.svg)
Send money from Poland to Nigeria
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Card-to-card transfers can be received in just two minutes."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
HSBCRecipient gets (NGN)₦12,090,794.91Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best recommended: Wise
Of the 8 money transfer providers tested and reviewed, Wise will get you the most NGN (12,663,687.13) based on our 7-day analysis.
Wise appeared in 100% of Poland to Nigeria searches, and was the top rated company supporting PLN to NGN transfers.
How to get the best deal on sending money from Poland to Nigeria
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to get an overall cost of exchange rates and fees when sending money from Poland to Nigeria.
- Choose a provider
Select the provider that offers you the best value & service for transfers between Poland and Nigeria.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to Nigeria.
Summary of recent searches
Considerations for sending money from Poland to Nigeria
Always compare ways to send money from Poland to Nigeria to get the best options for fees, speed, and reliability.
Our analysis included 8 providers that operate between Poland and Nigeria.
Through this, you get a comprehensive view of all the options you have in Poland when you need to send money to Nigeria.
Cheapest way to transfer money from Poland to Nigeria: Xe
Our data shows that Xe is -30.46% cheaper than the second-best option.
The company offers an average fee of 0* PLN and an average exchange rate between PLN and NGN that is 18.9% different from the mid-market rate.
For a cheap way to send PLN to Nigeria, Xe is a great all round choice.
*The most common fee applied to PLN-NGN by Xe, based on data from the past 7 days.
Fastest way to send money to Nigeria from Poland: Wise
Our comparison shows that Wise is the fastest option for sending Zloty into Naira 71.4% of the time.
With Wise, the average transfer time is: next day (based on a 7-day average ).
A PLN-Naira transfer through Wise comes with an average 264.17 PLN fee.
This comparison is based on the overall speed of sending 30,000 PLN to Nigeria and is a combination of depositing Zloty, transfer times to Nigeria and withdrawal timeframes, where applicable.
When speed is a priority, Wise is the top choice for sending into Nigeria from Poland.
Send large sums of money
Wise offers the strongest all round option for large transfers of the 8 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.
As such, opt for Wise for sending large sums of money to Nigeria from Poland.
Pick the right payment method when sending money to Nigeria from Poland
When sending money to Nigeria from Poland, it is important to consider your needs and the payment method you will be using. Some payment methods can be faster but will cost more, while others might have lower fees but get you more NGN.
Below is the data from our search results from the past week. It is based on zł30,000 transfer to Nigeria from Poland.
Overall best way to send money to Nigeria from Poland
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Wise (appeared 7 times last week) | 425.8730 (-1.95% markup) | 264.17 | 12,663,687.13 NGN |
Bank transfer deposit | Wise (appeared in 100% of the searches last week) | 425.8730 (-1.95% markup) | 264.17 | 12,663,687.13 NGN |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Cheapest money transfer companies to send money to Nigeria from Poland
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Xe (appeared 4 times last week) | 319.7792 (18.9% markup) | 0 | 9,593,376 NGN |
Bank transfer deposit | Xe (appeared in 57.1% of the searches last week) | 319.7792 (18.9% markup) | 0 | 9,593,376 NGN |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Money transfer companies with the lowest PLN fees
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Xe (appeared 4 times last week) | 319.7792 (18.9% markup) | 0 | 9,593,376 NGN |
Bank transfer deposit | Xe (appeared in 100% of the searches last week) | 319.7792 (18.9% markup) | 0 | 9,593,376 NGN |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Fastest money transfer companies to send money to Nigeria from Poland
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Wise (appeared 5 times last week) | 425.8730 (-1.95% markup) | 264.17 | 12,663,687.13 NGN |
Bank transfer deposit | Wise (appeared in 71.4% of the searches last week) | 425.8730 (-1.95% markup) | 264.17 | 12,663,687.13 NGN |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
We recommend avoiding the following companies, as they are the most expensive for transfers from Poland to Nigeria:
Overall most expensive option: Remitly. It will cost you zł0 to send money to Nigeria, and your recipient will get 12,285,000 NGN.
Most expensive for bank transfer deposits: Revolut. It will cost you zł90 to send money to Nigeria, and your recipient will get 12,438,682.12 NGN.
Most expensive for debit card deposits: . It will cost you zł0 to send money to Nigeria, and your recipient will get 0 NGN.
Understanding the cost of sending money from Poland to Nigeria
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Poland to Nigeria.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Zloty. The current PLN-NGN mid-market rate is 417.0656 NGN per Zloty.
This rate changes regularly so it can pay to track it. For comparison, the PLN-NGN mid-market rate for the past 7 days has averaged 415.8783 NGN per Zloty, with a low of 414.6699 and a high of 416.7038.
Wise is currently offering the best exchange rate from the 8 companies compared.
Often the PLN-NGN exchange rate you pay is the biggest cost factor when transferring Zlotys to Nigeria.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Zloty you’re sending to Nigeria. Xe currently has the lowest fees for transfers into NGN at an average of 0 PLN over the last week. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Poland. The bigger the amount received in Nigeria, the lower the overall cost of sending from Poland.
How to find the best exchange rate for Zloty to Naira
Timing is essential for sending money between PLN and NGN. The exchange rate you secure impacts how much NGN you get for your PLN.
Let's dive into some interesting recent trends.
In the last 7 days, the exchange rate from PLN to NGN has seen some fluctuation. On average, it stood at 415.8783.
During this period, the highest value recorded was 416.7038, while the lowest was 414.6699.
Wise, which is our recommended service to send money online from Poland to Nigeria offers an exchange rate that is only -1.95% above the mid-market rate.
Want to secure the best PLN-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Nigeria!
Payment methods for Poland to Nigeria transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Poland to Nigeria.
By opting for a money transfer company such as Xe for transfers from Poland to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Xe is the cheapest provider for bank transfers from the 8 we tested when sending PLN to Nigeria.
With an average fee of PLN0 to send money from Poland to Nigeria, Xe offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Poland to Nigeria is easy with .
is a market leader in debit card payments for transfers from Poland to Nigeria, this is among a total of 8 money transfer companies compared.
Credit card transfers
When it comes to credit card transfers from Poland to Nigeria, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Poland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
