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Our recommendation: Wise
We tested & reviewed 15 money transfer providers offering money transfers from Poland to Germany, and Wise scored highly.
In total, Wise appeared in 100% of Poland to Germany searches, and was the top rated company supporting transfers between PLN and EUR.
For a great mix of cost, speed & features, we recommend making your Poland to Germany transfer using Wise.
How to get the best deal on sending money from Poland to Germany
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to get an overall cost of exchange rates and fees when sending money from Poland to Germany.
- Choose a provider
Select the provider that offers you the best value & service for transfers between Poland and Germany.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to Germany.
Summary of recent searches
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Get the most from sending money from Poland to Germany
Comparing providers offering services between Poland and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire PLN-EUR market and have compared 15 providers offering services between Poland and Germany.
This ensures you will get the most comprehensive options for sending Zloty to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Poland to Germany transfer needs.
Cheapest way to send money from Poland to Germany: Regency FX
Our data shows, over the past six months, that Regency FX is 0.2% than the second-best option when sending via a bank transfer.
This measure includes an average fee of 0* PLN and a PLN-EUR exchange rate for international transfers that is 0.2% different to the mid-market rate.
Securing the best rates on a PLN to Germany transfer can be done with Regency FX but you can always search for your specific amount.
*The most common fee applied by Regency FX when sending PLN-EUR, based on data from the past six months.
Fastest company to send money to Germany from Poland: TransferGo.
Through our data, TransferGo was the quickest way to send money from Poland to Euro 28.6% of the time.
Sending money through TransferGo to Germany from Poland has an average fee of 0 PLN.
To understand who was the fastest, we tested TransferGo as part of 15 money transfer providers. Within this, we looked at the overall speed of sending money from Poland to Germany. This was made up of transfer times to Germany after Zlotys were added to a money transfer account.
When fast money transfers between Poland and Germany are a priority, TransferGo is our recommended choice.
Sending large sums of money?
Of the 15 companies tested, Wise is the best rated for larger transfer amounts.
Whether for a property purchase, or as a gift, sending large amounts of money to Germany from Poland can be expensive.
Wise is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.
Understanding the costs involved when transferring money from Poland to Germany
When calculating the costs of money transfers between Poland and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the PLN-EUR mid-market rate equals 0.2302 EUR per Zloty.
For reference, the PLN-EUR average mid-market rate for the past three months has been 0.2324 EUR per Zloty, with a high of 0.2352 and a low of 0.228.
The company offering the best exchange rate is Wise.
Often the PLN-EUR exchange rate you receive is the bigger factor than how much it costs to send Zlotys to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, averaging 0 PLN over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Poland to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Poland.
How to find the best exchange rate for Zloty to Euro
Timing is essential for sending money between PLN and EUR. The exchange rate you secure impacts how much EUR you get for your PLN.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from PLN to EUR has seen some fluctuation. On average, it stood at 0.2324.
During this period, the highest value recorded was 0.2352, while the lowest was 0.228.
Wise, which is our recommended service to send money online from Poland to Germany offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best PLN-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Germany!
Payment options for Poland to Germany money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from Poland to Germany.
By using a money transfer company such as Regency FX for transfers from Poland to Germany, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Regency FX is the cheapest money transfer company for bank transfers from the 15 we compared for transfers from PLN into Germany.With an average fee of 0 PLN to send money from Poland to Germany, Regency FX offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from Poland to Germany with a debit or a prepaid card is available through Wise.
Wise is a one of the cheaper options for debit card payments for transfers from Poland to Germany. This cost is against a total of 15 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from Poland to Germany, Wise emerges as our top choice of the 15 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Poland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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