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Find the best ways to transfer money from Poland to Spain

Compare the best deals on transfers from Poland to Spain. Explore the cheapest, fastest, and most reliable providers with the best PLN to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Poland.

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Wise was the top rated provider from Poland to Spain

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from Poland to Spain

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Wise was the fastest from Poland to Spain

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
TorFx was the best for large transfers from Poland to Spain

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Overall top choice: Wise

Wise is the best way to transfer Zloty into Euro.

Of the 17 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the last six months, Wise appeared in 100% of searches for transfers between Poland and Spain.

When sending money from Poland to Spain, using Wise in a great option.

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How to get the best deal on sending money from Poland to Spain

Summary of recent searches

Top rated for transfers from Poland to Spain
Wise
Total number of PL - ES providers
17
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise
Best for credit card
Wise

Considerations to make sending money from Poland to Spain easy

1
Compare providers

Comparing the different providers offering services between Poland and Spain, is the best way to send money with confidence.

The 17 providers we've compared ensures you will get the best options for your transfer to Spain from Poland. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Zloty to Spain.

2
Exchange rates between Zloty-Euro
3
Choose the right payment method
4
Financial regulation in Poland and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Poland: Revolut

Of the 17 providers compared, Revolut is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 0* PLN and an exchange rate for converting Zloty to Euro that is 0.11% different to the mid-market rate.

On average, Revolut is 0.2% cheaper than the second-best option.

We would recommend Revolut for low cost, affordable transfers from Euros to Spain.

*The most common fee applied to PLN-EUR by Revolut, based on data from the past six months.

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Fastest way to transfer money to Spain from Poland: Wise.

We tested 17 companies offering transfers from Poland to Spain and Wise offered the quickest option.

Wise was the quickest way to send Zloty to Euro in 51.9% of searches. For fast transfers between PLN and EUR, Wise comes highly recommended.

When using Wise to send money from Poland to Spain you can expect an average fee of 58.86 PLN. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 17 money transfer providers. To test overall speed of sending money from Poland to Spain we included the timeframe for depositing Zloty to a money transfer account and average transfer times to Spain.

When sending money to Spain from Poland quickly is a priority, Wise is our recommended choice.

Screenshot

Transfer a large amount of money

To transfer large sums of money from Poland to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
17 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Poland to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Poland.

Understanding the costs involved when transferring money to Spain from Poland

When calculating the cost of sending money from Poland to Spain, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current PLN-EUR mid-market rate is 0.2353 EUR per Zloty. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the PLN-EUR mid-market rate for the past three months has averaged 0.2319 EUR per Zloty, hitting a high of 0.2352 and a low of 0.228.

  • Wise is currently offering the best exchange rate on transfers between Poland and Spain.

  • Often the PLN-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Zloty to Spain.

Fees: Transfer fees are charged on top of a transfer. Revolut currently offers lowest fees, at an average of 0 PLN over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Poland from Spain. The higher the total amount received in Spain, the lower the cost of sending from Poland.

How to find the best exchange rate for Zloty to Euro

Timing is essential for sending money between PLN and EUR. The exchange rate you secure impacts how much EUR you get for your PLN.

Mid-market Rate
1
= 0.235316 EUR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from PLN to EUR has seen some fluctuation. On average, it stood at 0.2319.

  • During this period, the highest value recorded was 0.2352, while the lowest was 0.228.

  • Wise, which is our recommended service to send money online from Poland to Spain offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best PLN-Euro exchange rates?

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Payment methods for Poland to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Poland to Spain.

    By opting for a money transfer company such as Revolut for transfers from Poland to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 17 we tested when sending PLN to Spain.

    With an average fee of PLN0 to send money from Poland to Spain, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Poland to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from Poland to Spain, this is among a total of 17 money transfer companies compared.

  • Credit card transfers

    When it comes to sending money with a credit card from Poland to Spain, Wise emerges as our top choice of the 17 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from Poland to Spain?
Are there any minimum or maximum transfer amounts for sending money from Poland to Spain?
Can I schedule regular transfers between Poland and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.