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Sending money to Turkey from Germany

Top Provider
Amount Received
By Bank Transfer
Fees: 0
Rate: 19.45776 *
Payment Options
Debit Card
1-2 Hours
Bank Transfer
1-2 Hours
Key Features
5-star customer rating on TrustPilot
No transfer limit & no fees
£25 gift card when you refer a friend
Excellent customer support
Amount Received
By Bank Transfer
Fees: €23.40
Rate: 19.64370
Payment Options
Bank Transfer
Next Day
Credit Card
Next Day
Debit Card
Next Day
Key Features
Offers low rates
Well known brand
Current Mid-Market Rate: 1 EUR = 19.634472 TRY
* Some rates may be indicative.


Technically Turkey is a transcontinental country; the large majority of Turkish land is in Asian territory, with a very small area (35) – known as the Eastern Thrace – geographically located in Southeast Europe. Despite Turkey’s interconnectedness with Europe, the country is not a member of the European Union (EU) and therefore continues to uphold their own unique currency, the Turkish lira (TL). 

Those sending money transfers from Germany to Turkey should be aware that TRY is the primary legal tender accepted by Turkish financial institutions. However, if you are planning to travel to Turkey from Germany there have been reports of certain Turkish vendors and businesses, especially in the Eastern Thrace of Turkey, accepting Euros as well as Lira. It is worth researching the destination ahead of acquiring any Euros, and browsing online forums to see what other tourists have to say on the subject.

Choosing the best service provider

We have found [NUMBER OF PROVIDERS] that service payments Germany to Turkey. The fastest transfer provider is XE.. The cheapest provider we found is XE at 0.9% above the Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring EUR to TRY. 

This means that by using XE for online money transfers to Turkey from Germany, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found Wise also to be very good options when sending EUR – TRY.

This recommendation was updated one minute ago.

The cheapest way to send money from Germany to Turkey

XE has been determined by our comparison engine to currently offer you the cheapest rates possible. Many customers are caught out by hidden fees and unexpected exchange rate mark-ups, so to avoid any disappointment at a later date, be sure to acquire all the relevant information before any funds are taken for payment. 

Get the Best Rate and Sign Up for Rate Alerts Germany to Turkey

The fastest way to send money from Germany to Turkey

When sending money from Germany to Turkey, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. 

Currently, XE is the fastest way to send EUR – TRY. Typically these transfers should arrive with the recipient within 24 hours but it is important to consider delivery speeds are subject to daily cut-off times, office hours and public holidays. We recommend all customers review the terms and conditions in full before making a payment. 

What payment methods are available when sending money from Germany to Turkey?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. You are likely to find the most common methods are bank transfers and card payments, but some providers also accept cash and some will even deliver funds straight to your recipient’s door

When it comes to sending an international money transfer from Germany to Turkey you will need to provide the recipient’s full name, residential address, IBAN number, TRRN code, the SWIFT/BIC code, and in some cases, a copy of the recipient’s identification document.

Sending money to Turkey from Germany using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Turkey.

Sending money to Turkey from Germany using a debit card

With XE you can send money online to Turkey using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from Germany to Turkey

Bank and wire transfers are the most common ways of sending money Turkey as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days. 

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Turkey. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Turkey.

When sending money to Turkey from Germany using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. In some cases, the intermediary and incoming transfer fees will be covered by the receiving bank or financial institution in Turkey; this is something that should be clarified ahead of making payment. 

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE and Wise.

Considerations for a EUR – TRY Currency Transfer

Before sending money to Turkey from Germany, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Turkey the more value you will get and more TRY the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The EUR – TRY exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 19.634472 and the lowest exchange rate margin is currently offered by XE at 0.9% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Turkey, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, Wise and will give insight here. 

How to send money from Germany to Turkey at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send EUR to TRY. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from EUR to TRY in Turkey?

Your recipient has a few methods available to receive your money in Turkey. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Turkey, then they will usually need the following:

How much money can be transferred from Germany to Turkey?

The amount of TRY you can receive from Germany will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of TRY that can be received in Turkey or sent from Germany before making your transfer.

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April Summers

April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she’s not writing about global remittances she can be found daydreaming about her next holiday abroad.