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Compare ways to send money from Poland to Nigeria

Find money transfer deals for sending money from Poland to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best PLN to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Poland.

Transferring the other way? Send NGN from Nigeria to Poland instead.
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Overall best way: WorldRemit

WorldRemit is our recommended company for transferring Zloty to Nigeria.

We tested & reviewed 10 transfer providers, and WorldRemit scored highly.

In the last six months, WorldRemit appeared in 57.4% of Poland to Nigeria searches, and was the top rated company supporting payments Poland into Naira.

So for a great mix of cost, speed & features, make your Poland to Nigeria transfer using WorldRemit.

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How to get the best deal on sending money from Poland to Nigeria

Summary of recent searches

Top rated for transfers from Poland to Nigeria
WorldRemit
Total number of PL - NG providers
10
Average cheapest fees & rate
Profee
Average fastest transfer
Remitly
Average transfer time
Within minutes
Best for bank transfers
HSBC
Best for debit card
Wise
Best for credit card
Wise

Understanding Poland to Nigeria money transfers

1
Comparing providers

Comparing providers when sending money from Poland to Nigeria is the easiest way to make a transfer at the best price.

We’ve compared 10 providers for sending Zloty to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Poland.

We rate WorldRemit as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Poland to Nigeria.

2
Get ahead of the Zloty-Naira exchange rate
3
Choosing the right payment method
4
Financial regulators in Poland and Nigeria
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Poland: HSBC

HSBC combines the lowest fees with the best exchange rate and from the 10 companies compared offers the cheapest transfers to Nigeria from Poland.

Data collected through our comparison over the past six months shows that HSBC is 2.3% cheaper than the second-best option.

The cost is made up of an average fee of 0* PLN and an exchange rate for buying Naira with Zloty that is 3.25% different to the mid-market rate.

If you want to secure the best rates on a Poland to Nigeria transfer, HSBC offers value. We would still recommend searching for the amount you want to send to Nigeria.

*The most common fee applied to PLN-NGN by HSBC, based on data from the past six months.

Fastest money transfers from Poland to Nigeria: Remitly.

Of the 10 money transfer companies tested, Remitly offered the quickest way to send Zlotys to Nigeria.

Through our comparison, we found Remitly to be the fastest option to transfer money from Poland to Naira in 33.6% of instances.

Over the last six months, sending money from Poland to Nigeria through Remitly have an average fee of 0 PLN.

Remitly was one of 10 money transfer providers we compared for overall speed of sending money from Poland to Nigeria. This speed test included depositing Zlotys to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Remitly is our best choice for sending from Poland to Nigeria.

Sending large sums of money?

For transferring a bigger sum of money to Nigeria from Poland, we’d recommend using a provider that can offer a hands-on approach.

Of the
10 companies tested, WorldRemit is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Nigeria from Poland can be expensive.

WorldRemit is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money to Nigeria from Poland

When calculating the cost of sending money from Poland to Nigeria, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current PLN-NGN mid-market rate is 412.5135 NGN per Zloty. Finding a provider as close to this number as possible will ensure more Naira for your money.

  • As a comparison, the PLN-NGN mid-market rate for the past three months has averaged 399.9711 NGN per Zloty, hitting a high of 433.5497 and a low of 345.0802.

  • Profee is currently offering the best exchange rate on transfers between Poland and Nigeria.

  • Often the PLN-NGN exchange rate you receive will be the biggest factor impacting the cost of sending Zloty to Nigeria.

Fees: Transfer fees are charged on top of a transfer. Profee currently offers lowest fees, at an average of 0 PLN over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Naira is the biggest indicator in the total cost of sending money to Poland from Nigeria. The higher the total amount received in Nigeria, the lower the cost of sending from Poland.

How to find the best exchange rate for Zloty to Naira

Timing is essential for sending money between PLN and NGN. The exchange rate you secure impacts how much NGN you get for your PLN.

Mid-market Rate
1
= 412.513499 NGN

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from PLN to NGN has seen some fluctuation. On average, it stood at 399.9711.

  • During this period, the highest value recorded was 433.5497, while the lowest was 345.0802.

  • WorldRemit, which is our recommended service to send money online from Poland to Nigeria offers an exchange rate that is only 3.56% above the mid-market rate.

Want to secure the best PLN-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Nigeria!

Payment options for Poland to
Nigeria money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to Nigeria.

    By using a money transfer company such as HSBC for transfers from Poland to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    HSBC is the cheapest money transfer company for bank transfers from the 10 we compared for transfers from PLN into Nigeria.

    With an average fee of 10 PLN to send money from Poland to Nigeria, HSBC offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to Nigeria with a debit or a prepaid card is available through Wise.


    Wise is a one of the cheaper options for debit card payments for transfers from Poland to Nigeria. This cost is against a total of 10 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to Nigeria, Wise emerges as our top choice of the 10 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Poland to Nigeria?
Are there any tax implications to sending money from Poland to Nigeria?
Can I send money from Poland to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Zlotys to Nigeria through various providers?
How long does it take to send money from Poland to Nigeria?
What is the best exchange rate I can get for sending money from Poland to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Poland to Nigeria?
Can I schedule regular transfers between Poland and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.