often the PLN-EUR exchange rate you receive is the bigger factor than how much it costs to send Zlotys to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, averaging 0 PLN over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Poland to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Poland.

How to find the best exchange rate for Zloty to Euro

Timing is essential for sending money between PLN and EUR. The exchange rate you secure impacts how much EUR you get for your PLN.

Mid-market Rate
1
= 0.235316 EUR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from PLN to EUR has seen some fluctuation. On average, it stood at 0.2319.

  • During this period, the highest value recorded was 0.2352, while the lowest was 0.228.

  • Wise, which is our recommended service to send money online from Poland to Germany offers an exchange rate that is only -0.05% above the mid-market rate.

Want to secure the best PLN-Euro exchange rates?

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Payment options for Poland to
Germany money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to Germany.

    By using a money transfer company such as Revolut for transfers from Poland to Germany, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Revolut is the cheapest money transfer company for bank transfers from the 17 we compared for transfers from PLN into Germany.

    With an average fee of 0 PLN to send money from Poland to Germany, Revolut offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to Germany with a debit or a prepaid card is available through Wise.


    Wise is a one of the cheaper options for debit card payments for transfers from Poland to Germany. This cost is against a total of 17 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to Germany, Wise emerges as our top choice of the 17 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.