MoneyTransfers

How to send money to South Africa from Poland with the best PLN-ZAR rate

Find the best deals when you transfer from Poland to South Africa. Get insights on the fastest, cheapest, and providers with the best PLN to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Poland.

Transferring the other way? Send ZAR from South Africa to Poland instead.
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July 11th, 2025
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Best money transfer companies

Send money from Poland to South Africa

Last updated: Today
Mid-market rate as of 07/11/2025: 1 PLN = 4.878092 ZAR
Results below are based on a 30000 PLN search
0 of 13 providers
Sponsored
Wise
Recipient gets (ZAR)
R 144,892.48
Full transfer details
Visit Wise
R 2,940 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 144,054.00
Full transfer details
Visit Xe
R 2,102 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (ZAR)
R 145,976.90
Full transfer details
Visit Key Currency
R 4,024 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (ZAR)
R 145,947.63
Full transfer details
Visit Regency FX
R 3,995 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (ZAR)
R 145,903.73
Full transfer details
Visit TorFx
R 3,951 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Currencies Direct
Recipient gets (ZAR)
R 145,368.00
Full transfer details
Visit Currencies Direct
R 3,416 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (ZAR)
R 145,254.00
Full transfer details
Visit OFX
R 3,302 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (ZAR)
R 145,115.00
Full transfer details
Visit CurrencyFair
R 3,163 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (ZAR)
R 144,892.48
Full transfer details
Visit Wise
R 2,940 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
8
Remitly
Recipient gets (ZAR)
R 144,666.00
Full transfer details
Visit Remitly
R 2,714 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (ZAR)
R 144,054.00
Full transfer details
Visit Xe
R 2,102 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (ZAR)
R 145,611.92
Sponsored
Wise
Recipient gets (ZAR)
R 144,892.48
Full transfer details
Visit Wise
R 2,940 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 144,054.00
Full transfer details
Visit Xe
R 2,102 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

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Overall best option: Wise

Wise is our recommended company for sending money to South Africa from PLN.

Of the 13 companies that support PLN to ZAR, Wise offered the best combination of cost and speed.

Sending 30,000 PLN to ZAR will cost you zł304.11 in fees, and you will receive 144,892.48 ZAR. The delivery time usually is within a week, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Zlotys to South Africa using Wise.

Wise is the top rated company for sending money from Poland (PLN) to South Africa (ZAR) - Wise Screenshot

Compare for the best deal on your Poland to South Africa transfer

Summary of recent searches

Top rated for transfers from Poland to South Africa
Wise
Total number of PL - ZA providers
13
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Transfer consider from Poland to South Africa

1
Compare available providers

A comparison of providers offering services between Poland and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Zloty to South Africa we've compared 13 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Poland.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Poland to South Africa.

2
Getting the best Zloty-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from Poland to South Africa: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 13 compared for sending Zloty to South Africa.

Our data shows, that Key Currency is 0.02% than the second-best option when sending via a bank transfer.

This includes the fee of 0 PLN and a PLN-ZAR exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a PLN to South Africa transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from Poland (PLN) to South Africa (ZAR) - Key Currency Screenshot

Fastest way to transfer money to South Africa from Poland: Regency FX.

We tested 13 companies offering transfers from Poland to South Africa and Regency FX offered the quickest option.

For example, if you send zł30,000 with Regency FX to South Africa now, the transfer time is minutes - 24 hours.

This can vary depending on your needs, smaller transfers to South Africa are likely to arrive quicker.

When using Regency FX to send money from Poland to South Africa you can expect a fee of 0 PLN. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 13 money transfer providers. To test overall speed of sending money from Poland to South Africa we included the timeframe for depositing Zloty to a money transfer account and average transfer times to South Africa.

When sending money to South Africa from Poland quickly is a priority, Regency FX is our recommended choice.

Need to make a large transfer?

For big transfers between Poland and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
13 providers compared.

While Wise may not always be the cheapest or fastest way to send PLN from Poland to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money to South Africa from Poland

When calculating the cost of sending money from Poland to South Africa, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current PLN-ZAR mid-market rate is 4.9138 ZAR per Zloty. Finding a provider as close to this number as possible will ensure more Rand for your money.

  • As a comparison, the PLN-ZAR mid-market rate for the past week has averaged 4.9036 ZAR per Zloty, hitting a high of 4.9172 and a low of 4.8781.

  • Wise is currently offering the best exchange rate on transfers between Poland and South Africa.

  • Often the PLN-ZAR exchange rate you receive will be the biggest factor impacting the cost of sending Zloty to South Africa.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 PLN. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rand is the biggest indicator in the total cost of sending money to Poland from South Africa. The higher the total amount received in South Africa, the lower the cost of sending from Poland.

How to find the best exchange rate for Zloty to Rand

Timing is essential for sending money between PLN and ZAR. The exchange rate you secure impacts how much ZAR you get for your PLN.

Mid-market Rate
1 
PLN
=
4.913836 
ZAR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from PLN to ZAR has seen some fluctuation. On average, it stood at 4.9036.

  • During this period, the highest value recorded was 4.9172, while the lowest was 4.8781.

  • Wise, which is our recommended service to send money online from Poland to South Africa offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best PLN-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to South Africa!

Payment options for Poland to
South Africa money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to South Africa.

    By using a money transfer company such as Key Currency for transfers from Poland to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 13 we compared for transfers from PLN into South Africa.

    With a fee of 0 PLN to send money from Poland to South Africa, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to South Africa with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from Poland to South Africa. This cost is against a total of 13 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to South Africa, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Poland to South Africa?
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Can I send money from Poland to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Zlotys to South Africa through various providers?
How long does it take to send money from Poland to South Africa?
What is the best exchange rate I can get for sending money from Poland to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Poland to South Africa?
Can I schedule regular transfers between Poland and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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